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Bank of Jiujiang Co., Ltd. Class H
(6190)
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Rating:53Neutral
Price Target:
HK$2.50
â–²(46.20% Upside)
Action:Reiterated
Date:08/06/26
The score is held back primarily by mixed financial performance: declining ROE, rising leverage (notably the 2025 debt increase), and historically volatile cash flows despite a 2025 rebound. Technicals are a supportive secondary factor due to a clear uptrend and positive MACD, though the stock appears overbought (RSI ~72). Valuation is neutral-to-slightly negative given a moderate dividend yield but a negative P/E that limits valuation clarity.
Positive Factors
Growing Balance Sheet
The expansion of assets and equity indicates that the bank has continued to build operating scale over time. A larger balance sheet can support broader lending, deposit and financial-service activity, although the quality and profitability of that growth remain important.
Negative Factors
Low Return on Equity
The decline in ROE shows that the bank is generating relatively limited shareholder returns from its growing equity base. Persistently low returns can constrain retained-earnings growth and indicate that balance-sheet expansion is not translating efficiently into profits.
Read all positive and negative factors
Positive Factors
Negative Factors
Growing Balance Sheet
The expansion of assets and equity indicates that the bank has continued to build operating scale over time. A larger balance sheet can support broader lending, deposit and financial-service activity, although the quality and profitability of that growth remain important.
Read all positive factors
Bank of Jiujiang Co., Ltd. Class H (6190) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$7.83B
Dividend Yield2.38%
Average Volume (3M)640.00
Price to Earnings (P/E)13.0
Beta (1Y)0.01
Revenue Growth-2.30%
EPS Growth138.58%
CountryHK
Employees5,967
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.18
Shares Outstanding482,367,200
10 Day Avg. Volume1,440
30 Day Avg. Volume640
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)0.13
Price to Sales (P/S)0.25
P/FCF Ratio0.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bank of Jiujiang Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Bank of Jiujiang Co., Ltd. provides various banking products and services for individual customers, corporations, government agencies, and financial institutions in the People's Republic of China. It operates through Corporate Banking, Retail Bank...
How the Company Makes Money
Bank of Jiujiang’s earnings typically come from a mix of interest-based and fee-based activities. (1) Net interest income: The bank collects interest income from loans and other interest-earning assets and pays interest on customer deposits and ot...
Bank of Jiujiang Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
55
Neutral
Cash Flow
35
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 16.71B | 17.63B | 4.35B | 4.25B | 5.27B | 5.08B |
| Gross Profit | 3.99B | 4.33B | 9.55B | 4.25B | 5.27B | 5.08B |
| EBITDA | 1.84B | 1.48B | 1.30B | 1.40B | 2.52B | 2.44B |
| Net Income | 837.18M | 806.11M | 744.43M | 723.58M | 1.62B | 1.73B |
Balance Sheet | ||||||
| Total Assets | 534.18B | 523.66B | 516.46B | 503.85B | 479.70B | 461.50B |
| Cash, Cash Equivalents and Short-Term Investments | 26.51B | 29.80B | 13.25B | 36.75B | 35.79B | 38.36B |
| Total Debt | 76.92B | 79.97B | 47.63B | 37.49B | 29.13B | 31.81B |
| Total Liabilities | 499.53B | 489.02B | 473.93B | 462.89B | 443.29B | 426.09B |
| Stockholders Equity | 33.99B | 33.99B | 41.75B | 40.16B | 35.63B | 34.68B |
Cash Flow | ||||||
| Free Cash Flow | -1.39B | 7.13B | -38.30B | -17.62B | -41.36B | 268.50M |
| Operating Cash Flow | -1.21B | 7.56B | -37.85B | -17.02B | -40.95B | 1.01B |
| Investing Cash Flow | -5.21B | -13.28B | 7.49B | 18.07B | 3.53B | 266.23M |
| Financing Cash Flow | 12.76B | 4.11B | 22.24B | 10.92B | 24.76B | 10.29B |
Bank of Jiujiang Co., Ltd. Class H Technical Analysis
Neutral
1.71
Price Trends
2.83
Negative
2.55
Positive
2.17
Positive
Market Momentum
-0.03
Positive
36.86
Neutral
30.45
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6190, the sentiment is Neutral. The current price of 1.71 is below the 20-day moving average (MA) of 2.91, below the 50-day MA of 2.83, and below the 200-day MA of 2.17, indicating a neutral trend. The MACD of -0.03 indicates Positive momentum. The RSI at 36.86 is Neutral, neither overbought nor oversold. The STOCH value of 30.45 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:6190.
Bank of Jiujiang Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | HK$6.48B | 3.53 | 5.81% | 5.18% | -5.28% | -2.95% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | HK$5.57B | 3.07 | 14.00% | 7.29% | 5.86% | 28.54% | |
56 Neutral | HK$3.92B | 5.30 | 1.81% | 54.28% | -4.02% | 10.02% | |
53 Neutral | HK$7.83B | 12.98 | 2.46% | 2.38% | -2.30% | 138.58% | |
51 Neutral | HK$3.52B | 4.82 | 2.50% | 6.74% | -9.03% | 7.56% | |
47 Neutral | HK$3.46B | 4.32 | 2.45% | 9.11% | -2.43% | 46.14% |
* Financial Sector Average
HK:6190
Bank of Jiujiang Co., Ltd. Class H
2.70
-0.56
-17.08%
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Bank of Jiujiang Co., Ltd. Class H Corporate Events
Bank of Jiujiang Confirms Poll Results and Governance Compliance at 2026 Shareholder Meetings
Sep 7, 2026
Bank of Jiujiang Co., Ltd., a Hong Kong-listed joint stock commercial bank in the PRC, maintains a dual share structure of domestic shares and H shares to serve both mainland and offshore investors. Its shareholder base spans local government enti...
Bank of Jiujiang appoints new company secretary and Hong Kong representative
Aug 28, 2026
Bank of Jiujiang Co., Ltd., a PRC-incorporated joint stock company listed in Hong Kong and not authorised to conduct banking business in the city, operates under a board comprising executive, non-executive and independent non-executive directors. ...
Bank of Jiujiang to Publish Unaudited 2026 Interim Results
Aug 28, 2026
Bank of Jiujiang Co., Ltd. has released its unaudited consolidated interim results for the six months ended June 30, 2026, covering the performance of the bank and its subsidiaries. The announcement confirms that the full interim report, including...
Bank of Jiujiang Calls 2026 Extraordinary Meeting to Revoke Sub-Authorizations
Aug 23, 2026
Bank of Jiujiang Co., Ltd., a PRC-incorporated joint stock commercial bank headquartered in Jiujiang, Jiangxi Province, is listed on the Hong Kong Stock Exchange and serves both domestic and H-share investors. The bank operates under Hong Kong Lis...
Bank of Jiujiang Calls 2026 H Shareholders Meeting to Cancel Sub-Authorizations
Aug 23, 2026
Bank of Jiujiang Co., Ltd. has called its 2026 third H shareholders class meeting to be held on 7 September 2026 in Jiujiang, immediately following an extraordinary general meeting and a domestic shareholders class meeting. H shareholders will be ...
Bank of Jiujiang to Centralize Decision-Making on Domestic Share Issuance
Aug 21, 2026
Bank of Jiujiang Co., Ltd. has moved to centralize control over its planned issuance of domestic shares by cancelling all sub-authorizations previously granted by the board to the chairman, president, senior management and other designated persons...
Bank of Jiujiang Sets September 2026 Meetings and H Share Register Closure
Aug 21, 2026
Bank of Jiujiang Co., Ltd. has scheduled its 2026 third extraordinary general meeting and the third H shareholders class meeting for 7 September 2026, establishing key dates for Hong Kong-listed H shareholders to exercise their voting rights. The ...
Bank of Jiujiang Reports Poll Results and High Turnout at 2026 Shareholder Meetings
Aug 21, 2026
Bank of Jiujiang Co., Ltd. convened its 2026 second extraordinary general meeting and separate class meetings for domestic and H shareholders on 21 August 2026 in Jiujiang, Jiangxi Province. The sessions were chaired by chairman Zhou Shixin and co...
Bank of Jiujiang Schedules Board Meeting to Approve 2026 Interim Results
Aug 18, 2026
Bank of Jiujiang Co., Ltd., a Mainland China joint stock commercial bank listed in Hong Kong but not licensed to operate banking or deposit‑taking business in the territory, is governed by a board comprising executive, non‑executive, a...
Bank of Jiujiang Calls 2026 EGM on Domestic Share Issuance and Authorizations
Aug 6, 2026
Bank of Jiujiang Co., Ltd. has convened its 2026 second extraordinary general meeting for 21 August 2026 in Jiujiang, Jiangxi Province, to seek shareholder approval for adjustments to sub-authorizations granted to relevant persons and the confirma...
Bank of Jiujiang Calls 2026 H Shareholders Meeting to Approve Governance and Share Issuance Matters
Aug 6, 2026
Bank of Jiujiang Co., Ltd. has convened its 2026 second H shareholders class meeting for 21 August 2026 in Jiujiang, Jiangxi Province, immediately following its extraordinary general meeting and domestic shareholders class meeting. H shareholders ...
Bank of Jiujiang Tightens Board Control Over Domestic Share Issuance
Aug 6, 2026
Bank of Jiujiang Co., Ltd. has refined its internal authorization framework for a planned non-public issuance of domestic shares, centralizing key decisions with the board while leaving only transactional matters to designated executives. The chan...
Bank of Jiujiang Sets August 2026 Date for H Shareholder Meetings and Register Closure
Aug 5, 2026
Bank of Jiujiang Co., Ltd., a mainland Chinese joint stock commercial bank with H shares listed in Hong Kong, has a governance structure led by Chairman Zhou Shixin and a board that includes executive, non-executive and independent non-executive d...
Bank of Jiujiang to Raise RMB3.6 Billion via Domestic Share Issue
Jun 18, 2026
Bank of Jiujiang has signed domestic share subscription agreements with Jiujiang Finance Bureau and at least six other investors for a conditional issuance of 494.2 million domestic shares at RMB7.29 each, raising about RMB3.60 billion. The procee...
Bank of Jiujiang Sets Final 2025 Dividend and Details Tax Treatment for H Shareholders
Jun 12, 2026
Bank of Jiujiang Co., Ltd., a Chinese commercial bank with H shares listed in Hong Kong, focuses on providing banking services to corporate and individual clients while leveraging its cross-border capital market presence. Its operations are subjec...
Bank of Jiujiang Wins Unanimous Shareholder Backing for New Board at 2025 AGM
Jun 12, 2026
Bank of Jiujiang Co., Ltd. held its 2025 annual general meeting on 12 June 2026 as an on-site poll-based session in Jiujiang, Jiangxi, with shareholders or proxies representing about 1.85 billion shares in attendance. The meeting was conducted in ...
Bank of Jiujiang Details Board Structure and Committee Roles
Jun 12, 2026
Bank of Jiujiang Co., Ltd., a mainland Chinese joint stock commercial bank with limited liability, has a governance structure that includes executive, non-executive and independent non-executive directors led by Chairman Zhou Shixin and Vice Chair...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.