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White River Bancshares Co. (WRIV)
OTHER OTC:WRIV
US Market
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White River Bancshares Co (WRIV) Stock Statistics & Valuation Metrics

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Total Valuation

White River Bancshares Co has a market cap or net worth of $132.45M. The enterprise value is $113.39M.
Market Cap$132.45M
Enterprise Value$113.39M

Share Statistics

White River Bancshares Co has 2,448,246 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,448,246
Owned by Insiders
Owned by Institutions

Financial Efficiency

White River Bancshares Co’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 6.94%.
Return on Equity (ROE)0.12
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.94%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee669.12K
Profits Per Employee96.70K
Employee Count143
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of White River Bancshares Co is 9.0. White River Bancshares Co’s PEG ratio is 0.10.
PE Ratio9.0
PS Ratio1.26
PB Ratio1.07
Price to Fair Value1.07
Price to FCF7.02
Price to Operating Cash Flow7.69
PEG Ratio0.10

Income Statement

In the last 12 months, White River Bancshares Co had revenue of 95.68M and earned 13.83M in profits. Earnings per share was 5.66.
Revenue95.68M
Gross Profit55.25M
Operating Income17.93M
Pretax Income17.93M
Net Income13.83M
EBITDA17.93M
Earnings Per Share (EPS)5.66

Cash Flow

In the last 12 months, operating cash flow was 17.10M and capital expenditures -2.08M, giving a free cash flow of 15.02M billion.
Operating Cash Flow17.10M
Free Cash Flow15.02M
Free Cash Flow per Share6.13

Dividends & Yields

White River Bancshares Co pays an annual dividend of $0.5, resulting in a dividend yield of 1.02%
Dividend Per Share$0.5
Dividend Yield1.02%
Payout Ratio10.85%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.14
52-Week Price Change38.86%
50-Day Moving Average53.14
200-Day Moving Average50.22
Relative Strength Index (RSI)63.45
Average Volume (3m)909.00

Important Dates

White River Bancshares Co upcoming earnings date is Jul 20, 2026, TBA (Confirmed).
Last Earnings DateApr 21, 2026
Next Earnings DateJul 20, 2026
Ex-Dividend Date

Financial Position

White River Bancshares Co as a current ratio of 0.04, with Debt / Equity ratio of 62.61%
Current Ratio0.04
Quick Ratio0.04
Debt to Market Cap0.48
Net Debt to EBITDA1.78
Interest Coverage Ratio0.47

Taxes

In the past 12 months, White River Bancshares Co has paid 4.10M in taxes.
Income Tax4.10M
Effective Tax Rate0.23

Enterprise Valuation

White River Bancshares Co EV to EBITDA ratio is 8.52, with an EV/FCF ratio of 8.87.
EV to Sales1.60
EV to EBITDA8.52
EV to Free Cash Flow8.87
EV to Operating Cash Flow7.92

Balance Sheet

White River Bancshares Co has $46.97M in cash and marketable securities with $78.86M in debt, giving a net cash position of -$31.89M billion.
Cash & Marketable Securities$46.97M
Total Debt$78.86M
Net Cash-$31.89M
Net Cash Per Share-$13.03
Tangible Book Value Per Share$45.61

Margins

Gross margin is 43.80%, with operating margin of 18.73%, and net profit margin of 14.45%.
Gross Margin43.80%
Operating Margin18.73%
Pretax Margin18.73%
Net Profit Margin14.45%
EBITDA Margin18.73%
EBIT Margin18.73%

Analyst Forecast

The average price target for White River Bancshares Co is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast22.30%
EPS Growth Forecast59.03%

Scores

Smart Score5
AI Score