Eagle Bancorp reports Q3 EPS 46c, consensus 47c

Reports Q3 revenue $23.4M, consensus $18.19M. Net interest margin was 3.94% in the third quarter of 2025, a three-basis point increase compared to 3.91% in the preceding quarter and a 60-basis point increase compared to the third quarter a year ago. Book value per share increased to $23.45 at September 30, 2025, compared to $22.17 a year earlier and $22.72 three months earlier. Tangible book value per share increased to $18.63 at September 30, 2025, compared to $17.23 a year earlier and $17.86 three months earlier. The Bank’s Tier 1 capital to adjusted total average assets was 10.35% as of September 30, 2025. The ratio of tangible common shareholders’ equity to tangible assets was 7.12% at September 30, 2025, up from 6.56% a year ago and 6.77% three months earlier. “Eagle’s third-quarter operating performance reflects meaningful progress, with earnings improving over the prior quarter as we benefited from stable funding costs, strong asset yields, and ongoing operational discipline,” said Laura Clark, President and CEO. “Our focus on building a stronger balance sheet and growing our community banking footprint across Montana is producing positive outcomes, backed by a resilient core deposit base and a well-diversified loan portfolio. Additionally, we continue to maintain a healthy net interest margin, which supports our ongoing profitability and growth. As we move forward, we remain focused on navigating the rate environment effectively and driving long-term value for our shareholders.”