Jinshang Bank Co., Ltd. Class H stock analysis
Want to see HK:2558 full AI Analyst Report?
Jinshang Bank Co., Ltd. Class H (2558) Stock Price & Analysis
2558 Stock Chart & Stats
- Day’s Range
- HKD 1.00 - HKD 1.00
- 52-Week Range
- HKD 1.00 - HKD 1.60
- Previous Close
- HKD 1.01
- Volume
- N/A
- Average Volume (3M)
- 12.57K
- Market Cap
- HKD 5.84B
- Enterprise Value
- HKD 46.21B
- Total Cash (Recent Filing)
- HKD 18.89B
- Total Debt (Recent Filing)
- HKD 53.01B
- Price to Earnings (P/E)
- 3.2
- Beta
- -0.05
- Next Earnings
- Mar 30, 2027 (Est.)
- EPS Estimate
- N/A
- Last Dividend Ex-Date
- Jun 30, 2026
- Dividend Yield
- 5.75%
Bulls Say, Bears Say
Bulls Say
Regional Banking Franchise
Jinshang Bank has an established regional banking model spanning corporate and retail customers, deposits, lending, payments and related services. This diversified service base can support recurring customer relationships and provide multiple avenues for cross-selling within its Shanxi operating footprint over time.
Consistent Profitability
Broadly stable net income and high reported net margins indicate that the bank has maintained meaningful earnings capacity across several years. Consistent profitability provides an internal foundation for capital retention, customer support and continued operation through changing regional banking conditions.
Growing Asset Scale
Steady expansion in total assets indicates that Jinshang Bank has increased the scale of its balance sheet and operating platform. Greater asset scale can strengthen its ability to serve local businesses and retail customers, while supporting broader distribution of fixed operating capabilities.
Bears Say
Recent Revenue And EPS Contraction
Negative recent revenue and EPS growth suggest that earnings momentum has weakened despite the bank's historically solid profitability. If this pressure persists, it could reduce the capacity for profit expansion, constrain organic balance-sheet growth and make future performance more dependent on recovery in lending activity.
Unstable Leverage Profile
Sharp changes in reported leverage make the bank's balance-sheet risk harder to assess and indicate less predictable funding structure. A renewed increase in total debt can heighten sensitivity to funding conditions and reduce financial flexibility, especially if asset quality or earnings weaken.
Volatile Cash Generation
Large swings in operating and free cash flow create uncertainty around cash conversion and near-term funding flexibility, even when reported net income remains solid. The sharp 2024 outflow shows that earnings do not consistently translate into cash, complicating liquidity planning and capital allocation.
Jinshang Bank Co., Ltd. Class H News
2558 FAQ
What was Jinshang Bank Co., Ltd. Class H’s price range in the past 12 months?
What is Jinshang Bank Co., Ltd. Class H’s market cap?
When is Jinshang Bank Co., Ltd. Class H’s upcoming earnings report date?
How were Jinshang Bank Co., Ltd. Class H’s earnings last quarter?
Is Jinshang Bank Co., Ltd. Class H overvalued?
Does Jinshang Bank Co., Ltd. Class H pay dividends?
What is Jinshang Bank Co., Ltd. Class H’s EPS estimate?
How many shares outstanding does Jinshang Bank Co., Ltd. Class H have?
What happened to Jinshang Bank Co., Ltd. Class H’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Jinshang Bank Co., Ltd. Class H?
What is the TipRanks Smart Score and how is it calculated?
Jinshang Bank Co., Ltd. Class H Stock Smart Score
Company Description
Jinshang Bank Co., Ltd. Class H
Jinshang Bank Co., Ltd. is a commercial banking institution operating within China's Shanxi Province. Its operations are broadly divided into three main areas: Corporate Banking, Retail Banking, and Treasury Business. The Corporate Banking division delivers a comprehensive suite of services to businesses, government entities, and financial organizations, encompassing deposit accounts, corporate lending, trade finance, agency services, wealth management, consulting, remittance, settlement, and guarantees. For individual clients, the Retail Banking segment offers personal loan products, various deposit options, tailored personal wealth management, and remittance services. Furthermore, the bank engages in extensive Treasury Business activities, including participation in inter-bank money markets, repurchase agreements, diverse investment strategies (particularly in bonds), bond trading, and the issuance of debt. The company also manages investments, focusing on debt securities, their distribution, and underwriting debt financing instruments. Additionally, it utilizes special purpose vehicles to invest in a range of financial products, such as trust plans, asset management schemes, wealth management offerings, and investment funds. Originally established in 1998 as Taiyuan City Commercial Bank Co., Ltd., the company rebranded to Jinshang Bank Co., Ltd. in December 2008 and is headquartered in Taiyuan, China.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Qiang Hao
- Employees
- 4,478
- Website
- www.jshbank.com
- Address
- No. 59 Changfeng Street, Taiyuan, SX, 030000, CN
Jinshang Bank Co., Ltd. Class H (2558) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 7 | 1 | 14 |
| Technical Analysis | 7 | 1 | 2 |
| Moving Averages | 0 | 0 | 12 |









