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WRIV Stock Chart & Stats
$63.40
$0.00(0.00%)
At close: 4:00 PM EDT
$63.40
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$16.06 - $33.32
Previous CloseN/A
Volume81.00
Average Volume (3M)2.96K
Market Cap
$160.78M
Enterprise Value$155.20
Total Cash (Recent Filing)$46.97M
Total Debt (Recent Filing)$78.86M
Price to Earnings (P/E)10.4
Beta0.09
Next Earnings
Oct 20, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.52%
Share Statistics
EPS (TTM)2.83
Shares Outstanding4,873,508
10 Day Avg. Volume1,877
30 Day Avg. Volume2,956
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)1.07
Price to Sales (P/S)1.26
P/FCF Ratio7.02
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Accelerating Revenue And Margin ExpansionRevenue has accelerated through 2025, while net margin expanded from about 9.0% to 14.5% and operating margin from 12.0% to 18.7% in 2024–2025. This combination indicates stronger earnings leverage and gives the bank more capacity to reinvest or absorb normal operating pressure.
Improved Operating And Free Cash FlowThe substantial recovery in operating and free cash flow strengthens internally generated funding for business needs and capital allocation. Free cash flow reached about 89% of net income in 2025, showing improved cash conversion and greater support for ongoing financial resilience.
Lower Leverage And Stronger Capital ProductivityLower debt-to-equity improves balance-sheet resilience relative to the prior two years, while the rise in ROE indicates more productive use of shareholder capital. Together, these trends support stronger financial efficiency and provide a better foundation for sustaining future performance.
Bears Say
Historical Earnings And Margin VolatilityThe earlier profit step-down and subsequent margin normalization show that earnings performance has not been consistently stable across operating conditions. This volatility makes future profitability less predictable and could moderate the durability of the recent margin improvement if conditions become less favorable.
Uneven Historical Cash GenerationAlthough cash generation rebounded strongly in 2024–2025, the prior negative result and uneven interim performance indicate that cash conversion can fluctuate materially over time. That history creates uncertainty around how consistently the company can fund operations and capital needs from internally generated cash.
Inconsistent Leverage Over The Full PeriodThe wide movement in leverage indicates that balance-sheet risk has varied considerably rather than following a consistently conservative path. Even with recent improvement, renewed operating weakness could make leverage less supportive and constrain financial flexibility compared with a steadier capital structure.
White River Bancshares Co News
WRIV FAQ
What was White River Bancshares Co.’s price range in the past 12 months?
White River Bancshares Co. lowest stock price was $16.06 and its highest was $33.32 in the past 12 months.
What is White River Bancshares Co.’s market cap?
White River Bancshares Co.’s market cap is $160.78M.
When is White River Bancshares Co.’s upcoming earnings report date?
White River Bancshares Co.’s upcoming earnings report date is Oct 20, 2026 which is in 30 days.
How were White River Bancshares Co.’s earnings last quarter?
White River Bancshares Co. released its earnings results on Jul 21, 2026. The company reported $0.849 earnings per share for the quarter.
Is White River Bancshares Co. overvalued?
According to Wall Street analysts White River Bancshares Co.’s price is currently Overvalued.
Does White River Bancshares Co. pay dividends?
White River Bancshares Co. pays a Annually dividend of $0.25 which represents an annual dividend yield of 1.52%. See more information on White River Bancshares Co. dividends here
What is White River Bancshares Co.’s EPS estimate?
White River Bancshares Co.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does White River Bancshares Co. have?
White River Bancshares Co. has 4,873,508 shares outstanding.
What happened to White River Bancshares Co.’s price movement after its last earnings report?
White River Bancshares Co. reported an EPS of $0.849 in its last earnings report. Following the earnings report the stock price went up 5.335%.
Which hedge fund is a major shareholder of White River Bancshares Co.?
Currently, no hedge funds are holding shares in WRIV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
White River Bancshares Co Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
42.35%
12-Months-Change
Fundamentals
Return on Equity
1.52%
Trailing 12-Months
Asset Growth
13.82%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
White River Bancshares Co.
White River Bancshares Company operates as the bank holding company for Signature Bank of Arkansas that provides financial services to small businesses, families, and farms. The company offers personal savings, money market, young investors, health savings, and individual retirement accounts, as well as small business, commercial, and business interest checking accounts. It also provides personal, auto and boat, recreational, mortgage, home equity, small business administration, real estate, secured, and construction loans; line of credits; and certificates of deposits, as well as credit and debit cards. In addition, the company offers online, mobile, text, and telephone banking services; mobile deposit; overdraft; signature finance 360; and wealth management services, including asset allocation, asset management, estate planning, retirement planning, bonds, and insurance and annuities. White River Bancshares Company was founded in 2005 and is headquartered in Fayetteville, Arkansas.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
3.22% Other Institutional Investors
96.78% Public Companies and
Individual Investors