First Guaranty Bancshares (FGBI)
NASDAQ:FGBI
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FGBI Stock Chart & Stats
$6.44
$0.09(0.84%)
At close: 4:00 PM EST
$6.44
$0.09(0.84%)
Day’s Range― - ―
52-Week Range$4.31 - $10.36
Previous CloseN/A
Volume625.00
Average Volume (3M)18.52K
Market Cap
$157.40M
Enterprise Value-$378.74M
Total Cash (Recent Filing)$733.22M
Total Debt (Recent Filing)$197.08M
Price to Earnings (P/E)―
Beta0.39
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.84%
Share Statistics
EPS (TTM)N/A
Shares Outstanding16,464,249
10 Day Avg. Volume24,250
30 Day Avg. Volume18,517
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.33
Price to Sales (P/S)0.38
P/FCF Ratio-7.53
Enterprise Value/Market Cap-2.41
Enterprise Value/Revenue-1.75
Enterprise Value/Gross Profit-16.15
Enterprise Value/Ebitda6.74
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Capital Boost From Texas ExitSelling the Texas operations and shedding ~$270M deposits and ~$110M loans is a structural capital action that should sustainably raise Tier 1 leverage by ~100 bps. That improves regulatory cushion, lowers capital strain, and creates room to redeploy capital into core markets over the medium term.
Longstanding Dividend ContinuityMaintaining 131 consecutive quarterly dividends evidences a durable management commitment to returning capital and disciplined payout policy. Even a small cash dividend signals stable governance priorities and supports shareholder confidence in long-term capital allocation choices.
Repurchased Branches; Reduced Lease ExposureBuying back branch properties reverses related-party sale-leaseback exposure and brings key facilities onto the balance sheet. Owning branches reduces long-term rent obligations, improves operational flexibility, and lowers counterparty/related-party dependency, strengthening structural franchise control.
Bears Say
Sharp Earnings DeteriorationA reversal from multi-year profitability to sizable operating losses is a fundamental issue: it erodes retained earnings, limits internal capital generation, weakens return metrics, and constrains growth and lending capacity. Sustained losses also heighten regulatory scrutiny and remedial capital needs.
Volatile Operating Cash FlowLarge swings in operating and free cash flow undermine the bank’s ability to consistently fund loans, dividends, or absorb credit stress. Such volatility raises execution risk for strategic plans and makes capital planning and liquidity management more difficult over the next several quarters.
Reliance On Insider-controlled FundingPersistent reliance on insider-linked financing and amendments that defer principal or allow stock-paid interest signal constrained access to market funding. That raises governance and dilution risks, and suggests ongoing dependency on related-party support rather than robust external liquidity channels.
First Guaranty Bancshares News
FGBI FAQ
What was First Guaranty Bancshares’s price range in the past 12 months?
First Guaranty Bancshares lowest stock price was $4.31 and its highest was $10.36 in the past 12 months.
What is First Guaranty Bancshares’s market cap?
First Guaranty Bancshares’s market cap is $157.40M.
When is First Guaranty Bancshares’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were First Guaranty Bancshares’s earnings last quarter?
Currently, no data Available
Is First Guaranty Bancshares overvalued?
According to Wall Street analysts First Guaranty Bancshares’s price is currently Overvalued.
Does First Guaranty Bancshares pay dividends?
First Guaranty Bancshares pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 0.84%. See more information on First Guaranty Bancshares dividends here
What is First Guaranty Bancshares’s EPS estimate?
First Guaranty Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Guaranty Bancshares have?
First Guaranty Bancshares has 16,464,249 shares outstanding.
What happened to First Guaranty Bancshares’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of First Guaranty Bancshares?
Currently, no hedge funds are holding shares in FGBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Guaranty Bancshares Stock Smart Score
Neutral
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Blogger Sentiment
Neutral
FGBI Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $3.0M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-62.92%
12-Months-Change
Fundamentals
Return on Equity
-20.17%
Trailing 12-Months
Asset Growth
3.38%
Trailing 12-Months
Company Description
First Guaranty Bancshares
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
Technical Analysis
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Ownership Overview
50.07% Insiders
2.33% Mutual Funds
1.01% Other Institutional Investors
44.53% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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