SR Bancorp, Inc. (SRBK)
NASDAQ:SRBK
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SRBK Stock Chart & Stats
$16.74
-$0.05(-0.42%)
At close: 4:00 PM EST
$16.74
-$0.05(-0.42%)
Day’s Range― - ―
52-Week Range$12.30 - $19.61
Previous CloseN/A
Volume5.19K
Average Volume (3M)33.25K
Market Cap
$138.13M
Enterprise Value$188.03M
Total Cash (Recent Filing)$4.66M
Total Debt (Recent Filing)$53.00M
Price to Earnings (P/E)30.0
Beta0.35
Next Earnings
Aug 05, 2026EPS Estimate
0.13Next Dividend Ex-DateN/A
Dividend Yield0.88%
Share Statistics
EPS (TTM)0.60
Shares Outstanding8,100,214
10 Day Avg. Volume26,695
30 Day Avg. Volume33,252
Financial Highlights & Ratios
PEG Ratio-0.16
Price to Book (P/B)0.59
Price to Sales (P/S)2.27
P/FCF Ratio26.90
Enterprise Value/Market Cap1.36
Enterprise Value/Revenue3.65
Enterprise Value/Gross Profit5.65
Enterprise Value/Ebitda28.14
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Rebound & ProfitabilityA sharp TTM revenue rebound (+88%) and return to positive net margin (~9%) indicate the core community-banking business is regaining scale and pricing power. Durable revenue recovery supports sustained net interest income, loan capacity expansion, and ability to absorb fixed operating costs over the next several quarters.
Strong Cash GenerationFree cash flow converting at roughly 98% of net income demonstrates high cash quality and the bank's ability to convert earnings into distributable cash. This durable cash generation supports dividends, buybacks, and internal reinvestment without material reliance on new external financing.
Shareholder-friendly Capital PolicyA new authorization to repurchase up to 10% of shares signals management discipline on capital allocation and a commitment to returning excess capital. Over time, disciplined buybacks can improve per-share metrics and offset modest organic return levels if executed within capital and regulatory constraints.
Bears Say
Earnings VolatilityHistorical earnings volatility, including a large 2024 loss, undermines predictability of future profitability and capital planning. For a community bank, this raises the risk that credit cycles, provisioning, or interest-rate shifts could quickly reverse recent improvements and pressure capital and dividend capacity.
Modest Returns On EquityROE near 2–3% is low for a banking franchise and indicates limited shareholder return generation relative to equity capital. Persistently modest ROE constrains ability to grow organically, makes funding buybacks/dividends more challenging, and necessitates either higher margin or efficiency improvements to materially lift shareholder returns.
Rising Leverage And Cash VariabilityAn increase in debt alongside episodes of negative cash flow (2024) point to less financial flexibility and higher funding risk if conditions tighten. Structural reliance on deposit funding and any climb in borrowings can raise expense sensitivity and limit the company's capacity to pursue growth or sustain distributions during downturns.
SR Bancorp, Inc. News
SRBK FAQ
What was SR Bancorp, Inc.’s price range in the past 12 months?
SR Bancorp, Inc. lowest stock price was $12.30 and its highest was $19.61 in the past 12 months.
What is SR Bancorp, Inc.’s market cap?
SR Bancorp, Inc.’s market cap is $138.13M.
When is SR Bancorp, Inc.’s upcoming earnings report date?
SR Bancorp, Inc.’s upcoming earnings report date is Aug 05, 2026 which is in 62 days.
How were SR Bancorp, Inc.’s earnings last quarter?
SR Bancorp, Inc. released its earnings results on Apr 28, 2026. The company reported $0.104 earnings per share for the quarter, beating the consensus estimate of $0.1 by $0.004.
Is SR Bancorp, Inc. overvalued?
According to Wall Street analysts SR Bancorp, Inc.’s price is currently Overvalued.
Does SR Bancorp, Inc. pay dividends?
SR Bancorp, Inc. pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.88%. See more information on SR Bancorp, Inc. dividends here
What is SR Bancorp, Inc.’s EPS estimate?
SR Bancorp, Inc.’s EPS estimate is 0.13.
How many shares outstanding does SR Bancorp, Inc. have?
SR Bancorp, Inc. has 8,100,214 shares outstanding.
What happened to SR Bancorp, Inc.’s price movement after its last earnings report?
SR Bancorp, Inc. reported an EPS of $0.104 in its last earnings report, beating expectations of $0.1. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of SR Bancorp, Inc.?
Currently, no hedge funds are holding shares in SRBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SR Bancorp, Inc. Stock Smart Score
Neutral
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Hedge Fund Trend
Decreased
By 20.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $71.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.30%
12-Months-Change
Fundamentals
Return on Equity
2.44%
Trailing 12-Months
Asset Growth
6.48%
Trailing 12-Months
Company Description
SR Bancorp, Inc.
SR Bancorp, Inc., through its subsidiary, Somerset Savings Bank, SLA, provides commercial banking services. The company offers various deposit and loan products to individuals and small businesses. It operates branches in Hunterdon, Middlesex, and Somerset Counties, New Jersey. The company was founded in 1887 and is based in Bound Brook, New Jersey.
Technical Analysis
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Ownership Overview
6.92% Insiders
7.73% Mutual Funds
7.46% Other Institutional Investors
69.60% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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