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White River Bancshares Co. (WRIV)
OTHER OTC:WRIV
US Market
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White River Bancshares Co (WRIV) Stock Statistics & Valuation Metrics

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Total Valuation

White River Bancshares Co has a market cap or net worth of $113.23M. The enterprise value is $146.83M.
Market Cap$113.23M
Enterprise Value$146.83M

Share Statistics

White River Bancshares Co has 2,448,246 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,448,246
Owned by Insiders
Owned by Institutions8.46%

Financial Efficiency

White River Bancshares Co’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is -1.21%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-1.21%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee10.00T>
Profits Per Employee10.00T>
Employee Count
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of White River Bancshares Co is 10.8. White River Bancshares Co’s PEG ratio is ―.
PE Ratio10.8
PS Ratio
PB Ratio
Price to Fair Value0.83
Price to FCF
Price to Operating Cash Flow8.54
PEG Ratio

Income Statement

In the last 12 months, White River Bancshares Co had revenue of 77.08M and earned 6.93M in profits. Earnings per share was 3.03.
Revenue77.08M
Gross Profit0.00
Operating Income9.22M
Pretax Income9.22M
Net Income6.93M
EBITDA9.22M
Earnings Per Share (EPS)3.03

Cash Flow

In the last 12 months, operating cash flow was 13.23M and capital expenditures -3.02M, giving a free cash flow of 10.20M billion.
Operating Cash Flow13.23M
Free Cash Flow10.20M
Free Cash Flow per Share4.17

Dividends & Yields

White River Bancshares Co pays an annual dividend of $0.5, resulting in a dividend yield of 1.07%
Dividend Per Share$0.5
Dividend Yield1.07%
Payout Ratio10.85%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.11
52-Week Price Change51.63%
50-Day Moving Average46.40
200-Day Moving Average41.57
Relative Strength Index (RSI)60.01
Average Volume (3m)909.00

Important Dates

White River Bancshares Co upcoming earnings date is Jan 15, 2026, TBA (Confirmed).
Last Earnings DateOct 21, 2025
Next Earnings DateJan 15, 2026
Ex-Dividend DateJul 15, 2025

Financial Position

White River Bancshares Co as a current ratio of 0.05, with Debt / Equity ratio of 67.90%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap0.89
Net Debt to EBITDA9.83
Interest Coverage Ratio0.00

Taxes

In the past 12 months, White River Bancshares Co has paid 2.28M in taxes.
Income Tax2.28M
Effective Tax Rate0.25

Enterprise Valuation

White River Bancshares Co EV to EBITDA ratio is 18.52, with an EV/FCF ratio of 23.68.
EV to Sales2.22
EV to EBITDA18.52
EV to Free Cash Flow23.68
EV to Operating Cash Flow14.85

Balance Sheet

White River Bancshares Co has $25.60M in cash and marketable securities with $69.60M in debt, giving a net cash position of -$43.99M billion.
Cash & Marketable Securities$25.60M
Total Debt$69.60M
Net Cash-$43.99M
Net Cash Per Share-$17.97
Tangible Book Value Per Share$41.39

Margins

Gross margin is 42.95%, with operating margin of 11.96%, and net profit margin of 8.99%.
Gross Margin42.95%
Operating Margin11.96%
Pretax Margin11.96%
Net Profit Margin8.99%
EBITDA Margin11.96%
EBIT Margin11.96%

Analyst Forecast

The average price target for White River Bancshares Co is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast24.50%
EPS Growth Forecast78.54%

Scores

Smart Score5
AI Score
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