tiprankstipranks
Bank of Zhengzhou Co., Ltd. Class H (HK:6196)
:6196
Want to see HK:6196 full AI Analyst Report?

Bank of Zhengzhou Co., Ltd. Class H (6196) Price & Analysis

0 Followers

6196 Stock Chart & Stats

HK$1.15
HK$0.00(0.00%)
At close: 4:00 PM EST
HK$1.15
HK$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Stable Regional Deposit FranchiseBank of Zhengzhou’s branch network and focus on local enterprises and retail customers creates a sticky, low-cost deposit base. This deposit-driven funding model supports sustainable net interest income generation and a resilient funding profile for lending to SMEs and households over months.
Recent Revenue ReboundA strong TTM revenue rebound (+29.2%) indicates improving loan demand, fee income or investment returns, which increases core earning capacity. Sustained top-line recovery over several quarters helps rebuild buffers, supports provisioning and reinforces medium-term earnings stability if maintained.
Positive Capital BaseModestly growing equity provides a regulatory and loss-absorption cushion, enabling continued lending and supporting confidence among depositors and counterparties. A positive capital trend, even if slow, underpins franchise stability and allows measured balance-sheet expansion over the medium term.
Bears Say
Elevated LeverageLeverage rising markedly to roughly 4.8x materially increases balance-sheet risk and reduces financial flexibility. Higher debt loads amplify sensitivity to interest-cost increases or funding shocks, constrain capital management options, and heighten vulnerability to credit deterioration over months.
Volatile Cash GenerationLarge swings in operating and free cash flow undermine predictability of internal funding for loans, provisions and dividends. Irregular cash conversion complicates liquidity planning and increases reliance on external funding, weakening resilience to stress and limiting strategic investment capacity.
Compressed Profitability And Low ROEMargins have compressed and ROE is low (~3.8% TTM), signaling weak earnings power relative to capital. Persistently low returns limit the bank’s ability to organically rebuild equity, reduce shareholder value creation and leave less buffer for credit losses or competitive pressure over the medium term.

Bank of Zhengzhou Co., Ltd. Class H News

6196 FAQ

What was Bank of Zhengzhou Co., Ltd. Class H’s price range in the past 12 months?
Bank of Zhengzhou Co., Ltd. Class H lowest stock price was HK$0.83 and its highest was HK$1.45 in the past 12 months.
    What is Bank of Zhengzhou Co., Ltd. Class H’s market cap?
    Bank of Zhengzhou Co., Ltd. Class H’s market cap is HK$16.25B.
      When is Bank of Zhengzhou Co., Ltd. Class H’s upcoming earnings report date?
      Bank of Zhengzhou Co., Ltd. Class H’s upcoming earnings report date is Aug 29, 2026 which is in 22 days.
        How were Bank of Zhengzhou Co., Ltd. Class H’s earnings last quarter?
        Bank of Zhengzhou Co., Ltd. Class H released its earnings results on Apr 28, 2026. The company reported HK$0.139 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Bank of Zhengzhou Co., Ltd. Class H overvalued?
          According to Wall Street analysts Bank of Zhengzhou Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bank of Zhengzhou Co., Ltd. Class H pay dividends?
            Bank of Zhengzhou Co., Ltd. Class H pays a Annually dividend of HK$0.022 which represents an annual dividend yield of 2.36%. See more information on Bank of Zhengzhou Co., Ltd. Class H dividends here
              What is Bank of Zhengzhou Co., Ltd. Class H’s EPS estimate?
              Bank of Zhengzhou Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Bank of Zhengzhou Co., Ltd. Class H have?
              Bank of Zhengzhou Co., Ltd. Class H has 2,020,458,000 shares outstanding.
                What happened to Bank of Zhengzhou Co., Ltd. Class H’s price movement after its last earnings report?
                Bank of Zhengzhou Co., Ltd. Class H reported an EPS of HK$0.139 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.99%.
                  Which hedge fund is a major shareholder of Bank of Zhengzhou Co., Ltd. Class H?
                  Currently, no hedge funds are holding shares in HK:6196
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Bank of Zhengzhou Co., Ltd. Class H

                    Bank of Zhengzhou Co., Ltd., a financial institution established in 1996 and known as Commercial Bank of Zhengzhou Co., Ltd. until its name change in December 2009, is headquartered in Zhengzhou, China. It offers a wide range of banking and financial services throughout the People's Republic of China. The bank's operations are segmented into Corporate Banking, Retail Banking, and Treasury Business. Its Corporate Banking division serves businesses, governmental bodies, and other financial institutions with deposit solutions, corporate loans and advances, trade financing, financial leasing, agency services, and remittance and settlement. The Retail Banking segment caters to individual clients, providing deposit accounts, personal loans, bank cards, wealth management services, and various collection, payment, and remittance options. Meanwhile, the Treasury Business unit focuses on interbank money market activities, repurchase agreements, and investment services. Beyond these core segments, the bank's extensive service portfolio includes short-term, medium-term, and long-term credit facilities; bill acceptance and discounting; the issuance of financial bonds; underwriting government securities; acting as an issuing and cashing agent; foreign exchange deposits and loans; letters of credit and guarantees; safe-deposit box services; and foreign currency exchange. Customers can also access banking services conveniently through online, telephone, and mobile platforms. As of December 31, 2021, Bank of Zhengzhou had a significant operational presence, comprising 14 branches across several cities in Henan Province, specifically Nanyang, Xinxiang, Luoyang, Anyang, Xuchang, Shangqiu, Luohe, Xinyang, Puyang, Pingdingshan, Zhumadian, Kaifeng, Zhoukou, and Hebi. Its network also included 161 sub-branches and a total of 197 self-service equipment outlets, with 160 located internally and 37 externally.

                    Bank of Zhengzhou Co., Ltd. Class H (6196) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Bank of Tianjin Co., Ltd. Class H
                    Weihai City Commercial Bank Co., Ltd. Class H
                    Zhongyuan Bank Co., Ltd. Class H
                    Bank of Guizhou Co. Ltd. Class H
                    Popular Stocks