Zhongyuan Bank Co., Ltd. Class H stock analysis
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Zhongyuan Bank Co., Ltd. Class H (1216) Stock Price & Analysis
1216 Stock Chart & Stats
- Day’s Range
- HKD 0.28 - HKD 0.29
- 52-Week Range
- HKD 0.27 - HKD 0.41
- Previous Close
- HKD 0.29
- Volume
- N/A
- Average Volume (3M)
- 131.30K
- Market Cap
- HKD 10.60B
- Enterprise Value
- HKD 353.99B
- Total Cash (Recent Filing)
- HKD 85.17B
- Total Debt (Recent Filing)
- HKD 379.44B
- Price to Earnings (P/E)
- 2.9
- Beta
- 0.44
- Next Earnings
- Mar 26, 2027 (Est.)
- EPS Estimate
- N/A
- Last Dividend Ex-Date
- Jul 03, 2025
- Dividend Yield
- 4.53%
Bulls Say, Bears Say
Bulls Say
2025 Revenue Rebound
The sharp 2025 revenue rebound indicates that Zhongyuan Bank retained the ability to expand its income base after a choppy prior period. If this improvement persists, it can support operating scale, reinforce customer activity, and provide a stronger foundation for earnings over the next several quarters.
Stable Net Income
Relatively stable net income across several years provides evidence of underlying earnings resilience despite uneven revenue performance. This stability can help the bank maintain capital generation, preserve operating capacity, and absorb moderate fluctuations in revenue or balance-sheet activity.
2025 Cash Flow Recovery
The return to positive operating and free cash flow in 2025 is a constructive improvement in cash generation. Sustained positive conversion would strengthen internal funding capacity, reduce reliance on balance-sheet expansion, and give management more flexibility to support banking operations and capital needs.
Bears Say
Margin Compression
The decline in net profit margin shows that revenue has not translated into earnings as efficiently as it did previously. Persistent compression would reduce the bank's ability to convert business growth into capital and could keep profitability under pressure even if revenue remains resilient.
Uncertain Leverage Trajectory
Large year-to-year changes in reported leverage make the bank's capital and funding trajectory difficult to assess. A sharp 2025 debt increase could constrain financial flexibility if sustained, while uncertainty around the underlying trend complicates capital planning and risk evaluation.
Volatile Cash Generation
Repeated swings between strongly positive and deeply negative cash flow indicate weak consistency in cash conversion. Even with positive earnings, this volatility can complicate liquidity planning, increase dependence on balance-sheet movements, and limit confidence that reported profits translate into usable internal cash.
Zhongyuan Bank Co., Ltd. Class H News
1216 FAQ
What was Zhongyuan Bank Co., Ltd. Class H’s price range in the past 12 months?
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When is Zhongyuan Bank Co., Ltd. Class H’s upcoming earnings report date?
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Zhongyuan Bank Co., Ltd. Class H Stock Smart Score
Company Description
Zhongyuan Bank Co., Ltd. Class H
Zhongyuan Bank Co., Ltd., established in 2014 and headquartered in Zhengzhou, People's Republic of China, delivers a broad spectrum of financial services to clients across the Asia Pacific region, North America, and globally. Its offerings encompass both corporate and individual banking solutions, including deposit accounts, lending and credit facilities, payment processing, capital market operations, and leasing arrangements. The bank's operations are divided into Corporate Banking, Retail Banking, Financial Markets Business, and other segments. The Corporate Banking division provides comprehensive services such as business loans, trade finance, deposit management, agency functions, consulting, advisory support, remittance, settlement, and guarantee services for corporations, government bodies, and financial institutions. Conversely, the Retail Banking segment caters to individual customers with products like personal loans, savings accounts, bank cards, tailored wealth management services, and money transfer facilities. The Financial Markets Business concentrates on interbank money market activities, repurchase agreements, investment strategies, debt issuance, and the trading of debt securities. As of December 31, 2021, Zhongyuan Bank boasted an extensive physical network, including 18 main branches, 2 direct sub-branches, and a total of 474 service points. These outlets were strategically distributed with 277 urban, 125 county-level, and 72 township-level sub-branches.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Hao Guo
- Employees
- 18,459
- Website
- www.zybank.com.cn
- Address
- Zhongke Golden Tower, Zhengzhou, HN, 450046, CN
Zhongyuan Bank Co., Ltd. Class H (1216) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 2 | 6 | 13 |
| Technical Analysis | 2 | 6 | 1 |
| Moving Averages | 0 | 0 | 12 |









