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Luzhou Bank Co., Ltd. Class H (HK:1983)
:1983
Hong Kong Market
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Luzhou Bank Co., Ltd. Class H (1983) Price & Analysis

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1983 Stock Chart & Stats

HK$2.19
HK$0.00(0.00%)
At close: 4:00 PM EST
HK$2.19
HK$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Scale / Asset GrowthMarked asset growth to ~202.6B by 2025 demonstrates an expanding regional franchise and greater scale. A larger asset base supports increased lending capacity, better risk diversification across borrowers, and potential operating leverage that can make core earnings more durable over the medium term.
2025 Revenue And Earnings ImprovementA sharp step-up in 2025 revenue with net income rising to ~1.50B signals the business can generate meaningful earnings when conditions are favorable. Coupled with reported mid-to-high 20s/low-30s net margins, this implies underlying profitability that can underpin sustainable cash returns if operational trends hold.
Diversified Bank Revenue ModelThe bank earns via net interest margin plus fee and investment income, giving a diversified revenue mix. That mix reduces sole dependence on loan yield spreads, helping stabilize revenue across cycles and supporting steadier fee-based income streams over the next several months.
Bears Say
Rising Leverage / Weaker CapitalA material debt increase alongside a drop in equity weakens capital buffers and raises financial risk. Higher leverage elevates sensitivity to credit losses, constrains regulatory and strategic flexibility, and could force reliance on external funding or capital measures if adverse shocks occur in the near term.
Inconsistent Cash GenerationLarge swings to negative operating and free cash flow in recent years indicate unreliable internal cash generation. Weak or negative cash flows reduce the bank's ability to fund loan growth, absorb provisions, or maintain distributions without tapping external sources, increasing execution and funding risk.
Volatile Revenue TrajectoryHistorical revenue volatility, including a decline in 2022 and uneven year-to-year performance, shows growth is not consistently repeatable. This volatility makes future earnings less predictable and increases reliance on management execution and stable local economic conditions to sustain recent gains.

Luzhou Bank Co., Ltd. Class H News

1983 FAQ

What was Luzhou Bank Co., Ltd. Class H’s price range in the past 12 months?
Luzhou Bank Co., Ltd. Class H lowest stock price was HK$0.35 and its highest was HK$2.72 in the past 12 months.
    What is Luzhou Bank Co., Ltd. Class H’s market cap?
    Luzhou Bank Co., Ltd. Class H’s market cap is HK$6.50B.
      When is Luzhou Bank Co., Ltd. Class H’s upcoming earnings report date?
      Luzhou Bank Co., Ltd. Class H’s upcoming earnings report date is Aug 26, 2026 which is in 70 days.
        How were Luzhou Bank Co., Ltd. Class H’s earnings last quarter?
        Luzhou Bank Co., Ltd. Class H released its earnings results on Mar 23, 2026. The company reported HK$0.251 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.251.
          Is Luzhou Bank Co., Ltd. Class H overvalued?
          According to Wall Street analysts Luzhou Bank Co., Ltd. Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Luzhou Bank Co., Ltd. Class H pay dividends?
            Luzhou Bank Co., Ltd. Class H pays a Annually dividend of HK$0.168 which represents an annual dividend yield of 5.84%. See more information on Luzhou Bank Co., Ltd. Class H dividends here
              What is Luzhou Bank Co., Ltd. Class H’s EPS estimate?
              Luzhou Bank Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Luzhou Bank Co., Ltd. Class H have?
              Luzhou Bank Co., Ltd. Class H has 753,120,000 shares outstanding.
                What happened to Luzhou Bank Co., Ltd. Class H’s price movement after its last earnings report?
                Luzhou Bank Co., Ltd. Class H reported an EPS of HK$0.251 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Luzhou Bank Co., Ltd. Class H?
                  Currently, no hedge funds are holding shares in HK:1983
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Luzhou Bank Co., Ltd. Class H Stock Smart Score

                    6
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Negative
                    20 days / 200 days
                    Momentum
                    23.44%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    12.63%
                    Trailing 12-Months
                    Asset Growth
                    23.84%
                    Trailing 12-Months

                    Company Description

                    Luzhou Bank Co., Ltd. Class H

                    Luzhou Bank Co., Ltd., established in 1997 and headquartered in Luzhou, China, offers a comprehensive suite of financial products and services. Formerly known as Luzhou City Commercial Bank Co., Ltd. until its name change in June 2019, the bank primarily operates through its Corporate Banking, Retail Banking, and Financial Markets divisions, alongside other operational segments. For businesses, its Corporate Banking arm provides essential services such as corporate loans, bill discounting, and various deposit facilities. The Retail Banking segment caters to individual clients with personal loans, deposit accounts, and card services, further extending to wealth management, precious metal products, and other intermediary offerings. Within Financial Markets, the bank engages in money market transactions, investment management, and asset management activities. Additionally, Luzhou Bank delivers settlement and agency services, issues guarantees and credit commitments, and performs investment banking functions. The institution serves its customers via a network of 32 branches in Luzhou, supplemented by locations in Chengdu and Meishan, and enhances accessibility through mobile, telephone, and SMS channels.

                    Luzhou Bank Co., Ltd. Class H (1983) Earnings & Revenues

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