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CBFV Stock Chart & Stats
$35.90
$0.51(1.42%)
At close: 4:00 PM EDT
$35.90
$0.51(1.42%)
Day’s Range― - ―
52-Week Range$30.06 - $38.86
Previous CloseN/A
Volume893.00
Average Volume (3M)14.48K
Market Cap
$188.98M
Enterprise Value$229.52
Total Cash (Recent Filing)$76.09M
Total Debt (Recent Filing)$99.78M
Price to Earnings (P/E)26.1
Beta0.54
Next Earnings
Oct 22, 2026EPS Estimate
0.81Next Dividend Ex-DateN/A
Dividend Yield2.95%
Share Statistics
EPS (TTM)1.43
Shares Outstanding5,081,584
10 Day Avg. Volume6,212
30 Day Avg. Volume14,479
Financial Highlights & Ratios
PEG Ratio-0.59
Price to Book (P/B)1.11
Price to Sales (P/S)2.56
P/FCF Ratio10.23
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$42.50Price Target Upside18.38% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.08
Revenue Forecast (FY)$63.70M
Bulls Say, Bears Say
Bulls Say
Free Cash Flow StrengthSustained operating and free cash flow (~$18M TTM) with ~13% FCF growth and FCF roughly tracking net income materially improves internal financing. Durable cash generation supports dividends, loan originations, and capital buffers across the next several quarters.
Asset QualityVery low nonperforming loans (0.29%) signal disciplined underwriting and portfolio health. That reduces near-term credit loss risk, limits provisioning pressure, and helps preserve capital and margins over a multi-month horizon as lending activity continues.
Net Interest Income & Deposit MixConsecutive quarters of rising net interest income and organic deposit growth reflect improving core banking economics. A shift toward commercial loans and lower-cost core deposits supports sustainable net interest margin expansion and funding stability over coming quarters.
Bears Say
Rising LeverageA large increase in debt reduces balance-sheet flexibility and raises interest expense sensitivity. Higher leverage increases capital and liquidity risk and could constrain the bank's ability to absorb shocks or pursue organic growth without relying on external capital.
Earnings VolatilityEarnings and revenue have shown notable swings—2025 saw revenue decline and margins stepped down from 2023 peaks. Such volatility weakens predictability of cash flow and planning for lending growth, provisioning, and sustained dividend policies over the medium term.
Low Returns On EquityDespite improvement, ROE remains modest (~4.6% TTM) versus prior multi-year levels. Persistently low returns limit the bank's ability to build equity organically, reducing room for growth or loss absorption without issuing capital or materially improving margins.
CB Financial Services News
CBFV FAQ
What was CB Financial Services’s price range in the past 12 months?
CB Financial Services lowest stock price was $30.06 and its highest was $38.86 in the past 12 months.
What is CB Financial Services’s market cap?
CB Financial Services’s market cap is $188.98M.
When is CB Financial Services’s upcoming earnings report date?
CB Financial Services’s upcoming earnings report date is Oct 22, 2026 which is in 64 days.
How were CB Financial Services’s earnings last quarter?
CB Financial Services released its earnings results on Jul 27, 2026. The company reported $0.81 earnings per share for the quarter, beating the consensus estimate of $0.72 by $0.09.
Is CB Financial Services overvalued?
According to Wall Street analysts CB Financial Services’s price is currently Undervalued.
Does CB Financial Services pay dividends?
CB Financial Services pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 2.95%. See more information on CB Financial Services dividends here
What is CB Financial Services’s EPS estimate?
CB Financial Services’s EPS estimate is 0.81.
How many shares outstanding does CB Financial Services have?
CB Financial Services has 5,081,584 shares outstanding.
What happened to CB Financial Services’s price movement after its last earnings report?
CB Financial Services reported an EPS of $0.81 in its last earnings report, beating expectations of $0.72. Following the earnings report the stock price went up 2.532%.
Which hedge fund is a major shareholder of CB Financial Services?
Currently, no hedge funds are holding shares in CBFV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CB Financial Services Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$42.50 (18.38% Upside)
$42.50 (18.38% Upside)
Blogger Sentiment
Neutral
CBFV Sentiment 50%
Sector Average 54%
Sector Average 54%
Hedge Fund Trend
Increased
By 7.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $92.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.12%
12-Months-Change
Fundamentals
Return on Equity
2.95%
Trailing 12-Months
Asset Growth
9.12%
Trailing 12-Months
Company Description
CB Financial Services
CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services to individuals and businesses. Its operational footprint spans southwestern Pennsylvania, West Virginia, and Ohio. The bank's core deposit offerings include checking accounts (comprising both demand and NOW accounts), money market accounts, savings accounts, and various time deposit products. A comprehensive suite of loan products is also provided. For residential borrowers, this includes real estate financing such as mortgages for single- to four-family homes, home equity installment loans, and home equity lines of credit. Commercial real estate loans are offered, typically secured by developed properties like retail centers, office buildings, and other non-residential structures. Construction financing is available for both individual residential dwellings and commercial projects, ranging from hotels and apartment buildings to housing developments and owner-occupied business properties. Furthermore, the institution extends commercial and industrial loans and lines of credit, alongside diverse consumer loans like indirect auto financing, secured and unsecured personal loans, and credit lines. Beyond traditional banking, CB Financial Services also operates an insurance agency, providing a variety of products such as property and casualty coverage, commercial liability policies, surety bonds, and other related services. Its physical presence comprises a main office and 13 branch locations distributed across Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio. An additional loan production office is located in Allegheny County. Founded in 1901, the company's corporate headquarters are situated in Carmichaels, Pennsylvania.
CBFV Stock 12 Month Forecast
Average Price Target
$42.50
▲(18.38% Upside)
Technical Analysis
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Ownership Overview
8.85% Insiders
9.69% Mutual Funds
8.76% Other Institutional Investors
62.86% Public Companies and
Individual Investors