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Bank of Tianjin Co., Ltd. Class H (DE:B95)
FRANKFURT:B95

Bank of Tianjin Co., Ltd. Class H (B95) Price & Analysis

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B95 Stock Chart & Stats

€0.27
€0.00(0.00%)
At close: 4:00 PM EST
€0.27
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Stable ProfitabilityConsistent annual net income across 2021–2025 indicates a resilient core banking franchise. Stable earnings support internal capital accumulation, predictable dividend capacity and funding of lending activities, reducing reliance on volatile non-core revenue over a multi-month horizon.
Large Scale & Asset GrowthSubstantial asset scale and multi-year growth create diversification benefits across loans and deposits, enabling economies of scale in funding and distribution. A larger balance sheet improves ability to serve corporate and retail customers and absorb localized shocks over 2–6 months.
Regional Franchise In TianjinA focused regional footprint fosters deep local customer relationships, stable deposit bases, and distribution advantages versus generic entrants. This structural market position supports steady loan demand, fee flows and cross-sell potential that remain relevant over several months.
Bears Say
Weak Cash GenerationA sustained shift to negative operating and free cash flow undermines internal funding for loans, investments and dividends. Persistent weak cash conversion forces greater reliance on external funding or asset sales, increasing liquidity and refinancing risk over the medium term.
2025 Debt SpikeA sharp increase in debt after prior deleveraging raises leverage and funding vulnerability. Higher debt burdens compress financial flexibility, increase interest expense exposure and could pressure capital ratios, limiting strategic options if the level persists.
Uneven Revenue & Modest ReturnsUneven top-line trends and only mid-single-digit ROE limit organic capital generation and make earnings less predictable. Modest returns reduce the bank's ability to build buffers from retained earnings, constraining growth or dividend sustainability absent improved margins or revenue stability.

Bank of Tianjin Co., Ltd. Class H News

B95 FAQ

What was Bank of Tianjin Co., Ltd. Class H’s price range in the past 12 months?
Bank of Tianjin Co., Ltd. Class H lowest stock price was €0.20 and its highest was €0.28 in the past 12 months.
    What is Bank of Tianjin Co., Ltd. Class H’s market cap?
    Bank of Tianjin Co., Ltd. Class H’s market cap is €1.42B.
      When is Bank of Tianjin Co., Ltd. Class H’s upcoming earnings report date?
      Bank of Tianjin Co., Ltd. Class H’s upcoming earnings report date is Aug 27, 2026 which is in 32 days.
        How were Bank of Tianjin Co., Ltd. Class H’s earnings last quarter?
        Bank of Tianjin Co., Ltd. Class H released its earnings results on Mar 30, 2026. The company reported €0.038 earnings per share for the quarter, beating the consensus estimate of N/A by €0.038.
          Is Bank of Tianjin Co., Ltd. Class H overvalued?
          According to Wall Street analysts Bank of Tianjin Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank of Tianjin Co., Ltd. Class H pay dividends?
            Bank of Tianjin Co., Ltd. Class H does not currently pay dividends.
            What is Bank of Tianjin Co., Ltd. Class H’s EPS estimate?
            Bank of Tianjin Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Bank of Tianjin Co., Ltd. Class H have?
            Bank of Tianjin Co., Ltd. Class H has 1,764,599,000 shares outstanding.
              What happened to Bank of Tianjin Co., Ltd. Class H’s price movement after its last earnings report?
              Bank of Tianjin Co., Ltd. Class H reported an EPS of €0.038 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.091%.
                Which hedge fund is a major shareholder of Bank of Tianjin Co., Ltd. Class H?
                Currently, no hedge funds are holding shares in DE:B95
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Bank of Tianjin Co., Ltd. Class H Stock Smart Score

                  5
                  Neutral
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                  Fundamentals

                  Return on Equity
                  7.25%
                  Trailing 12-Months
                  Asset Growth
                  -2.30%
                  Trailing 12-Months

                  Company Description

                  Bank of Tianjin Co., Ltd. Class H

                  Bank of Tianjin Co., Ltd. delivers a comprehensive suite of banking and financial solutions, primarily serving customers throughout the People's Republic of China. Its operations are structured into three key divisions: Corporate Banking, Personal Banking, and Treasury Operations. The Corporate Banking segment provides essential services such as deposit acceptance, corporate lending, trade finance, and various corporate advisory offerings to businesses, government entities, and other financial institutions. For individual clients, the Personal Banking division offers diverse deposit options, personal credit facilities, card products, wealth management strategies, and other personal financial intermediary services. The Treasury Operations segment is primarily engaged in debt instrument investments and facilitates transactions across money markets, foreign exchange, precious metals, and derivatives. Established in 1996 as Tianjin City Cooperative Bank Co., Ltd., the institution adopted its current name, Bank of Tianjin Co., Ltd., in February 2007. Its corporate headquarters are situated in Tianjin, China.

                  Bank of Tianjin Co., Ltd. Class H (B95) Earnings & Revenues

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