BayFirst Financial Corp released its earnings results on Oct 30, 2025. The company reported -$4.66 earnings per share for the quarter, missing the consensus estimate of N/A by -$4.66.

Is BayFirst Financial Corp overvalued?

According to Wall Street analysts BayFirst Financial Corp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does BayFirst Financial Corp pay dividends?

BayFirst Financial Corp pays a Quarterly dividend of $0.08 which represents an annual dividend yield of 3.7%. See more information on BayFirst Financial Corp dividends here

What is BayFirst Financial Corp’s EPS estimate?

BayFirst Financial Corp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does BayFirst Financial Corp have?

BayFirst Financial Corp has 4,133,637 shares outstanding.

What happened to BayFirst Financial Corp’s price movement after its last earnings report?

BayFirst Financial Corp reported an EPS of -$4.66 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -2.198%.

Which hedge fund is a major shareholder of BayFirst Financial Corp?

Currently, no hedge funds are holding shares in BAFN

BayFirst Financial Corp Stock Smart Score

Underperform

Analyst Consensus

Moderate Buy

Average Price Target:
― (―)

Technicals

Fundamentals

Return on Equity

-11.14%

Trailing 12-Months

Asset Growth

10.35%

Trailing 12-Months

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Company Description

BayFirst Financial Corp

BayFirst Financial Corp. operates as the bank holding company for First Home Bank that provides commercial and consumer banking services for businesses and individuals. The company offers checking and savings accounts, and certificates of deposit. It also provides home loans, including residential mortgages, home equity loans, and home equity lines of credit; and business lending services comprising minority lending programs, PPP loan forgiveness services, SBA loans, and commercial lending services. In addition, the company offers treasury management, merchant, online, and investment services; and credit cards. As of January 26, 2022, it operated seven full-service office locations in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, Florida; and 23 mortgage loan production offices. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.

BayFirst Financial Corp (BAFN) Earnings & Revenues

Historic Earnings Reports

BAFN Company Deck

BAFN Earnings Call

Q3 2025

0:00 / 0:00

Earnings Call Sentiment|Negative

The earnings call presented a challenging quarter for BayFirst Financial Corp. with significant net losses and restructuring charges as the company transitions away from its SBA 7(a) lending business. While there were positive signs such as an increase in deposit balances and a reduction in net charge-offs, the lowlights, including decreased net interest margin and higher nonperforming assets, were more prominent.View all BAFN earnings summaries