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FGBI Stock Chart & Stats
$8.13
$0.09(0.84%)
At close: 4:00 PM EST
$8.13
$0.09(0.84%)
Day’s Range― - ―
52-Week Range$4.31 - $11.02
Previous CloseN/A
Volume625.00
Average Volume (3M)17.66K
Market Cap
$141.24M
Enterprise Value-$397.29
Total Cash (Recent Filing)$1.99B
Total Debt (Recent Filing)$186.28M
Price to Earnings (P/E)―
Beta0.40
Next Earnings
Oct 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.47%
Share Statistics
EPS (TTM)-2.85
Shares Outstanding16,539,095
10 Day Avg. Volume16,011
30 Day Avg. Volume17,656
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.33
Price to Sales (P/S)0.38
P/FCF Ratio-7.53
Enterprise Value/Market Cap>-0.01
Enterprise Value/Revenue>-0.01
Enterprise Value/Gross Profit>-0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.4
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Positive Cash GenerationPositive operating and free cash flow provide internal funding capacity and liquidity support. If sustained, this can help the bank absorb credit costs, fund operations and meet obligations despite current earnings pressure.
Improved Leverage And Equity BaseImproved leverage and a meaningful equity base provide some resilience against balance-sheet stress. This support may help the bank manage remediation efforts and credit losses, although capital remains constrained by regulatory requirements.
Strategic Exit From TexasExiting Texas represents a durable geographic and balance-sheet repositioning. Concentrating resources on remaining core markets could simplify operations and management focus, though the long-term benefit depends on execution and retained customer relationships.
Bears Say
Persistent Losses And Revenue ContractionContinued losses and falling revenue weaken internal capital generation and limit the bank’s ability to invest or return capital. Narrower losses versus 2025 are encouraging, but profitability remains negative and requires a durable operating recovery.
Regulatory Capital And Credit Remediation PressureThe consent order imposes heightened oversight, stricter credit controls, problem-asset reduction plans and higher capital thresholds. Falling short of the leverage requirement can constrain growth, increase compliance costs and restrict capital distributions.
Negative Returns And Volatile Cash FlowNegative ROE indicates the enlarged equity base is not currently producing adequate shareholder returns. The sharp cash-flow reversal also signals limited predictability, making sustained profitability and recurring cash generation important for financial stability.
First Guaranty Bancshares News
FGBI FAQ
What was First Guaranty Bancshares’s price range in the past 12 months?
First Guaranty Bancshares lowest stock price was $4.31 and its highest was $11.02 in the past 12 months.
What is First Guaranty Bancshares’s market cap?
First Guaranty Bancshares’s market cap is $141.24M.
When is First Guaranty Bancshares’s upcoming earnings report date?
First Guaranty Bancshares’s upcoming earnings report date is Oct 29, 2026 which is in 52 days.
How were First Guaranty Bancshares’s earnings last quarter?
First Guaranty Bancshares released its earnings results on Jul 28, 2026. The company reported $0.17 earnings per share for the quarter, beating the consensus estimate of $0.09 by $0.08.
Is First Guaranty Bancshares overvalued?
According to Wall Street analysts First Guaranty Bancshares’s price is currently Overvalued.
Does First Guaranty Bancshares pay dividends?
First Guaranty Bancshares pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 0.47%. See more information on First Guaranty Bancshares dividends here
What is First Guaranty Bancshares’s EPS estimate?
First Guaranty Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Guaranty Bancshares have?
First Guaranty Bancshares has 16,539,095 shares outstanding.
What happened to First Guaranty Bancshares’s price movement after its last earnings report?
First Guaranty Bancshares reported an EPS of $0.17 in its last earnings report, beating expectations of $0.09. Following the earnings report the stock price went up 2.991%.
Which hedge fund is a major shareholder of First Guaranty Bancshares?
Currently, no hedge funds are holding shares in FGBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Guaranty Bancshares Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Neutral
FGBI Sentiment 100%
Sector Average 57%
Sector Average 57%
Insider Transactions
Bought Shares
Worth $939.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.03%
12-Months-Change
Fundamentals
Return on Equity
0.47%
Trailing 12-Months
Asset Growth
-1.88%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First Guaranty Bancshares
First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, a financial institution delivering commercial banking services primarily across Louisiana and Texas. The bank offers a comprehensive suite of deposit products, including various checking accounts for personal and business use, savings accounts, money market accounts, demand deposits, and certificates of deposit (time deposits). These services are extended to individual consumers, small and medium-sized businesses, and municipal entities. Its lending portfolio is diverse, providing credit solutions such as real estate-backed loans (including commercial, non-farm non-residential, single-to-four-family residential, multifamily, construction, and land development), commercial and industrial loans, agricultural loans (including farmland), and other consumer loans. These are primarily aimed at small to medium-sized businesses, professionals, and individuals. Additionally, First Guaranty Bank provides numerous customer-centric services. Individuals can access credit cards, mobile check deposit, safe deposit boxes, official checks, robust online and mobile banking platforms, ATM services, and online bill payment. Business clients benefit from specialized solutions like merchant services, remote deposit capture, and lockbox services. A portion of the company's assets is strategically invested in various securities. This includes debt instruments issued by the United States Government and its agencies, state and municipal obligations, corporate bonds, mutual funds, and equity securities. It also allocates funds to mortgage-backed securities, predominantly those issued or guaranteed by U.S. Government agencies or enterprises. The company operates a network of 36 banking facilities. These are primarily located in significant market areas across Louisiana (including Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, and Alexandria) and Texas (notably Dallas-Fort Worth-Arlington and Waco), with a presence also extending to Kentucky and West Virginia. First Guaranty Bancshares, Inc. was established in 1934 and maintains its corporate headquarters in Hammond, Louisiana.
Technical Analysis
Ownership Overview
50.02% Insiders
2.32% Mutual Funds
1.01% Other Institutional Investors
43.27% Public Companies and
Individual Investors