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China Bohai Bank Co., Ltd. Class H (DE:4B1)
MUNICH:4B1

China Bohai Bank Co., Ltd. Class H (4B1) Price & Analysis

2 Followers

4B1 Stock Chart & Stats

€0.11
€0.00(0.00%)
At close: 4:00 PM EST
€0.11
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Diversified Banking FranchiseChina Bohai operates a diversified regional banking franchise spanning retail deposits, corporate lending, trade finance, wealth management and treasury. That mix creates multiple recurring revenue streams and fee income, reducing reliance on any single product and supporting durable earnings through cycles.
Multi-year Cash GenerationAcross multiple years the bank has produced positive operating cash flow and free cash flow, and 2025 FCF roughly equaled net income (~0.97x). Persistent positive cash generation supports funding of operations, dividend capacity and regulatory capital replenishment over the medium term.
Stable Equity BaseReported equity levels have remained broadly stable near 104–114B despite asset growth, providing a capital buffer. A steady equity base supports lending capacity and loss absorption, helping the bank sustain activities and meet regulatory capital requirements over multiple quarters.
Bears Say
Sharp Leverage IncreaseA sudden jump in debt-to-equity to about 6.4 materially raises financial risk and sensitivity to credit losses and funding stress. Higher leverage reduces cushion for shocks, can constrain credit growth, and increases the likelihood of regulatory scrutiny or higher funding costs over the medium term.
Volatile Revenues And Cash FlowMarked swings in revenue and operating cash flow (very strong 2020–2023, sharply negative in 2024, rebound in 2025) undermine predictability of earnings and capital planning. Such volatility complicates provisioning and strategic investment decisions and raises execution risk over several quarters.
Margin Compression In 2025A decline in net margin from ~21% to ~9% signals weaker earnings efficiency and potentially structural pressures on yields or higher costs. If margins remain compressed, the bank's ability to generate internal capital and deliver acceptable ROE will be impaired over the medium term.

China Bohai Bank Co., Ltd. Class H News

4B1 FAQ

What was China Bohai Bank Co., Ltd. Class H’s price range in the past 12 months?
China Bohai Bank Co., Ltd. Class H lowest stock price was €0.09 and its highest was €0.12 in the past 12 months.
    What is China Bohai Bank Co., Ltd. Class H’s market cap?
    China Bohai Bank Co., Ltd. Class H’s market cap is €1.59B.
      When is China Bohai Bank Co., Ltd. Class H’s upcoming earnings report date?
      China Bohai Bank Co., Ltd. Class H’s upcoming earnings report date is Aug 27, 2026 which is in 30 days.
        How were China Bohai Bank Co., Ltd. Class H’s earnings last quarter?
        China Bohai Bank Co., Ltd. Class H released its earnings results on Mar 26, 2026. The company reported €0.01 earnings per share for the quarter, beating the consensus estimate of N/A by €0.01.
          Is China Bohai Bank Co., Ltd. Class H overvalued?
          According to Wall Street analysts China Bohai Bank Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does China Bohai Bank Co., Ltd. Class H pay dividends?
            China Bohai Bank Co., Ltd. Class H does not currently pay dividends.
            What is China Bohai Bank Co., Ltd. Class H’s EPS estimate?
            China Bohai Bank Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does China Bohai Bank Co., Ltd. Class H have?
            China Bohai Bank Co., Ltd. Class H has 6,200,555,000 shares outstanding.
              What happened to China Bohai Bank Co., Ltd. Class H’s price movement after its last earnings report?
              China Bohai Bank Co., Ltd. Class H reported an EPS of €0.01 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1%.
                Which hedge fund is a major shareholder of China Bohai Bank Co., Ltd. Class H?
                Currently, no hedge funds are holding shares in DE:4B1
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  China Bohai Bank Co., Ltd. Class H Stock Smart Score

                  4
                  Neutral
                  1
                  2
                  3
                  4
                  5
                  6
                  7
                  8
                  9
                  10

                  Technicals

                  SMA
                  Positive
                  20 days / 200 days
                  Momentum
                  -6.55%
                  12-Months-Change

                  Fundamentals

                  Return on Equity
                  Trailing 12-Months
                  Asset Growth
                  -3.42%
                  Trailing 12-Months

                  Company Description

                  China Bohai Bank Co., Ltd. Class H

                  Established in 2005 and headquartered in Tianjin, People's Republic of China, China Bohai Bank Co., Ltd. delivers a comprehensive range of banking solutions to both individual and corporate clients across the PRC. Its offerings for personal customers encompass various deposit accounts like time, savings, and foreign currency current accounts, alongside diverse lending options such as unsecured, mortgage, and business loans. Corporate clients can access working capital, fixed asset, and property construction loans, as well as specialized financing for micro and small enterprises, trade, and supply chain needs, including bank acceptances and L/C services. Beyond traditional banking, the company provides debit cards, insurance products, wealth management, foreign exchange services (trading, remittances, collections), cross-border RMB settlement, investment banking, custody, treasury, and money market operations, as well as securities investment funds. Customers also benefit from modern banking channels, including online, mobile, and phone banking. As of December 31, 2021, China Bohai Bank maintained a substantial physical presence with 289 outlets, comprising 34 tier-one branches, 32 tier-two branches, 192 sub-branches, 29 community and micro sub-branches, and one international branch.

                  China Bohai Bank Co., Ltd. Class H (4B1) Earnings & Revenues

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