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PEBK Stock Chart & Stats
$43.02
-$0.06(-0.14%)
At close: 4:00 PM EDT
$43.02
-$0.06(-0.14%)
Day’s Range― - ―
52-Week Range$26.81 - $45.78
Previous CloseN/A
Volume29.12K
Average Volume (3M)11.36K
Market Cap
$234.84M
Enterprise Value$221.25
Total Cash (Recent Filing)$33.44M
Total Debt (Recent Filing)$18.75M
Price to Earnings (P/E)13.0
Beta0.81
Next Earnings
Oct 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.3%
Share Statistics
EPS (TTM)3.32
Shares Outstanding5,461,490
10 Day Avg. Volume14,555
30 Day Avg. Volume11,359
Financial Highlights & Ratios
PEG Ratio-2.39
Price to Book (P/B)1.57
Price to Sales (P/S)2.15
P/FCF Ratio12.33
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthVery low leverage and meaningful equity growth provide a durable capital buffer for a regional bank. This supports continued asset and loan growth, regulatory resilience, and capacity to absorb credit stress or fund strategic initiatives without heavy external financing, improving long-term stability.
High-quality Cash GenerationFree cash flow tracking nearly all reported earnings indicates strong earnings quality and real cash conversion. Durable cash generation supports dividends, internal investment and loan book growth, and reduces reliance on volatile funding sources over multiple rate cycles.
Sustained Profitability And MarginsConsistent mid-teen margins and double-digit ROE reflect efficient operations and lending profitability for a community bank. Persistent margin durability underpins internal capital generation and supports return targets, making profits a reliable source for reinvestment and shareholder distributions over time.
Bears Say
Growth VolatilityIrregular top-line movement reduces predictability for earnings and capital planning. For a regional bank, uneven loan demand or fee income can force swings in provisioning, hiring, or dividend policy, complicating multi-quarter planning and investor visibility into sustainable growth trends.
Periodic Cash-flow VariabilityWhile recent FCF is strong, historical declines show cash generation can be uneven. That variability can strain funding for organic growth or shareholder returns during downturns, and requires management to retain higher buffers or cut discretionary outlays when cash converts poorly.
Governance Concentration / Board ContinuityHeavy board continuity and family representation can limit governance refreshment and independent strategic oversight. Over the medium term this may reduce adoption of new initiatives or create perceived related-party influence, potentially slowing structural change or capital allocation optimization.
Peoples Bancorp Of North Carolina News
PEBK FAQ
What was Peoples Bancorp Of North Carolina’s price range in the past 12 months?
Peoples Bancorp Of North Carolina lowest stock price was $26.81 and its highest was $45.78 in the past 12 months.
What is Peoples Bancorp Of North Carolina’s market cap?
Peoples Bancorp Of North Carolina’s market cap is $234.84M.
When is Peoples Bancorp Of North Carolina’s upcoming earnings report date?
Peoples Bancorp Of North Carolina’s upcoming earnings report date is Oct 26, 2026 which is in 80 days.
How were Peoples Bancorp Of North Carolina’s earnings last quarter?
Peoples Bancorp Of North Carolina released its earnings results on Jul 20, 2026. The company reported $0.956 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Peoples Bancorp Of North Carolina overvalued?
According to Wall Street analysts Peoples Bancorp Of North Carolina’s price is currently Overvalued.
Does Peoples Bancorp Of North Carolina pay dividends?
Peoples Bancorp Of North Carolina pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 2.3%. See more information on Peoples Bancorp Of North Carolina dividends here
What is Peoples Bancorp Of North Carolina’s EPS estimate?
Peoples Bancorp Of North Carolina’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Peoples Bancorp Of North Carolina have?
Peoples Bancorp Of North Carolina has 5,461,490 shares outstanding.
What happened to Peoples Bancorp Of North Carolina’s price movement after its last earnings report?
Peoples Bancorp Of North Carolina reported an EPS of $0.956 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.47%.
Which hedge fund is a major shareholder of Peoples Bancorp Of North Carolina?
Currently, no hedge funds are holding shares in PEBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Peoples Bancorp Of North Carolina Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
PEBK Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $730.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
22.18%
12-Months-Change
Fundamentals
Return on Equity
2.30%
Trailing 12-Months
Asset Growth
4.20%
Trailing 12-Months
Company Description
Peoples Bancorp Of North Carolina
Peoples Bancorp of North Carolina, Inc. functions as the holding company for Peoples Bank, delivering a broad spectrum of financial products and services to individuals and small to medium-sized enterprises. Its deposit offerings encompass checking, savings, money market, and demand accounts, along with certificates of deposit (CDs) and time deposits. The bank also handles borrowed funds. For lending, Peoples Bank provides various credit options, including commercial real estate and general commercial loans, construction and land development financing, and agricultural loans. For personal needs, it extends single-family residential, standard residential mortgage, and Individual Taxpayer Identification Number (ITIN) mortgage loans. Beyond traditional banking, the company furnishes investment advisory services and a range of non-deposit investment instruments, such as stocks, bonds, mutual funds, and tax-deferred annuities, supported by brokerage services. It also handles real estate appraisal and brokerage. Furthermore, Peoples Bancorp operates an appraisal clearing-house for other community banks and manages, acquires, and sells real property and other assets obtained through debt collection. An insurance agency is also part of its service portfolio. As of year-end 2021, the company maintained a substantial presence across North Carolina, with 17 full-service banking branches in cities including Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary. Additionally, it operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Established in 1912, Peoples Bancorp of North Carolina, Inc. maintains its headquarters in Newton, North Carolina.
Technical Analysis
Ownership Overview
12.72% Insiders
10.10% Mutual Funds
0.14% Other Institutional Investors
65.28% Public Companies and
Individual Investors