tiprankstipranks
Bank of Jiujiang Co., Ltd. Class H (HK:6190)
:6190
Want to see HK:6190 full AI Analyst Report?

Bank of Jiujiang Co., Ltd. Class H (6190) Price & Analysis

0 Followers

6190 Stock Chart & Stats

HK$1.71
-HK$0.10(-1.94%)
At close: 4:00 PM EST
HK$1.71
-HK$0.10(-1.94%)

Bulls Say, Bears Say

Bulls Say
Large, Growing Balance Sheet And Equity BaseA growing asset base (416B→524B) with equity accumulation gives the bank scale to expand lending and deposit franchises. Size supports diversification across corporate, SME and retail segments and provides capacity to absorb shocks, underpinning a durable regional banking franchise.
Diversified Core Banking Revenue ModelThe bank earns through net interest income plus fees/commissions across loans, payments, wealth and card services. This revenue mix reduces dependence on a single income source, smoothing earnings over the cycle and supporting long-term cash generation as customer activity and deposits scale.
2025 Operating And Free Cash Flow RecoveryA return to positive operating (~7.6B) and free cash flow (~7.1B) in 2025 shows the bank can generate core cash when conditions normalize. Durable OCF is critical for funding loan growth, provisioning and capital needs without over-relying on external funding.
Bears Say
Material Increase In Leverage And DebtA sharp jump in debt to ~80B materially increases leverage and funding risk. Higher leverage raises interest expense and regulatory capital sensitivity, constraining strategic flexibility and magnifying downside if asset quality or margins deteriorate over the medium term.
Highly Volatile, Inconsistent Cash GenerationLarge operating outflows in 2022 and 2024 indicate cash-generation instability, possibly from working-capital swings or non-recurring items. This volatility undermines confidence in sustained internal funding for lending, reserves, dividends, and increases reliance on external financing.
Weakened Profitability And Compressed ROEEarnings and ROE have trended down meaningfully, with net income roughly halving versus earlier years. Low returns on a larger balance sheet raise concerns about the bank's ability to earn adequate risk-adjusted returns and sustainably generate shareholder value.

Bank of Jiujiang Co., Ltd. Class H News

6190 FAQ

What was Bank of Jiujiang Co., Ltd. Class H’s price range in the past 12 months?
Bank of Jiujiang Co., Ltd. Class H lowest stock price was HK$1.51 and its highest was HK$4.00 in the past 12 months.
    What is Bank of Jiujiang Co., Ltd. Class H’s market cap?
    Bank of Jiujiang Co., Ltd. Class H’s market cap is HK$6.55B.
      When is Bank of Jiujiang Co., Ltd. Class H’s upcoming earnings report date?
      Bank of Jiujiang Co., Ltd. Class H’s upcoming earnings report date is Aug 28, 2026 which is in 72 days.
        How were Bank of Jiujiang Co., Ltd. Class H’s earnings last quarter?
        Bank of Jiujiang Co., Ltd. Class H released its earnings results on Mar 31, 2026. The company reported HK$0.178 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.178.
          Is Bank of Jiujiang Co., Ltd. Class H overvalued?
          According to Wall Street analysts Bank of Jiujiang Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank of Jiujiang Co., Ltd. Class H pay dividends?
            Bank of Jiujiang Co., Ltd. Class H pays a Annually dividend of HK$0.645 which represents an annual dividend yield of 3.72%. See more information on Bank of Jiujiang Co., Ltd. Class H dividends here
              What is Bank of Jiujiang Co., Ltd. Class H’s EPS estimate?
              Bank of Jiujiang Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Bank of Jiujiang Co., Ltd. Class H have?
              Bank of Jiujiang Co., Ltd. Class H has 482,367,200 shares outstanding.
                What happened to Bank of Jiujiang Co., Ltd. Class H’s price movement after its last earnings report?
                Bank of Jiujiang Co., Ltd. Class H reported an EPS of HK$0.178 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Bank of Jiujiang Co., Ltd. Class H?
                  Currently, no hedge funds are holding shares in HK:6190
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Bank of Jiujiang Co., Ltd. Class H

                    Bank of Jiujiang Co., Ltd. is a financial institution offering a diverse array of banking solutions and services to a broad client base, including individual consumers, businesses, and small and micro enterprises throughout the People's Republic of China. Its operations are structured into Corporate Banking, Retail Banking, and Financial Market Business segments. The bank's extensive offerings encompass a range of deposit products, such as demand, time, pledged, corporate accounts, and certificates of deposit. It also extends various lending options, including personal loans for consumption and business needs, residential mortgage financing, corporate credit, and environmentally-focused 'green' financing. Additional services include personal wealth management, trade financing, and both debit and credit card facilities. Furthermore, the company facilitates domestic and international settlements, manages bill acceptance, settlement, and discounting, and issues financial bonds. It serves as an agent for the issuance, settlement, and underwriting of government bonds, and actively trades both government and financial bonds. The institution engages in inter-bank placements, provides letters of credit and guarantees, acts as an agent for both inbound and outbound payments, and offers insurance agency services. Other provisions include the sale of securities investment funds and safe deposit box services, alongside various other business activities. Beyond this, Bank of Jiujiang conducts money market and repurchase transactions, makes financial investments, and ensures accessibility through online, mobile, telephone, and self-service banking platforms. By the close of 2020, its operational network comprised 13 branches and 262 sub-branches. Established in 2000, the company's main office is situated in Jiujiang, People's Republic of China.

                    Bank of Jiujiang Co., Ltd. Class H (6190) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Harbin Bank Co., Ltd. Class H
                    Jiangxi Bank Co., Ltd. Class H
                    Luzhou Bank Co., Ltd. Class H
                    Bank of Gansu Co., Ltd. Class H
                    Jinshang Bank Co., Ltd. Class H
                    Popular Stocks