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Ames National (ATLO) Stock Price & Analysis

137 Followers

ATLO Stock Chart & Stats

$34.04-$0.86(-2.46%)
At close: 4:00 PM EST
$32.5$35Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$33.82 - $35.45
52-Week Range
$20.51 - $35.45
Previous Close
$34.90
Volume
N/A
Average Volume (3M)
19.83K
Market Cap
$309.12M
Enterprise Value
$243.31M
Total Cash (Recent Filing)
$750.74M
Total Debt (Recent Filing)
$34.77M
Price to Earnings (P/E)
11.9
Beta
0.29
Next Earnings
N/A
EPS Estimate
N/A
Last Dividend Ex-Date
Sep 01, 2026
Dividend Yield
2.70%

Bulls Say, Bears Say

Bulls Say

Revenue And Margin Recovery

The substantial rebound in revenue and net margin indicates stronger current earnings capacity and improved operating performance. If maintained, this recovery can support greater internal capital generation, reinforce the bank’s competitive position in Iowa communities, and provide a stronger base for future growth.

Stronger Capital Position

The sharp reduction in leverage materially strengthens financial resilience and gives management greater flexibility to support lending and absorb periods of weaker conditions. Improving ROE also shows that the company is generating healthier returns from its capital base, supporting more durable profitability.

Earnings-Linked Cash Generation

Cash flow that closely tracks reported earnings supports the quality of the recent profit recovery and indicates that earnings are translating into usable financial resources. This provides capacity to fund operations, maintain capital strength, and continue shareholder distributions without relying solely on accounting gains.

Bears Say

Earnings Cyclicality

The wide variation in profitability shows that ATLO’s earnings power is sensitive to the rate and credit cycle, as well as regional-bank funding conditions. Such volatility makes future results less predictable and could weaken capital generation if operating conditions deteriorate over the next several quarters.

Profitability Not Fully Normalized

Although returns have improved, remaining below prior-cycle peaks suggests the recovery may not represent fully normalized profitability. This limits confidence that current margins and returns can persist at their recent level, potentially constraining sustainable earnings growth and the pace of capital accumulation.

Choppy Free Cash Flow Growth

Negative recent free-cash-flow growth and historically uneven conversion reduce financial flexibility even though cash flow remains close to net income. Thin coverage relative to the asset base could leave less capacity to absorb stress, expand lending, or preserve distributions during weaker banking conditions.

Ames National News

ATLO FAQ

What was Ames National’s price range in the past 12 months?
Ames National lowest stock price was $20.51 and its highest was $35.45 in the past 12 months.
What is Ames National’s market cap?
Ames National’s market cap is $309.12M.
When is Ames National’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Ames National’s earnings last quarter?
Ames National released its earnings results on Jan 23, 2026. The company reported $0.63 earnings per share for the quarter.
Is Ames National overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Ames National pay dividends?
Ames National pays a Quarterly dividend of $0.24 which represents an annual dividend yield of 2.7%. See more information on Ames National dividends here
What is Ames National’s EPS estimate?
Ames National’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ames National have?
Ames National has 8,857,220 shares outstanding.
What happened to Ames National’s price movement after its last earnings report?
Ames National reported an EPS of $0.63 in its last earnings report. Following the earnings report the stock price went down -0.817%.
Which hedge fund is a major shareholder of Ames National?
Hedge funds hold Ames National shares: the largest hedge-fund position in Ames National is 71,883,999 shares, and hedge funds increased their holdings by 74.0K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology