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SR Bancorp, Inc. (SRBK)
NASDAQ:SRBK
US Market
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SR Bancorp, Inc. (SRBK) Price & Analysis

18 Followers

SRBK Stock Chart & Stats

$19.64
$0.18(0.94%)
At close: 4:00 PM EDT
$19.64
$0.18(0.94%)

Bulls Say, Bears Say

Bulls Say
Profitability RecoveryThe return to profitability after the 2024 loss year indicates that the bank has restored positive earnings capacity. Sustained profits in both 2025 and 2026 provide a stronger foundation for capital retention, lending activity, and continued investment in banking operations.
Improved Cash GenerationMeaningfully stronger operating and free cash flow improves earnings quality and gives SR Bancorp more internally generated resources to support lending, absorb operating needs, and fund shareholder distributions. Cash flow running well above net income also supports the durability of reported profits.
Established Deposit And Loan BaseThe bank's established asset, deposit, and loan base provides an operating platform for recurring interest income and customer relationships in its community markets. This scale can support ongoing banking activity and gives the company a foundation for maintaining its core business model.
Bears Say
Revenue And Margin CompressionThe sharp latest-year revenue decline and lower net margin show that the profitability recovery is not yet consistently expanding. Continued weakness could reduce earnings available for capital growth, limit operating flexibility, and make results more sensitive to changes in banking activity and funding economics.
Rising Leverage And Low ReturnsHigher leverage increases the balance sheet's financial risk and reduces flexibility if earnings weaken or funding conditions become less favorable. At the same time, low return on equity indicates that the larger capital base is generating limited profitability, constraining the strength of shareholder returns.
Third-Party Data Security RiskAlthough the bank reported no material financial effect and said its core systems were not involved, exposure of sensitive customer information creates ongoing legal, regulatory, and reputational risks. Required notifications and remediation may also divert management attention and pressure trust in the franchise.

SR Bancorp, Inc. News

SRBK FAQ

What was SR Bancorp, Inc.’s price range in the past 12 months?
SR Bancorp, Inc. lowest stock price was $14.41 and its highest was $20.95 in the past 12 months.
    What is SR Bancorp, Inc.’s market cap?
    SR Bancorp, Inc.’s market cap is $133.23M.
      When is SR Bancorp, Inc.’s upcoming earnings report date?
      SR Bancorp, Inc.’s upcoming earnings report date is Oct 29, 2026 which is in 8 days.
        How were SR Bancorp, Inc.’s earnings last quarter?
        SR Bancorp, Inc. released its earnings results on Jul 28, 2026. The company reported $0.117 earnings per share for the quarter, missing the consensus estimate of $0.13 by -$0.013.
          Is SR Bancorp, Inc. overvalued?
          According to Wall Street analysts SR Bancorp, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SR Bancorp, Inc. pay dividends?
            SR Bancorp, Inc. pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 1.18%. See more information on SR Bancorp, Inc. dividends here
              What is SR Bancorp, Inc.’s EPS estimate?
              SR Bancorp, Inc.’s EPS estimate is 0.17.
                How many shares outstanding does SR Bancorp, Inc. have?
                SR Bancorp, Inc. has 7,931,396 shares outstanding.
                  What happened to SR Bancorp, Inc.’s price movement after its last earnings report?
                  SR Bancorp, Inc. reported an EPS of $0.117 in its last earnings report, missing expectations of $0.13. Following the earnings report the stock price went down -1.376%.
                    Which hedge fund is a major shareholder of SR Bancorp, Inc.?
                    Currently, no hedge funds are holding shares in SRBK
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      SR Bancorp, Inc. Stock Smart Score

                      Company Description

                      SR Bancorp, Inc.

                      SR Bancorp, Inc. serves as the parent organization for its subsidiary, Somerset Savings Bank, SLA, a financial institution dedicated to providing commercial banking services. This bank offers a comprehensive selection of deposit accounts and credit solutions, designed to meet the needs of both individual consumers and local small enterprises. Its operations extend through a network of branches situated across Hunterdon, Middlesex, and Somerset Counties in New Jersey. The company was founded in 1887 and its primary headquarters are located in Bound Brook, New Jersey.

                      SR Bancorp, Inc. (SRBK) Earnings & Revenues

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                      Ownership Overview

                      7.09%8.10%<0.01%75.11%
                      <0.01% Other Institutional Investors
                      75.11% Public Companies and
                      Individual Investors
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