Confident Investing Starts With TipRanks Premium

Get 55% Off
TipRanks
Go Ultimate55% OFF

Peoples Bancorp Of North Carolina (PEBK) Stock Price & Analysis

137 Followers

PEBK Stock Chart & Stats

$43.22-$1.29(-2.90%)
At close: 4:00 PM EST
$43$44$45Aug 10Aug 24Sep 8Sep 21Oct 5Oct 19Nov 2
Day’s Range
$42.94 - $45.40
52-Week Range
$29.24 - $45.78
Previous Close
$44.51
Volume
N/A
Average Volume (3M)
28.41K
Market Cap
$243.09M
Enterprise Value
$226.92M
Total Cash (Recent Filing)
$398.71M
Total Debt (Recent Filing)
$18.59M
Price to Earnings (P/E)
10.4
Beta
0.77
Next Earnings
Jan 25, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Sep 03, 2026
Dividend Yield
2.31%

Bulls Say, Bears Say

Bulls Say

Steady Revenue And Profitability

Consistent revenue expansion and resilient net margins indicate that Peoples Bank is maintaining demand across its commercial and consumer banking franchise. This combination supports recurring earnings, provides a base for continued reinvestment, and suggests profitability is not dependent on a single reporting period.

Improved Balance-Sheet Resilience

Lower leverage and a larger equity base strengthen the bank’s capacity to absorb credit or operating stress while preserving lending flexibility. The improved capital position also supports stable returns and gives management more room to fund customers and pursue growth without relying heavily on additional debt.

Strong Earnings-to-Cash Conversion

Free cash flow that broadly matches reported earnings supports the quality and durability of Peoples Bank’s profitability. Improving cash conversion can help fund dividends, lending activity, and other capital needs internally, reducing dependence on external financing through the next several quarters.

Bears Say

Operating Margin Compression

The decline in operating profitability suggests that spread pressure and/or higher expense intensity is reducing the benefit of revenue growth. If this persists, it could constrain earnings expansion, weaken operating leverage, and make future profitability more sensitive to changes in funding costs and expenses.

Low Cash-Flow Debt Coverage

Weak cash-flow coverage leaves less internally generated capacity to service obligations during a stress scenario, even though current leverage is modest. This can limit financial flexibility if cash generation weakens, potentially forcing management to moderate lending, investment, or shareholder-return decisions.

Historical Leverage Volatility

The prior leverage increase shows that the bank’s balance-sheet strategy has not been uniformly stable across periods. A renewed shift toward higher leverage could increase financial risk and reduce resilience, so maintaining the recent conservative structure is important to sustaining the company’s stronger fundamentals.

Peoples Bancorp Of North Carolina News

PEBK FAQ

What was Peoples Bancorp Of North Carolina’s price range in the past 12 months?
Peoples Bancorp Of North Carolina lowest stock price was $29.24 and its highest was $45.78 in the past 12 months.
What is Peoples Bancorp Of North Carolina’s market cap?
Peoples Bancorp Of North Carolina’s market cap is $243.09M.
When is Peoples Bancorp Of North Carolina’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Peoples Bancorp Of North Carolina’s earnings last quarter?
Peoples Bancorp Of North Carolina released its earnings results on Oct 19, 2026. The company reported $1.047 earnings per share for the quarter.
Is Peoples Bancorp Of North Carolina overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Peoples Bancorp Of North Carolina pay dividends?
Peoples Bancorp Of North Carolina pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 2.31%. See more information on Peoples Bancorp Of North Carolina dividends here
What is Peoples Bancorp Of North Carolina’s EPS estimate?
Peoples Bancorp Of North Carolina’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Peoples Bancorp Of North Carolina have?
Peoples Bancorp Of North Carolina has 5,461,490 shares outstanding.
What happened to Peoples Bancorp Of North Carolina’s price movement after its last earnings report?
Peoples Bancorp Of North Carolina reported an EPS of $1.047 in its last earnings report. Following the earnings report the stock price went down -0.981%.
Which hedge fund is a major shareholder of Peoples Bancorp Of North Carolina?
Hedge funds hold Peoples Bancorp Of North Carolina shares: the largest hedge-fund position in Peoples Bancorp Of North Carolina is 71,886,190 shares, and hedge funds increased their holdings by 21.7K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology