Bogota Financial (BSBK)
NASDAQ:BSBK
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BSBK Stock Chart & Stats
$8.44
$0.13(1.76%)
At close: 4:00 PM EST
$8.44
$0.13(1.76%)
Day’s Range― - ―
52-Week Range$6.95 - $9.50
Previous CloseN/A
Volume1.77K
Average Volume (3M)6.26K
Market Cap
$116.46M
Enterprise Value$221.70M
Total Cash (Recent Filing)$13.09M
Total Debt (Recent Filing)$126.81M
Price to Earnings (P/E)55.3
Beta0.14
Next Earnings
Aug 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.17
Shares Outstanding12,854,400
10 Day Avg. Volume8,402
30 Day Avg. Volume6,265
Financial Highlights & Ratios
PEG Ratio-0.26
Price to Book (P/B)0.76
Price to Sales (P/S)2.38
P/FCF Ratio0.03
Enterprise Value/Market Cap1.90
Enterprise Value/Revenue5.06
Enterprise Value/Gross Profit12.62
Enterprise Value/Ebitda85.58
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Business Model: Net Interest + Fee IncomeBogota Financial runs a traditional community-bank model built on net interest income complemented by fee income. That model generates structurally recurring cash flow from loans and deposits, aligning incentives with core lending and deposit gathering and supporting steady long-term revenue generation vs. non-recurring businesses.
Improving Leverage And Balance-sheet ResilienceMaterial deleveraging over recent periods has reduced financial risk and improved capital flexibility. Lower debt-to-equity supports regulatory and credit capacity, gives more room to absorb loan losses or fund organic growth, and strengthens the franchise ahead of integration or lending expansions.
Strategic Merger Increases Scale And Is AccretiveThe announced GSL merger is a structural change: it meaningfully raises scale to ≈$1bn, is projected accretive to earnings and tangible book value, and brings leadership continuity (GSL CEO to EVP/COO). Scale gains can improve funding diversity, branch economics and cross-sell opportunities over time.
Bears Say
Low And Volatile Returns On EquityPersistently low ROE and evidence of a prior loss year indicate weak capital returns and limited internal capital generation. Low ROE constrains the bank’s ability to grow equity organically, increases sensitivity to provisioning or economic stress, and pressures long-term shareholder returns absent structural margin improvement.
Stagnant Or Declining Revenue TrendA small but negative revenue trend and modest margins suggest limited top-line momentum and constrained profitability leverage. Over a multi-quarter horizon, stagnant revenue makes margin expansion and ROE recovery harder, raising dependency on cost control or inorganic growth to sustainably lift returns.
Uneven Cash Generation Across YearsInconsistent operating and free cash flow reduces predictability for capital allocation, dividends, and loan loss absorption. The volatility—negative cash flow in 2024 and an outsized 2025—complicates normalization and makes planning for investments or integration costs from the merger more uncertain.
Bogota Financial News
BSBK FAQ
What was Bogota Financial’s price range in the past 12 months?
Bogota Financial lowest stock price was $6.95 and its highest was $9.50 in the past 12 months.
What is Bogota Financial’s market cap?
Bogota Financial’s market cap is $116.46M.
When is Bogota Financial’s upcoming earnings report date?
Bogota Financial’s upcoming earnings report date is Aug 05, 2026 which is in 62 days.
How were Bogota Financial’s earnings last quarter?
Bogota Financial released its earnings results on May 06, 2026. The company reported $0.056 earnings per share for the quarter, beating the consensus estimate of N/A by $0.056.
Is Bogota Financial overvalued?
According to Wall Street analysts Bogota Financial’s price is currently Overvalued.
Does Bogota Financial pay dividends?
Bogota Financial does not currently pay dividends.
What is Bogota Financial’s EPS estimate?
Bogota Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bogota Financial have?
Bogota Financial has 12,854,400 shares outstanding.
What happened to Bogota Financial’s price movement after its last earnings report?
Bogota Financial reported an EPS of $0.056 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.907%.
Which hedge fund is a major shareholder of Bogota Financial?
Currently, no hedge funds are holding shares in BSBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bogota Financial Stock Smart Score
Underperform
1
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5
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7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.71%
12-Months-Change
Fundamentals
Return on Equity
1.50%
Trailing 12-Months
Asset Growth
-6.98%
Trailing 12-Months
Company Description
Bogota Financial
Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans, as well as consumer loans, such as home equity loans and lines of credit, commercial and industrial loans, and construction loans; and buys, sells, and holds investment securities. It operates through various offices located in Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany, and Teaneck, as well as through a loan production office in Spring Lake, New Jersey. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.
Technical Analysis
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Ownership Overview
1.44% Insiders
1.64% Mutual Funds
3.84% Other Institutional Investors
91.61% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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