White River Bancshares Co. (WRIV)

OTHER OTC:WRIV

WRIV

White River Bancshares Co

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White River Bancshares Co (WRIV) Price & Analysis

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WRIV Stock Chart & Stats

$51.00

-$1.07(-3.05%)

At close: Jan 07 4:00 PM EST

$51.00

-$1.07(-3.05%)

Day’s Range― - ―

52-Week Range$39.10 - $55.90

Previous CloseN/A

Volume500.00

Average Volume (3M)909.00

Market Cap

$132.45M

Enterprise Value$113.39M

Total Cash (Recent Filing)$46.97M

Total Debt (Recent Filing)$78.86M

Price to Earnings (P/E)9.0

Beta0.14

Next Earnings

Jul 20, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.02%

Share Statistics

EPS (TTM)5.66

Shares Outstanding2,448,246

10 Day Avg. Volume1,205

30 Day Avg. Volume909

Financial Highlights & Ratios

PEG Ratio0.10

Price to Book (P/B)1.07

Price to Sales (P/S)1.26

P/FCF Ratio7.02

Enterprise Value/Market Cap0.86

Enterprise Value/Revenue1.19

Enterprise Value/Gross Profit2.05

Enterprise Value/Ebitda6.17

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue Growth TrendSustained revenue acceleration into 2025 reflects improving core lending and fee income traction for a regional bank. A multi-year uptrend improves predictability of cash flows and supports scalable operating leverage, helping sustain investment and reserve coverage over the next several quarters.

Improving Profitability And MarginsMeaningful margin expansion demonstrates stronger earnings leverage and cost control versus prior years. Higher operating and net margins increase internal funding capacity, improve return on capital, and create a buffer against adverse rate cycles or credit deterioration over the medium term.

Stronger Cash Generation & ConversionA sharp rebound in operating and free cash flow and high cash conversion provide durable internal liquidity for loan growth, capital needs, and reserves. Improved cash generation reduces reliance on external financing and supports operational flexibility across 2–6 months and beyond.

Bears Say

Inconsistent Historical LeverageMeaningful swings in leverage over recent years indicate balance-sheet management that can vary with conditions. If macro or credit conditions worsen, past inconsistency increases refinancing and capital adequacy risk and could force more defensive actions that constrain growth and returns.

Historic Earnings And Cash-Flow VolatilityPrior periods of negative cash flow and profit step-downs show earnings sensitivity to business-cycle and credit dynamics. That history lowers confidence in sustained margin/FCF trajectory and means adverse shocks could quickly reverse recent improvements, affecting capital planning.

Limited Scale / Low LiquidityLow trading liquidity and regional-bank scale constrain access to public capital and make large strategic moves harder to execute without dilution. Limited scale can also limit product diversity and geographic diversification, raising execution risk over the medium term.

White River Bancshares Co News

Upcoming Stock Splits This Week (September 2 to September 6) – Stay Invested

These are the upcoming stock splits for the week of September 2 to September 6, based on TipRanks’ Stock...

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WRIV FAQ

What was White River Bancshares Co.’s price range in the past 12 months?

White River Bancshares Co. lowest stock price was $39.10 and its highest was $55.90 in the past 12 months.

What is White River Bancshares Co.’s market cap?

White River Bancshares Co.’s market cap is $132.45M.

When is White River Bancshares Co.’s upcoming earnings report date?

White River Bancshares Co.’s upcoming earnings report date is Jul 20, 2026 which is in 36 days.

How were White River Bancshares Co.’s earnings last quarter?

White River Bancshares Co. released its earnings results on Apr 21, 2026. The company reported $1.38 earnings per share for the quarter, beating the consensus estimate of N/A by $1.38.

Is White River Bancshares Co. overvalued?

According to Wall Street analysts White River Bancshares Co.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does White River Bancshares Co. pay dividends?

White River Bancshares Co. pays a Annually dividend of $0.5 which represents an annual dividend yield of 1.02%. See more information on White River Bancshares Co. dividends here

What is White River Bancshares Co.’s EPS estimate?

White River Bancshares Co.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does White River Bancshares Co. have?

White River Bancshares Co. has 2,448,246 shares outstanding.

What happened to White River Bancshares Co.’s price movement after its last earnings report?

White River Bancshares Co. reported an EPS of $1.38 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.363%.

Which hedge fund is a major shareholder of White River Bancshares Co.?

Currently, no hedge funds are holding shares in WRIV

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

White River Bancshares Co Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

10.80%

Trailing 12-Months

Asset Growth

18.40%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

White River Bancshares Co.

White River Bancshares Co serves as the holding company for Signature Bank of Arkansas, offering a broad spectrum of financial services to small businesses, families, and the agricultural community. The company provides various deposit accounts, such as personal savings, money market, and specialized accounts for young investors, health savings, and individual retirement. Businesses can choose from small business, commercial, and interest-bearing checking accounts. The company also provides a wide array of lending options, including personal, auto, boat, recreational, mortgage, home equity, real estate, secured, construction, and Small Business Administration (SBA) loans. Additionally, it offers lines of credit, certificates of deposit (CDs), and both credit and debit cards. Digital banking convenience is offered through online, mobile, text, and telephone services, along with mobile deposit and overdraft protection. Specialized services include Signature Finance 360 and comprehensive wealth management, covering areas like asset allocation, investment management, estate planning, retirement planning, bonds, and insurance and annuities. Established in 2005, White River Bancshares Co is headquartered in Fayetteville, Arkansas.