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FNWD Stock Chart & Stats
$43.36
<$0.01(0.02%)
At close: 4:00 PM EDT
$43.36
<$0.01(0.02%)
Day’s Range― - ―
52-Week Range$30.05 - $45.90
Previous CloseN/A
Volume10.41K
Average Volume (3M)10.80K
Market Cap
$181.59M
Enterprise Value$251.04M
Total Cash (Recent Filing)$327.58M
Total Debt (Recent Filing)$95.30M
Price to Earnings (P/E)18.3
Beta0.02
Next Earnings
Oct 28, 2026EPS Estimate
0.72Next Dividend Ex-DateN/A
Dividend Yield1.14%
Share Statistics
EPS (TTM)2.29
Shares Outstanding4,330,893
10 Day Avg. Volume9,005
30 Day Avg. Volume10,803
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)0.86
Price to Sales (P/S)1.49
P/FCF Ratio16.61
Enterprise Value/Market Cap1.38
Enterprise Value/Revenue2.47
Enterprise Value/Gross Profit3.64
Enterprise Value/Ebitda16.98
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.64
Revenue Forecast (FY)$76.10M
Bulls Say, Bears Say
Bulls Say
Revenue And Operating RecoveryThe return to revenue growth and improved operating margin indicate that Finward has recovered from its 2025 downturn. If maintained, this combination can support more consistent earnings, strengthen internal capital generation, and provide a firmer foundation for future banking growth.
Strong Free Cash Flow QualityFree cash flow close to reported net income suggests that current earnings are translating effectively into cash generation. That quality gives Finward greater flexibility to support operations, reinforce capital, fund expansion, and maintain shareholder distributions through normal banking cycles.
Improved Leverage And Regulatory PositionLower leverage and equity growth improve balance-sheet resilience, while termination of the prior regulatory agreement removes a significant supervisory constraint. Together, these developments should give management more flexibility in capital allocation and business development over the coming quarters.
Bears Say
Low Return On EquityAlthough returns have improved from 2025, ROE remains below earlier-cycle levels, showing that the balance sheet is not yet producing strong shareholder returns. Persistently moderate profitability could limit capital accumulation and reduce the benefit of future asset or deposit growth.
Margins Remain Below Historical LevelsThe margin recovery is encouraging but has not restored Finward’s earlier earnings power. A normalized rather than expanding margin profile leaves less cushion against changes in funding costs, credit conditions, or operating expenses and may constrain sustained profit growth.
Merger Benefits Remain ContingentThe proposed merger offers strategic scale, but its benefits are not yet realized because closing still depends on regulatory and shareholder approvals. Until completion, the expected footprint expansion, deposit contribution, and earnings accretion remain contingent rather than established operating results.
Finward Bancorp News
FNWD FAQ
What was Finward Bancorp’s price range in the past 12 months?
Finward Bancorp lowest stock price was $30.05 and its highest was $45.90 in the past 12 months.
What is Finward Bancorp’s market cap?
Finward Bancorp’s market cap is $181.59M.
When is Finward Bancorp’s upcoming earnings report date?
Finward Bancorp’s upcoming earnings report date is Oct 28, 2026 which is in 9 days.
How were Finward Bancorp’s earnings last quarter?
Finward Bancorp released its earnings results on Jul 28, 2026. The company reported $0.48 earnings per share for the quarter, missing the consensus estimate of $0.625 by -$0.145.
Is Finward Bancorp overvalued?
According to Wall Street analysts Finward Bancorp’s price is currently Overvalued.
Does Finward Bancorp pay dividends?
Finward Bancorp pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 1.14%. See more information on Finward Bancorp dividends here
What is Finward Bancorp’s EPS estimate?
Finward Bancorp’s EPS estimate is 0.72.
How many shares outstanding does Finward Bancorp have?
Finward Bancorp has 4,330,893 shares outstanding.
What happened to Finward Bancorp’s price movement after its last earnings report?
Finward Bancorp reported an EPS of $0.48 in its last earnings report, missing expectations of $0.625. Following the earnings report the stock price went down -0.316%.
Which hedge fund is a major shareholder of Finward Bancorp?
Currently, no hedge funds are holding shares in FNWD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Finward Bancorp Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.04%
12-Months-Change
Fundamentals
Return on Equity
5.68%
Trailing 12-Months
Asset Growth
-0.84%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Finward Bancorp
Finward Bancorp serves as the parent entity for Peoples Bank, a financial institution offering a comprehensive suite of banking products and services. Its deposit offerings include various checking accounts, both with and without interest, alongside savings accounts, money market deposit accounts, certificates of deposit, and specialized retirement savings plans. The company's lending activities are diverse, encompassing residential mortgage loans for purchasing, refinancing, or building homes; construction loans provided to individuals and contractors; commercial real estate financing; personal consumer loans for household or family expenditures; home equity lines of credit; home improvement and equity-backed loans; commercial business loans; government-backed loans; and funding for municipalities. Beyond traditional banking, Finward Bancorp delivers a range of wealth management and fiduciary services. These comprise estate and retirement planning, guardianship administration, land trusts, profit-sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts. The company also acts as a personal representative for estates and functions as a trustee for both revocable and irrevocable trusts. Additionally, it provides insurance and annuity investment options to its wealth management clients, manages a portfolio of real estate properties, and operates as a real estate investment trust. As of March 2, 2022, the company operated 30 branches situated in Lake and Porter counties in Northwest Indiana, extending into the South Chicagoland area. Originally incorporated in 1994 as NorthWest Indiana Bancorp, the company adopted its current name, Finward Bancorp, in May 2021. Its corporate headquarters are located in Munster, Indiana.
Technical Analysis
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Ownership Overview
4.51% Insiders
7.14% Mutual Funds
3.12% Other Institutional Investors
80.82% Public Companies and
Individual Investors