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National Bankshares (NKSH)
NASDAQ:NKSH
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National Bankshares (NKSH) Price & Analysis

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NKSH Stock Chart & Stats

$33.01
$0.10(0.37%)
At close: 4:00 PM EST
$33.01
$0.10(0.37%)

Bulls Say, Bears Say

Bulls Say
Conservative Balance SheetHaving no reported debt and a debt-to-equity ratio of 0.0 materially reduces financial risk, improves regulatory and liquidity resilience, and preserves capacity to fund growth or return capital. The TTM ROE improvement signals the balance sheet is translating into better shareholder returns.
Strong Cash GenerationFCF greater than net income and near-double-digit FCF growth indicate durable earnings quality and internal funding capacity. Reliable cash generation supports dividend payouts, buybacks, loan growth, and cushions credit stress without depending on external funding.
Capital Return & Strategic RepositioningConsistent dividends and an active buyback authorization reflect disciplined capital allocation and confidence in cash flow. These actions, paired with recent portfolio pruning and branch expansion, give management flexibility to optimize capital for growth and shareholder returns over the medium term.
Bears Say
Profitability VolatilityHistoric swings in margins and returns mean future earnings and capital generation are less predictable. This variability complicates multi-quarter planning for lending, provisioning and buybacks, and makes sustained margin-driven growth harder to rely upon absent structural revenue expansion.
Limited Top-line GrowthNear-flat revenue implies growth is currently margin-driven rather than broad market share or loan-book expansion. If interest-rate benefits or fee gains reverse, limited organic revenue momentum could pressure earnings and constrain long-term profitability improvement.
Leadership Succession RelianceProlonged reliance on a former CEO through a consulting arrangement suggests potential succession or management depth issues. While it provides continuity, it may also indicate concentration of strategic knowledge outside active leadership, which can slow independent decision-making or strategic change.

National Bankshares News

NKSH FAQ

What was National Bankshares’s price range in the past 12 months?
National Bankshares lowest stock price was $27.00 and its highest was $40.00 in the past 12 months.
    What is National Bankshares’s market cap?
    National Bankshares’s market cap is $237.03M.
      When is National Bankshares’s upcoming earnings report date?
      National Bankshares’s upcoming earnings report date is Jul 22, 2026 which is in 19 days.
        How were National Bankshares’s earnings last quarter?
        National Bankshares released its earnings results on Apr 14, 2026. The company reported $0.75 earnings per share for the quarter, the consensus estimate of $0.75 by $0.
          Is National Bankshares overvalued?
          According to Wall Street analysts National Bankshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does National Bankshares pay dividends?
            National Bankshares pays a Semiannually dividend of $0.75 which represents an annual dividend yield of 4.47%. See more information on National Bankshares dividends here
              What is National Bankshares’s EPS estimate?
              National Bankshares’s EPS estimate is 0.8.
                How many shares outstanding does National Bankshares have?
                National Bankshares has 6,368,410 shares outstanding.
                  What happened to National Bankshares’s price movement after its last earnings report?
                  National Bankshares reported an EPS of $0.75 in its last earnings report, expectations of $0.75. Following the earnings report the stock price went down -0.108%.
                    Which hedge fund is a major shareholder of National Bankshares?
                    Currently, no hedge funds are holding shares in NKSH
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      National Bankshares Stock Smart Score

                      Company Description

                      National Bankshares

                      National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.

                      National Bankshares (NKSH) Earnings & Revenues

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                      Ownership Overview

                      2.52%9.22%11.01%66.97%
                      11.01% Other Institutional Investors
                      66.97% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
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