Eagle Bancorp Montana stock analysis
Want to see EBMT full AI Analyst Report?
Eagle Bancorp Montana (EBMT) Stock Price & Analysis
EBMT Stock Chart & Stats
- Day’s Range
- $20.47 - $20.87
- 52-Week Range
- $15.80 - $24.66
- Previous Close
- $20.55
- Volume
- N/A
- Average Volume (3M)
- 26.27K
- Market Cap
- $163.93M
- Enterprise Value
- $385.18M
- Total Cash (Recent Filing)
- $294.77M
- Total Debt (Recent Filing)
- $241.30M
- Price to Earnings (P/E)
- 10.4
- Beta
- 0.55
- Next Earnings
- Jan 26, 2027 (Est.)
- EPS Estimate
- 0.58
- Next Dividend Ex-Date
- Nov 13, 2026
- Dividend Yield
- 2.83%
Bulls Say, Bears Say
Bulls Say
Profitability And Cash Conversion
Consistent profitability combined with free cash flow that closely tracks net income indicates earnings are being converted into cash. This supports internal funding capacity, strengthens resilience through normal banking cycles, and gives management flexibility to sustain operations and investment.
Diversified Community Banking Platform
EBMT has meaningful scale in Montana and a diversified lending and deposit base spanning retail, commercial, agricultural, and mortgage activities. That breadth can support customer retention, spread funding across businesses, and reinforce its community-bank market position.
Positive Revenue Growth Trend
A generally positive revenue trajectory, including very strong latest TTM growth, indicates the operating franchise continues to expand. Sustained top-line progress can broaden the earnings base and help offset pressure in any single lending or fee category over coming quarters.
Bears Say
Margin Compression
Lower margins than in 2021–2022 indicate that revenue growth has not translated into the same level of operating profitability. If this persists, it can constrain earnings expansion, reduce the benefit of future growth, and weaken the bank’s ability to absorb cost or credit pressure.
Uneven Leverage
Material swings in debt-to-equity make the balance sheet less predictable and reduce financial flexibility. The recent move back up to approximately 1.26 could increase sensitivity to funding conditions and leave less room to support growth or absorb weaker operating results.
Cash-flow Volatility
Although cash generation has rebounded and is positive in most periods, the history of substantial year-to-year volatility shows that reported earnings do not always produce stable cash flows. This can complicate capital planning and reduce certainty around internally funded initiatives.
EBMT FAQ
What was Eagle Bancorp Montana’s price range in the past 12 months?
What is Eagle Bancorp Montana’s market cap?
When is Eagle Bancorp Montana’s upcoming earnings report date?
How were Eagle Bancorp Montana’s earnings last quarter?
Is Eagle Bancorp Montana overvalued?
Does Eagle Bancorp Montana pay dividends?
What is Eagle Bancorp Montana’s EPS estimate?
How many shares outstanding does Eagle Bancorp Montana have?
What happened to Eagle Bancorp Montana’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Eagle Bancorp Montana?
What is the TipRanks Smart Score and how is it calculated?
Eagle Bancorp Montana Stock Smart Score
Company Description
Eagle Bancorp Montana
Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its extensive lending portfolio encompasses residential mortgage loans for 1-4 family properties, including financing for new construction; a variety of commercial real estate loans, such as those for multi-family dwellings, non-residential properties, development projects, and farmland; and second mortgage or home equity loans. Furthermore, the company provides various consumer loans, including those secured by collateral like automobiles, recreational vehicles, and boats, alongside personal loans and lines of credit. It also extends secured and unsecured commercial business loans, agricultural loans, and general mortgage loan services. With a substantial operational footprint, Eagle Bancorp Montana, Inc. maintains 23 full-service branches, one community banking office, and 25 automated teller machines. The institution was established in 1922 and its corporate headquarters are situated in Helena, Montana.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Laura F. Clark
- Employees
- 355
- Website
- www.opportunitybank.com
- Address
- 1400 Prospect Avenue, Helena, MT, 59601, US
Eagle Bancorp Montana (EBMT) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 5 | 3 | 14 |
| Technical Analysis | 5 | 3 | 2 |
| Moving Averages | 0 | 0 | 12 |













