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MGYR Stock Chart & Stats
$19.50
$0.14(1.03%)
At close: 4:00 PM EST
$19.50
$0.14(1.03%)
Day’s Range― - ―
52-Week Range$16.03 - $20.00
Previous CloseN/A
Volume1.77K
Average Volume (3M)2.65K
Market Cap
$122.98M
Enterprise Value$158.80
Total Cash (Recent Filing)$39.41M
Total Debt (Recent Filing)$49.05M
Price to Earnings (P/E)10.1
Beta0.20
Next Earnings
Oct 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.97%
Share Statistics
EPS (TTM)1.90
Shares Outstanding6,455,383
10 Day Avg. Volume1,587
30 Day Avg. Volume2,646
Financial Highlights & Ratios
PEG Ratio0.40
Price to Book (P/B)0.91
Price to Sales (P/S)1.84
P/FCF Ratio10.97
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Deleveraged Balance SheetRemoving debt materially strengthens capital flexibility and reduces interest expense sensitivity. A zero debt-to-equity position and steady equity growth support conservative underwriting, dividend capacity and resilience to funding stress, improving long-term financial stability.
NIM Expansion & Earnings MomentumA 30bp quarter-over-quarter NIM gain and 25% YoY net income growth reflect durable core net interest income improvement from loan repricing and investment yield. Sustained NII strength supports earnings quality and internal capital generation over the medium term.
Strong Cash ConversionNear-parity of free cash flow and reported earnings indicates high earnings quality and real cash generation. Reliable cash conversion supports dividend payments, loan growth funding and reserve builds without heavy external financing over the next several quarters.
Bears Say
Rising Credit Provisions / Charge-offIncreased provisioning and a specific construction loan charge-off point to asset-quality pressure from commercial real estate and construction exposures. These credit costs can persist through cyclical downturns, eroding reserve levels and compressing medium-term profitability.
Normalized Margins Vs. PeakAlthough margins are improving, they remain beneath elevated 2022–2023 levels, indicating limited upside from prior peaks. That normalization, combined with only moderate ROE (~9.3% TTM), suggests constrained long-term margin expansion absent structural shifts in mix or scale.
Geographic & Scale ConcentrationA primary focus on New Jersey markets concentrates credit and deposit risk to local economic cycles and real estate dynamics. Limited geographic diversification and modest employee/base scale restricts revenue diversification and may amplify local CRE or economic downturn impacts over time.
Magyar Bancorp News
MGYR FAQ
What was Magyar Bancorp Inc’s price range in the past 12 months?
Magyar Bancorp Inc lowest stock price was $16.03 and its highest was $20.00 in the past 12 months.
What is Magyar Bancorp Inc’s market cap?
Magyar Bancorp Inc’s market cap is $122.98M.
When is Magyar Bancorp Inc’s upcoming earnings report date?
Magyar Bancorp Inc’s upcoming earnings report date is Oct 29, 2026 which is in 27 days.
How were Magyar Bancorp Inc’s earnings last quarter?
Magyar Bancorp Inc released its earnings results on Jul 23, 2026. The company reported $0.492 earnings per share for the quarter.
Is Magyar Bancorp Inc overvalued?
According to Wall Street analysts Magyar Bancorp Inc’s price is currently Overvalued.
Does Magyar Bancorp Inc pay dividends?
Magyar Bancorp Inc pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 1.97%. See more information on Magyar Bancorp Inc dividends here
What is Magyar Bancorp Inc’s EPS estimate?
Magyar Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Magyar Bancorp Inc have?
Magyar Bancorp Inc has 6,455,383 shares outstanding.
What happened to Magyar Bancorp Inc’s price movement after its last earnings report?
Magyar Bancorp Inc reported an EPS of $0.492 in its last earnings report. Following the earnings report the stock price went up 4.658%.
Which hedge fund is a major shareholder of Magyar Bancorp Inc?
Currently, no hedge funds are holding shares in MGYR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Magyar Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.76%
12-Months-Change
Fundamentals
Return on Equity
1.97%
Trailing 12-Months
Asset Growth
6.18%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Magyar Bancorp Inc
Magyar Bancorp, Inc. functions as the parent entity for Magyar Bank, a financial institution that delivers a wide array of personal and business banking services. Serving individuals, companies, and non-profit organizations throughout New Jersey, USA, the bank provides diverse deposit accounts, including checking, savings, NOW, money market, and retirement plans, in addition to certificates of deposit. Its comprehensive lending solutions encompass residential mortgages, loans for multi-family and commercial properties, home equity lines and loans, commercial business financing, and construction loans, as well as Small Business Administration (SBA) loans. Beyond conventional banking, Magyar Bancorp also extends its services to include non-deposit investment products and financial planning. These offerings cover insurance, fixed and variable annuities, and retirement planning for both individual and corporate clients. The company actively manages investment securities through buying, selling, and holding activities. Established in 1922, Magyar Bancorp, Inc. is based in New Brunswick, New Jersey, and oversees seven branch locations across New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, all within New Jersey.
Technical Analysis
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Ownership Overview
5.55% Insiders
3.59% Mutual Funds
15.96% Other Institutional Investors
72.79% Public Companies and
Individual Investors