Want to see WRIV full AI Analyst Report?
Total Valuation
White River Bancshares Co has a market cap or net worth of $308.86M. The enterprise value is $155.20.
Market Cap$308.86M
Enterprise Value$155.20
Share Statistics
White River Bancshares Co has 4,873,508 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,873,508
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
White River Bancshares Co’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 6.94%.
Return on Equity (ROE)0.12
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.94%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee10.00T>
Profits Per Employee10.00T>
Employee Count―
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of White River Bancshares Co is 10.2. White River Bancshares Co’s PEG ratio is 0.10.
PE Ratio10.2
PS Ratio1.26
PB Ratio1.07
Price to Fair Value1.07
Price to FCF7.02
Price to Operating Cash Flow9.18
PEG Ratio0.10
Income Statement
In the last 12 months, White River Bancshares Co had revenue of 95.68M and earned 13.83M in profits. Earnings per share was 5.66.
Revenue95.68M
Gross Profit55.25M
Operating Income17.93M
Pretax Income17.93M
Net Income13.83M
EBITDA19.69M
Earnings Per Share (EPS)5.66
Cash Flow
In the last 12 months, operating cash flow was 17.10M and capital expenditures -2.08M, giving a free cash flow of 15.02M billion.
Operating Cash Flow17.10M
Free Cash Flow15.02M
Free Cash Flow per Share3.08
Dividends & Yields
White River Bancshares Co pays an annual dividend of $0.5, resulting in a dividend yield of 0.79%
Dividend Per Share$0.5
Dividend Yield0.79%
Payout Ratio7.94%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.30
52-Week Price Change41.74%
50-Day Moving Average28.14
200-Day Moving Average26.12
Relative Strength Index (RSI)93.84
Average Volume (3m)909.00
Important Dates
White River Bancshares Co upcoming earnings date is Oct 20, 2026, TBA (Confirmed).
Last Earnings DateJul 21, 2026
Next Earnings DateOct 20, 2026
Ex-Dividend Date―
Financial Position
White River Bancshares Co as a current ratio of 0.04, with Debt / Equity ratio of 60.80%
Current Ratio0.04
Quick Ratio0.04
Debt to Market Cap0.48
Net Debt to EBITDA1.62
Interest Coverage Ratio0.47
Taxes
In the past 12 months, White River Bancshares Co has paid 4.10M in taxes.
Income Tax4.10M
Effective Tax Rate0.23
Enterprise Valuation
White River Bancshares Co EV to EBITDA ratio is 7.76, with an EV/FCF ratio of 8.87.
EV to Sales1.60
EV to EBITDA7.76
EV to Free Cash Flow8.87
EV to Operating Cash Flow7.92
Balance Sheet
White River Bancshares Co has $46.97M in cash and marketable securities with $78.86M in debt, giving a net cash position of -$31.89M billion.
Cash & Marketable Securities$46.97M
Total Debt$78.86M
Net Cash-$31.89M
Net Cash Per Share-$6.54
Tangible Book Value Per Share$45.61
Margins
Gross margin is 59.20%, with operating margin of 18.73%, and net profit margin of 14.45%.
Gross Margin59.20%
Operating Margin18.73%
Pretax Margin18.73%
Net Profit Margin14.45%
EBITDA Margin20.57%
EBIT Margin18.73%
Analyst Forecast
The average price target for White River Bancshares Co is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast19.78%
EPS Growth Forecast47.55%