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Bank of Jiujiang Co., Ltd. Class H (6190) AI Stock Analysis
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Bank of Jiujiang Co., Ltd. Class H
(HKEX:6190)
The score is held back primarily by mixed financial performance: declining ROE, rising leverage (notably the 2025 debt increase), and historically volatile cash flows despite a 2025 rebound. Technicals are a supportive secondary factor due to a clear uptrend and positive MACD, though the stock appears overbought (RSI ~72). Valuation is neutral-to-slightly negative given a moderate dividend yield but a negative P/E that limits valuation clarity.
Bank of Jiujiang Co., Ltd. Class H (6190) vs. iShares MSCI Hong Kong ETF (EWH)
- Market Cap
- HKD 7.12B
- Dividend Yield
- 2.58%
- Average Volume (3M)
- 1,750
- Price to Earnings (P/E)
- 11.9
- Beta (1Y)
- 0.05
- Revenue Growth
- -2.30%
- EPS Growth
- 138.58%
- Country
- Hong Kong
- Employees
- 5,967
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Banks - Regional
Bank of Jiujiang Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Bank of Jiujiang Co., Ltd. provides various banking products and services for individual customers, corporations, government agencies, and financial institutions in the People's Republic of China. It operates through Corporate Banking, Retail Banking...
Bank of Jiujiang Co., Ltd. Class H Financial Statement Overview
Summary
Mixed fundamentals. Profitability remains positive but weaker than 2021–2022, with net income down to ~0.72–0.81B in 2023–2025 and ROE declining to ~2% by 2025. Leverage increased materially (debt jumping to ~80.0B in 2025), while cash flow has been highly volatile with multiple years of negative operating/free cash flow before a strong 2025 rebound.
Income Statement
58NeutralBalance Sheet
55NeutralCash Flow
35Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 16.71B | 17.63B | 4.35B | 4.25B | 5.27B | 5.08B |
| Gross Profit | 3.99B | 4.33B | 9.55B | 4.25B | 5.27B | 5.08B |
| EBITDA | 1.85B | 1.51B | 1.30B | 1.40B | 2.52B | 2.44B |
| Net Income | 837.18M | 806.11M | 744.43M | 723.58M | 1.62B | 1.73B |
Balance Sheet | ||||||
| Total Assets | 534.18B | 523.66B | 516.46B | 503.85B | 479.70B | 461.50B |
| Cash, Cash Equivalents and Short-Term Investments | 26.51B | 29.80B | 13.25B | 36.75B | 35.79B | 38.36B |
| Total Debt | 76.92B | 79.97B | 47.63B | 37.49B | 29.13B | 31.81B |
| Total Liabilities | 499.53B | 489.02B | 473.93B | 462.89B | 443.29B | 426.09B |
| Stockholders Equity | 33.99B | 33.99B | 41.75B | 40.16B | 35.63B | 34.68B |
Cash Flow | ||||||
| Free Cash Flow | -1.39B | 7.13B | -38.30B | -17.62B | -41.36B | 268.50M |
| Operating Cash Flow | -1.21B | 7.56B | -37.85B | -17.02B | -40.95B | 1.01B |
| Investing Cash Flow | -5.21B | -13.28B | 7.49B | 18.07B | 3.53B | 266.23M |
| Financing Cash Flow | 12.76B | 4.11B | 22.24B | 10.92B | 24.76B | 10.29B |
Bank of Jiujiang Co., Ltd. Class H Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6190, the sentiment is Negative. The current price of 2.50 is below the 20-day moving average (MA) of 2.63, below the 50-day MA of 2.73, and above the 200-day MA of 2.34, indicating a neutral trend. The MACD of -0.06 indicates Positive momentum. The RSI at 24.97 is Positive, neither overbought nor oversold. The STOCH value of 11.36 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:6190.
Bank of Jiujiang Co., Ltd. Class H Peers Comparison
Overall Rating
HK:198363Neutral
HK:255854Neutral- HK:619053Neutral
HK:191651Neutral
HK:613847Neutral
HK:213941Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| HK:1983 | 63Neutral | HKD 5.84B | 3.20 | 14.00% | 6.95% | 5.86% | 28.54% |
| HK:2558 | 54Neutral | HKD 5.96B | 3.22 | 5.81% | 5.64% | -5.28% | -2.95% |
| HK:6190 | 53Neutral | HKD 7.12B | 11.92 | 2.46% | 2.58% | -2.30% | 138.58% |
| HK:1916 | 51Neutral | HKD 3.37B | 4.63 | 2.50% | 6.98% | -9.03% | 7.56% |
| HK:6138 | 47Neutral | HKD 3.13B | 3.89 | 2.45% | ― | -2.43% | 46.14% |
| HK:2139 | 41Neutral | HKD 3.74B | 5.22 | 1.81% | 54.71% | -4.02% | 10.02% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| HK:6190 | Bank of Jiujiang Co., Ltd. Class H | 2.50 | 0.54 | 27.36% | |
| HK:6138 | Harbin Bank Co., Ltd. Class H | 0.28 | -0.11 | -27.85% | |
| HK:1916 | Jiangxi Bank Co., Ltd. Class H | 0.56 | -0.09 | -13.31% | |
| HK:1983 | Luzhou Bank Co., Ltd. Class H | 2.15 | 0.18 | 9.08% | |
| HK:2139 | Bank of Gansu Co., Ltd. Class H | 0.25 | 0.09 | 55.00% | |
| HK:2558 | Jinshang Bank Co., Ltd. Class H | 1.02 | -0.24 | -19.30% |
Bank of Jiujiang Co., Ltd. Class H Corporate Events
Bank of Jiujiang Seals RMB6 Billion Domestic Share Issue to Boost Core Capital
Bank of Jiujiang Co., Ltd. has entered into new domestic share subscription agreements with Industrial Bank and at least six other investors, adding 128,220,000 domestic shares at RMB7.29 per share for total proceeds of about RMB934.7 million. These...
Bank of Jiujiang revamps board and key committees after regulator approval
Bank of Jiujiang Co., Ltd. has strengthened its board structure for the eighth session of its directors after China’s national financial regulator approved the qualifications of Mr. Chen Wenjun and Ms. Hu Minzi. Chen joins as a non-executive di...
Bank of Jiujiang Details Board Line-Up and Governance Committees
Bank of Jiujiang Co., Ltd., a joint stock commercial bank incorporated in the People’s Republic of China and listed in Hong Kong under stock code 6190, has a multi-tiered board comprising executive, non-executive, independent non-executive, and...
Bank of Jiujiang Advances Multi-Batch Share Issuance to Boost Core Capital
Bank of Jiujiang Co., Ltd. has entered into a second batch of domestic share subscription agreements with four investors and an H share subscription agreement with one subscriber. These transactions form part of a broader non-public share issuance un...
Bank of Jiujiang Confirms Poll Results and Governance Compliance at 2026 Shareholder Meetings
Bank of Jiujiang Co., Ltd., a Hong Kong-listed joint stock commercial bank in the PRC, maintains a dual share structure of domestic shares and H shares to serve both mainland and offshore investors. Its shareholder base spans local government entitie...
Bank of Jiujiang appoints new company secretary and Hong Kong representative
Bank of Jiujiang Co., Ltd., a PRC-incorporated joint stock company listed in Hong Kong and not authorised to conduct banking business in the city, operates under a board comprising executive, non-executive and independent non-executive directors. The...
Bank of Jiujiang to Publish Unaudited 2026 Interim Results
Bank of Jiujiang Co., Ltd. has released its unaudited consolidated interim results for the six months ended June 30, 2026, covering the performance of the bank and its subsidiaries. The announcement confirms that the full interim report, including fi...
Bank of Jiujiang Calls 2026 Extraordinary Meeting to Revoke Sub-Authorizations
Bank of Jiujiang Co., Ltd., a PRC-incorporated joint stock commercial bank headquartered in Jiujiang, Jiangxi Province, is listed on the Hong Kong Stock Exchange and serves both domestic and H-share investors. The bank operates under Hong Kong Listin...
Bank of Jiujiang Calls 2026 H Shareholders Meeting to Cancel Sub-Authorizations
Bank of Jiujiang Co., Ltd. has called its 2026 third H shareholders class meeting to be held on 7 September 2026 in Jiujiang, immediately following an extraordinary general meeting and a domestic shareholders class meeting. H shareholders will be ask...
Bank of Jiujiang to Centralize Decision-Making on Domestic Share Issuance
Bank of Jiujiang Co., Ltd. has moved to centralize control over its planned issuance of domestic shares by cancelling all sub-authorizations previously granted by the board to the chairman, president, senior management and other designated persons. U...
Bank of Jiujiang Sets September 2026 Meetings and H Share Register Closure
Bank of Jiujiang Co., Ltd. has scheduled its 2026 third extraordinary general meeting and the third H shareholders class meeting for 7 September 2026, establishing key dates for Hong Kong-listed H shareholders to exercise their voting rights. The ban...
Bank of Jiujiang Reports Poll Results and High Turnout at 2026 Shareholder Meetings
Bank of Jiujiang Co., Ltd. convened its 2026 second extraordinary general meeting and separate class meetings for domestic and H shareholders on 21 August 2026 in Jiujiang, Jiangxi Province. The sessions were chaired by chairman Zhou Shixin and condu...
Bank of Jiujiang Schedules Board Meeting to Approve 2026 Interim Results
Bank of Jiujiang Co., Ltd., a Mainland China joint stock commercial bank listed in Hong Kong but not licensed to operate banking or deposit‑taking business in the territory, is governed by a board comprising executive, non‑executive, and...
Bank of Jiujiang Calls 2026 EGM on Domestic Share Issuance and Authorizations
Bank of Jiujiang Co., Ltd. has convened its 2026 second extraordinary general meeting for 21 August 2026 in Jiujiang, Jiangxi Province, to seek shareholder approval for adjustments to sub-authorizations granted to relevant persons and the confirmatio...
Bank of Jiujiang Calls 2026 H Shareholders Meeting to Approve Governance and Share Issuance Matters
Bank of Jiujiang Co., Ltd. has convened its 2026 second H shareholders class meeting for 21 August 2026 in Jiujiang, Jiangxi Province, immediately following its extraordinary general meeting and domestic shareholders class meeting. H shareholders wil...
Bank of Jiujiang Tightens Board Control Over Domestic Share Issuance
Bank of Jiujiang Co., Ltd. has refined its internal authorization framework for a planned non-public issuance of domestic shares, centralizing key decisions with the board while leaving only transactional matters to designated executives. The change...
Bank of Jiujiang Sets August 2026 Date for H Shareholder Meetings and Register Closure
Bank of Jiujiang Co., Ltd., a mainland Chinese joint stock commercial bank with H shares listed in Hong Kong, has a governance structure led by Chairman Zhou Shixin and a board that includes executive, non-executive and independent non-executive dire...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 05, 2026