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SR Bancorp, Inc. (SRBK)
NASDAQ:SRBK
US Market
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SR Bancorp, Inc. (SRBK) Price & Analysis

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SRBK Stock Chart & Stats

$16.74
-$0.05(-0.42%)
At close: 4:00 PM EST
$16.74
-$0.05(-0.42%)

Bulls Say, Bears Say

Bulls Say
Revenue & Cash ConversionA sharp TTM revenue rebound with return to profitability and free cash flow roughly matching net income indicates the franchise can generate internal cash to fund loans, capital returns and technology. Durable cash conversion reduces reliance on external funding and supports operational stability.
Shareholder-Friendly Capital PolicyA 10% repurchase authorization alongside a 20% dividend increase signals management prioritizes disciplined capital allocation. If sustained, buybacks and higher payouts can enhance per-share metrics and reflect confidence in recurring earnings and capital adequacy over the medium term.
Moderate Leverage / Capital CushionA modest debt-to-equity ratio and sizable equity base provide a built-in buffer against credit losses or funding stress, giving the bank flexibility to absorb shocks, maintain regulatory capital, and support lending or shareholder distributions without immediate need for dilutive capital raises.
Bears Say
Earnings VolatilityHistoric earnings swings, including a material 2024 loss and margin compression, reduce predictability of cash flows and complicate capital planning. Persistent volatility can force higher loan-loss provisioning, constrain share repurchases, and erode confidence in long-term earnings power.
Low Return On EquityA modest ROE indicates the bank converts equity into profits slowly, limiting long-term shareholder value creation unless growth, margin expansion, or higher leverage occurs. Low ROE constrains retained-earnings-driven book value growth and pressures management to choose between payouts or riskier strategies.
Third-Party Data Security RiskA breach at a service provider raises regulatory, remediation and reputational risks that can persist. Even if not yet material, such incidents increase compliance costs, potential legal exposure, and could weaken customer trust or hamper deposit growth — structural headwinds for a community bank.

SR Bancorp, Inc. News

SRBK FAQ

What was SR Bancorp, Inc.’s price range in the past 12 months?
SR Bancorp, Inc. lowest stock price was $13.55 and its highest was $20.20 in the past 12 months.
    What is SR Bancorp, Inc.’s market cap?
    SR Bancorp, Inc.’s market cap is $144.22M.
      When is SR Bancorp, Inc.’s upcoming earnings report date?
      SR Bancorp, Inc.’s upcoming earnings report date is Aug 05, 2026 which is in 17 days.
        How were SR Bancorp, Inc.’s earnings last quarter?
        SR Bancorp, Inc. released its earnings results on Apr 28, 2026. The company reported $0.104 earnings per share for the quarter, beating the consensus estimate of $0.1 by $0.004.
          Is SR Bancorp, Inc. overvalued?
          According to Wall Street analysts SR Bancorp, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SR Bancorp, Inc. pay dividends?
            SR Bancorp, Inc. pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 0.88%. See more information on SR Bancorp, Inc. dividends here
              What is SR Bancorp, Inc.’s EPS estimate?
              SR Bancorp, Inc.’s EPS estimate is 0.13.
                How many shares outstanding does SR Bancorp, Inc. have?
                SR Bancorp, Inc. has 8,100,214 shares outstanding.
                  What happened to SR Bancorp, Inc.’s price movement after its last earnings report?
                  SR Bancorp, Inc. reported an EPS of $0.104 in its last earnings report, beating expectations of $0.1. Following the earnings report the stock price went same 0%.
                    Which hedge fund is a major shareholder of SR Bancorp, Inc.?
                    Currently, no hedge funds are holding shares in SRBK
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      SR Bancorp, Inc. Stock Smart Score

                      Company Description

                      SR Bancorp, Inc.

                      SR Bancorp, Inc. serves as the parent organization for its subsidiary, Somerset Savings Bank, SLA, a financial institution dedicated to providing commercial banking services. This bank offers a comprehensive selection of deposit accounts and credit solutions, designed to meet the needs of both individual consumers and local small enterprises. Its operations extend through a network of branches situated across Hunterdon, Middlesex, and Somerset Counties in New Jersey. The company was founded in 1887 and its primary headquarters are located in Bound Brook, New Jersey.

                      SR Bancorp, Inc. (SRBK) Earnings & Revenues

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