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WRIV Stock Chart & Stats
$61.85
$0.00(0.00%)
At close: 4:00 PM EDT
$61.85
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$22.40 - $32.93
Previous CloseN/A
Volume81.00
Average Volume (3M)909.00
Market Cap
$308.86M
Enterprise Value$155.20
Total Cash (Recent Filing)$46.97M
Total Debt (Recent Filing)$78.86M
Price to Earnings (P/E)10.2
Beta0.30
Next Earnings
Oct 20, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.79%
Share Statistics
EPS (TTM)5.66
Shares Outstanding4,873,508
10 Day Avg. Volume1,205
30 Day Avg. Volume909
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)1.07
Price to Sales (P/S)1.26
P/FCF Ratio7.02
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent revenue acceleration across 2020–2025 indicates expanding core banking activity and market traction. A multi-year growth trend supports durable earnings capacity, improving forecasting confidence and providing the base for reinvestment, credit growth, and fee income expansion.
Margin ExpansionMeaningful margin improvement in 2024–2025 reflects stronger fee mix and expense control, increasing earnings leverage. Higher sustainable operating margins boost internal cash generation, strengthen return metrics, and provide buffer against credit or interest headwinds over the medium term.
Improving Balance Sheet & ROELower leverage and rising ROE point to improving capital efficiency and reduced solvency risk. The three-year trend toward de-leveraging enhances resilience to stress, increases capacity for organic growth or targeted lending, and supports a more stable capital allocation framework going forward.
Bears Say
Historical Earnings/Cashflow VolatilityDocumented variability in profits and cash generation weakens predictability of future free cash flow and dividends. Periodic swings raise the risk that recent improvements may reverse in adverse cycles, complicating capital planning, provisioning and long-term strategic investments if macro or credit conditions deteriorate.
Prior Cash Flow WeaknessA history of negative and uneven cash flow implies susceptibility to shortfalls that can force reliance on external funding or balance-sheet draws. Even with recent recovery, past episodes highlight that cash conversion can deteriorate quickly with loan performance or margin pressure, impacting long-term resilience.
Low Liquidity / Small FloatVery low trading volume signals limited market liquidity and a small public float, which can hinder access to equity capital and increase execution risk for investors. Limited investor coverage and thin trading can amplify price dislocations and raise financing costs in stressed environments.
White River Bancshares Co News
WRIV FAQ
What was White River Bancshares Co.’s price range in the past 12 months?
White River Bancshares Co. lowest stock price was $22.40 and its highest was $32.93 in the past 12 months.
What is White River Bancshares Co.’s market cap?
White River Bancshares Co.’s market cap is $308.86M.
When is White River Bancshares Co.’s upcoming earnings report date?
White River Bancshares Co.’s upcoming earnings report date is Oct 20, 2026 which is in 76 days.
How were White River Bancshares Co.’s earnings last quarter?
White River Bancshares Co. released its earnings results on Jul 21, 2026. The company reported $0.849 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is White River Bancshares Co. overvalued?
According to Wall Street analysts White River Bancshares Co.’s price is currently Overvalued.
Does White River Bancshares Co. pay dividends?
White River Bancshares Co. pays a Annually dividend of $0.5 which represents an annual dividend yield of 0.79%. See more information on White River Bancshares Co. dividends here
What is White River Bancshares Co.’s EPS estimate?
White River Bancshares Co.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does White River Bancshares Co. have?
White River Bancshares Co. has 4,873,508 shares outstanding.
What happened to White River Bancshares Co.’s price movement after its last earnings report?
White River Bancshares Co. reported an EPS of $0.849 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 5.335%.
Which hedge fund is a major shareholder of White River Bancshares Co.?
Currently, no hedge funds are holding shares in WRIV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
White River Bancshares Co Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
50.99%
12-Months-Change
Fundamentals
Return on Equity
0.79%
Trailing 12-Months
Asset Growth
13.82%
Trailing 12-Months
Company Description
White River Bancshares Co.
White River Bancshares Company operates as the bank holding company for Signature Bank of Arkansas that provides financial services to small businesses, families, and farms. The company offers personal savings, money market, young investors, health savings, and individual retirement accounts, as well as small business, commercial, and business interest checking accounts. It also provides personal, auto and boat, recreational, mortgage, home equity, small business administration, real estate, secured, and construction loans; line of credits; and certificates of deposits, as well as credit and debit cards. In addition, the company offers online, mobile, text, and telephone banking services; mobile deposit; overdraft; signature finance 360; and wealth management services, including asset allocation, asset management, estate planning, retirement planning, bonds, and insurance and annuities. White River Bancshares Company was founded in 2005 and is headquartered in Fayetteville, Arkansas.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
3.66% Other Institutional Investors
96.34% Public Companies and
Individual Investors