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Metropolitan Bank Holding ( (MCB) ) just unveiled an update.
On October 23, 2025, Metropolitan Bank Holding Corp. reported its financial results for the third quarter of 2025, highlighting a net interest income growth of 18.5% compared to the previous year. The company’s net income was $7.1 million, a decrease from $18.8 million in the previous quarter, influenced by a $23.9 million provision for credit losses. Despite the decrease in earnings per share to $0.67, the company saw an increase in total loans and deposits, reflecting a robust balance sheet expansion. The bank’s net interest margin improved to 3.88%, supported by loan and deposit pricing strategies, and the company remains well-capitalized.
The most recent analyst rating on (MCB) stock is a Buy with a $84.00 price target. To see the full list of analyst forecasts on Metropolitan Bank Holding stock, see the MCB Stock Forecast page.
Spark’s Take on MCB Stock
According to Spark, TipRanks’ AI Analyst, MCB is a Outperform.
Metropolitan Bank Holding’s overall stock score is driven by solid financial performance and positive earnings call highlights, including strong loan and deposit growth and net interest margin expansion. The valuation is reasonable, though technical indicators suggest neutral momentum. Challenges in cash flow and increased provision expenses are areas to watch.
To see Spark’s full report on MCB stock, click here.
More about Metropolitan Bank Holding
Metropolitan Bank Holding Corp. is the holding company for Metropolitan Commercial Bank, operating in the financial services industry. The company focuses on providing commercial banking products and services, with a significant emphasis on commercial real estate loans, and maintains a strong capital position under regulatory guidelines.
Average Trading Volume: 84,784
Technical Sentiment Signal: Buy
Current Market Cap: $806.2M
For an in-depth examination of MCB stock, go to TipRanks’ Overview page.

