Ohio Valley Banc (OVBC)
NASDAQ:OVBC
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OVBC Stock Chart & Stats
$38.95
$0.02(0.08%)
At close: 4:00 PM EST
$38.95
$0.02(0.08%)
Day’s Range― - ―
52-Week Range$27.51 - $54.96
Previous CloseN/A
Volume2.77K
Average Volume (3M)14.18K
Market Cap
$226.65M
Enterprise Value$262.07M
Total Cash (Recent Filing)$16.25M
Total Debt (Recent Filing)$52.91M
Price to Earnings (P/E)14.6
Beta0.13
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.27%
Share Statistics
EPS (TTM)3.28
Shares Outstanding4,711,001
10 Day Avg. Volume20,552
30 Day Avg. Volume14,183
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.11
Price to Sales (P/S)2.00
P/FCF Ratio11.06
Enterprise Value/Market Cap1.16
Enterprise Value/Revenue2.72
Enterprise Value/Gross Profit4.10
Enterprise Value/Ebitda13.68
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Cash Generation StrengthConsistent TTM operating cash flow and FCF near 1x net income indicate durable earnings quality and internal funding. Strong cash generation supports dividend payments, loan book growth, and reserve building over months, reducing reliance on external funding for ordinary operations.
Revenue Growth And ProfitabilitySustained revenue growth coupled with mid-teens net margin and ~20% operating margin points to an established core banking franchise with profitable underwriting and fee mix. This structural profitability supports reinvestment and capital returns over the medium term.
Governance Modernization & Capital ReturnShifting to an independent chair and refreshing the board signals stronger governance and oversight, which can improve strategic execution. Combined with declared quarterly dividends and announced branch/loan-office expansion, this reflects disciplined capital policy and deliberate growth initiatives.
Bears Say
Margin CompressionOperating and net margins have contracted from prior peak levels, suggesting sustained pressure on spreads or rising noninterest expenses. If structural, margin compression can cap earnings growth absent notable loan mix improvement or sustained cost control, weakening medium-term profitability.
Cash Flow VariabilityWhile FCF is strong on a TTM basis, year-to-year volatility and a 2024 FCF decline reduce predictability of internal funding. This variability complicates planning for dividends, loan growth, and provisioning, making capital allocation decisions more uncertain over the next several quarters.
Modest Returns & Rising LeverageA steady ~9% ROE indicates consistent but modest profitability relative to peers; rising leverage versus earlier years increases sensitivity to asset stress. Together these structural factors limit earnings upside and could raise downside risk if credit conditions deteriorate.
Ohio Valley Banc News
OVBC FAQ
What was Ohio Valley Banc’s price range in the past 12 months?
Ohio Valley Banc lowest stock price was $27.50 and its highest was $54.96 in the past 12 months.
What is Ohio Valley Banc’s market cap?
Ohio Valley Banc’s market cap is $226.65M.
When is Ohio Valley Banc’s upcoming earnings report date?
Ohio Valley Banc’s upcoming earnings report date is Jul 23, 2026 which is in 32 days.
How were Ohio Valley Banc’s earnings last quarter?
Ohio Valley Banc released its earnings results on Apr 28, 2026. The company reported $0.912 earnings per share for the quarter, beating the consensus estimate of N/A by $0.912.
Is Ohio Valley Banc overvalued?
According to Wall Street analysts Ohio Valley Banc’s price is currently Overvalued.
Does Ohio Valley Banc pay dividends?
Ohio Valley Banc pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 2.27%. See more information on Ohio Valley Banc dividends here
What is Ohio Valley Banc’s EPS estimate?
Ohio Valley Banc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ohio Valley Banc have?
Ohio Valley Banc has 4,711,001 shares outstanding.
What happened to Ohio Valley Banc’s price movement after its last earnings report?
Ohio Valley Banc reported an EPS of $0.912 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.219%.
Which hedge fund is a major shareholder of Ohio Valley Banc?
Currently, no hedge funds are holding shares in OVBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ohio Valley Banc Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
OVBC Sentiment 70%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $4.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
67.48%
12-Months-Change
Fundamentals
Return on Equity
9.29%
Trailing 12-Months
Asset Growth
10.86%
Trailing 12-Months
Company Description
Ohio Valley Banc
Ohio Valley Banc Corp. serves as the parent holding company for The Ohio Valley Bank Company, providing a broad spectrum of commercial and consumer banking products and services. Its operations are structured into two main divisions: Banking and Consumer Finance. The corporation offers a comprehensive array of deposit accounts, including checking, savings, time, and money market options. Additionally, it manages individual retirement accounts (IRAs), demand deposits, NOW accounts, and certificates of deposit (CDs). Regarding lending, the company extends a diverse portfolio of credit facilities. These encompass residential real estate loans, such as mortgages for one-to four-family homes. For businesses, it provides commercial loans to finance equipment, inventory, stock, commercial properties, and rental units. Consumer lending solutions include secured loans for automobiles, mobile homes, recreational vehicles, and other personal property. Further offerings cover personal loans, unsecured credit card receivables, floor plan financing, student loans, and construction loans. Beyond its core deposit and lending activities, the company delivers various supplementary services. These include safe deposit boxes, wire transfer capabilities, credit card services, and internet banking. It also furnishes online financial management tools, featuring cash management and updates on repossession auctions, current interest rates, and general banking news. Moreover, its service catalog features automatic teller machine (ATM) access, consumer finance options, seasonal tax preparation, and various insurance services for commercial property and liabilities. Trust services and an online-only direct mortgage service for consumers are also available. Geographically, the company maintains a physical presence through sixteen branch offices across Ohio and West Virginia, complemented by six dedicated consumer finance offices located exclusively in Ohio. Its infrastructure also includes thirty-six ATMs, with twenty of these situated at off-site locations. Established in 1872, Ohio Valley Banc Corp. maintains its corporate headquarters in Gallipolis, Ohio.
Technical Analysis
Ames National
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Peoples Bancorp Of North Carolina
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CB Financial Services
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Meridian Bank
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Ownership Overview
5.36% Insiders
10.00% Mutual Funds
7.74% Other Institutional Investors
68.91% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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