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Southern California Bancorp (BCAL)
NASDAQ:BCAL
RESEARCH TOOLSreports
Total Valuation
Southern California Bancorp has a market cap or net worth of $481.98M. The enterprise value is $152.68M.
Market Cap$481.98M
Enterprise Value$152.68M
Share Statistics
Southern California Bancorp has 32,412,937 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding32,412,937
Owned by Insiders16.42%
Owned by Institutions35.16%
Financial Efficiency
Southern California Bancorp’s return on equity (ROE) is 0.01 and return on invested capital (ROIC) is -0.18%.
Return on Equity (ROE)0.01
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-0.18%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee440.56K
Profits Per Employee18.73K
Employee Count290
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Southern California Bancorp is 73.82. Southern California Bancorp’s PEG ratio is 0.86.
PE Ratio73.82
PS Ratio0.00
PB Ratio1.15
Price to Fair Value0.78
Price to FCF15.48
Price to Operating Cash Flow14.66
PEG Ratio0.86
Income Statement
In the last 12 months, Southern California Bancorp had revenue of 127.76M and earned 5.43M in profits. Earnings per share was 0.22.
Revenue127.76M
Gross Profit0.00
Operating Income8.26M
Pretax Income8.26M
Net Income5.43M
EBITDA11.90M
Earnings Per Share (EPS)0.22
Cash Flow
In the last 12 months, operating cash flow was 22.56M and capital expenditures -158.00K, giving a free cash flow of 22.40M billion.
Operating Cash Flow22.56M
Free Cash Flow22.40M
Free Cash Flow per Share0.69
Dividends & Yields
Southern California Bancorp pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.85
52-Week Price Change6.51%
50-Day Moving Average14.11
200-Day Moving Average15.24
Relative Strength Index (RSI)44.38
Average Volume (3m)86.23K
Important Dates
Southern California Bancorp upcoming earnings date is Aug 4, 2025, TBA Not Confirmed.
Last Earnings DateMay 5, 2025
Next Earnings DateAug 4, 2025
Ex-Dividend Date―
Financial Position
Southern California Bancorp as a current ratio of 0.06, with Debt / Equity ratio of 30.28%
Current Ratio0.06
Quick Ratio0.06
Debt to Market Cap0.17
Net Debt to EBITDA2.32
Interest Coverage Ratio0.15
Taxes
In the past 12 months, Southern California Bancorp has paid 2.83M in taxes.
Income Tax2.83M
Effective Tax Rate0.34
Enterprise Valuation
Southern California Bancorp EV to EBITDA ratio is 36.02, with an EV/FCF ratio of 8.62.
EV to Sales3.35
EV to EBITDA36.02
EV to Free Cash Flow8.62
EV to Operating Cash Flow8.52
Balance Sheet
Southern California Bancorp has $212.03M in cash and marketable securities with $87.45M in debt, giving a net cash position of -$124.58M billion.
Cash & Marketable Securities$212.03M
Total Debt$87.45M
Net Cash-$124.58M
Net Cash Per Share-$3.84
Tangible Book Value Per Share$15.58
Margins
Gross margin is 100.00%, with operating margin of 6.47%, and net profit margin of 4.25%.
Gross Margin100.00%
Operating Margin6.47%
Pretax Margin6.47%
Net Profit Margin4.25%
EBITDA Margin9.31%
EBIT Margin6.47%
Analyst Forecast
The average price target for Southern California Bancorp is $18.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$18.50
Price Target Upside28.47% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast60.34%
EPS Growth Forecast-62.91%