Jiangxi Bank Co., Ltd. Class H stock analysis
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Jiangxi Bank Co., Ltd. Class H (1916) Stock Price & Analysis
1916 Stock Chart & Stats
- Day’s Range
- HKD 0.57 - HKD 0.59
- 52-Week Range
- HKD 0.55 - HKD 0.72
- Previous Close
- HKD 0.57
- Volume
- N/A
- Average Volume (3M)
- 509.15K
- Market Cap
- HKD 3.40B
- Enterprise Value
- HKD 125.43B
- Total Cash (Recent Filing)
- HKD 26.39B
- Total Debt (Recent Filing)
- HKD 130.95B
- Price to Earnings (P/E)
- 4.8
- Beta
- 0.36
- Next Earnings
- Mar 26, 2027 (Est.)
- EPS Estimate
- N/A
- Last Dividend Ex-Date
- Jul 14, 2026
- Dividend Yield
- 6.68%
Bulls Say, Bears Say
Bulls Say
Positive Cash Flow Rebound
The return to positive operating and free cash flow improves near-term internal funding capacity and may support lending, investment, and shareholder distributions. Sustaining this improvement would strengthen liquidity after several years of negative cash generation.
Continued Net Profitability
Remaining profitable provides an earnings base for capital retention and balance-sheet support. Although profitability weakened, continued positive net income indicates the core banking franchise still generates earnings across its lending, deposit, and investment activities.
Diversified Commercial Banking Model
Exposure to corporate, retail, and treasury businesses diversifies revenue sources and customer relationships. Deposit gathering, lending, payments, and fee services can provide multiple earnings channels and reduce dependence on a single banking product.
Bears Say
Severe Margin Compression
The sharp decline in net margin shows that revenue growth did not translate proportionally into earnings. Persistent margin pressure could limit capital generation, weaken returns on the balance sheet, and leave the bank more exposed to credit-cost or funding-cost increases.
Higher Balance-sheet Leverage
The substantial increase in leverage reduces financial flexibility and raises balance-sheet risk if profitability remains under pressure. More leverage can also constrain future lending capacity and increase sensitivity to asset-quality deterioration or funding stress.
Unstable Earnings And Cash Generation
The contrast between earlier revenue declines, volatile cash generation, and the 2025 surge indicates that recent improvement may not yet represent a stable trend. Inconsistent operating performance makes planning, capital accumulation, and credit-risk management more difficult.
Jiangxi Bank Co., Ltd. Class H News
1916 FAQ
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Jiangxi Bank Co., Ltd. Class H Stock Smart Score
Company Description
Jiangxi Bank Co., Ltd. Class H
Jiangxi Bank Co., Ltd., a financial institution based in Nanchang, People's Republic of China, provides a comprehensive array of corporate and retail banking solutions. Established in 1997 and formerly known as Bank of Nanchang Co., Ltd. until its rebranding in December 2015, the bank structures its operations into three primary divisions. The Corporate Banking segment serves enterprises, government bodies, and other financial institutions, offering a full suite of services including deposit accounts, various loan products (such as advances and trade financing), agency functions, consulting, advisory support, remittance, settlement, and guarantee services. For individual clients, the Retail Banking and Credit Card segment delivers personal deposit options, consumer loans, bank cards, personalized wealth management, and remittance facilities. The Financial Markets Business segment is dedicated to inter-bank money market activities, repurchase transactions, investment management, trading debt securities, and debt issuance. Furthermore, Jiangxi Bank extends its offerings to include financial leasing, foreign exchange services, bill acceptance and discounting, safe-box provisions, the issuance of financial bonds, engagement in government bond underwriting, trading, and settlement, interbank placements, and acting as an agent for both inward and outward payments and insurance. It also facilitates loans backed by local government funds.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Hui Zeng
- Employees
- 5,578
- Website
- www.jx-bank.com
- Address
- Jiangxi Bank Tower, Nanchang, JX, 330038, CN
Jiangxi Bank Co., Ltd. Class H (1916) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 11 | 5 | 6 |
| Technical Analysis | 3 | 5 | 2 |
| Moving Averages | 8 | 0 | 4 |











