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TBBK Stock Chart & Stats
$66.98
$1.25(1.90%)
At close: 4:00 PM EDT
$66.98
$1.25(1.90%)
Day’s Range― - ―
52-Week Range$50.20 - $81.65
Previous Close$66.98
Volume336.43K
Average Volume (3M)365.94K
Market Cap
$2.71B
Enterprise Value$3.57K
Total Cash (Recent Filing)$1.62B
Total Debt (Recent Filing)$958.26M
Price to Earnings (P/E)12.6
Beta1.25
Next Earnings
Oct 22, 2026EPS Estimate
1.47Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.39
Shares Outstanding40,786,808
10 Day Avg. Volume259,102
30 Day Avg. Volume365,935
Financial Highlights & Ratios
PEG Ratio0.92
Price to Book (P/B)4.48
Price to Sales (P/S)4.48
P/FCF Ratio11.98
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$84.33Price Target Upside25.91% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)5.91
Revenue Forecast (FY)$678.76M
Bulls Say, Bears Say
Bulls Say
Fintech Platform Growth And Payments LeadershipRapid fintech volume, fee and loan growth strengthens Bancorp’s payments ecosystem and partner relationships. Its leading banking-as-a-service position and infrastructure investment can support durable operating scale and recurring noninterest income.
Strong Profitability And Cash GenerationHigh returns and cash conversion indicate strong earnings quality and efficient capital use. Sustained profitability gives Bancorp resources to fund technology, absorb credit costs and return capital while preserving growth capacity.
Scalable, Diversified Funding And Fee ModelLoan and deposit expansion, combined with substantial fee income, broadens Bancorp’s revenue base beyond traditional spread income. This mix supports scalability and may reduce reliance on any single lending or funding channel over time.
Bears Say
Sharp Increase In Balance-sheet LeverageThe substantial leverage step-up reduces financial flexibility and increases sensitivity to funding costs, liquidity needs and weaker credit conditions. It could constrain growth or capital returns if balance-sheet risk remains elevated.
Cooling Top-line GrowthRecent revenue contraction suggests that earlier expansion has moderated, creating a tougher base for future growth. Persistent softness could limit operating leverage and make earnings targets more dependent on fees, mix changes or capital actions.
Expected Traditional NIM CompressionA greater fintech lending mix may expand volumes and fees but dilute reported spread margins. Fee normalization may offset some pressure, yet sustained mix-driven compression could limit margin expansion and increase dependence on execution.
Bancorp News
TBBK FAQ
What was Bancorp Inc’s price range in the past 12 months?
Bancorp Inc lowest stock price was $50.20 and its highest was $81.65 in the past 12 months.
What is Bancorp Inc’s market cap?
Bancorp Inc’s market cap is $2.71B.
When is Bancorp Inc’s upcoming earnings report date?
Bancorp Inc’s upcoming earnings report date is Oct 22, 2026 which is in 48 days.
How were Bancorp Inc’s earnings last quarter?
Bancorp Inc released its earnings results on Jul 30, 2026. The company reported $1.45 earnings per share for the quarter, beating the consensus estimate of $1.363 by $0.087.
Is Bancorp Inc overvalued?
According to Wall Street analysts Bancorp Inc’s price is currently Undervalued.
Does Bancorp Inc pay dividends?
Bancorp Inc does not currently pay dividends.
What is Bancorp Inc’s EPS estimate?
Bancorp Inc’s EPS estimate is 1.47.
How many shares outstanding does Bancorp Inc have?
Bancorp Inc has 40,786,808 shares outstanding.
What happened to Bancorp Inc’s price movement after its last earnings report?
Bancorp Inc reported an EPS of $1.45 in its last earnings report, beating expectations of $1.363. Following the earnings report the stock price went up 3.535%.
Which hedge fund is a major shareholder of Bancorp Inc?
Currently, no hedge funds are holding shares in TBBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$84.33 (25.91% Upside)
$84.33 (25.91% Upside)
Blogger Sentiment
Neutral
TBBK Sentiment 50%
Sector Average 56%
Sector Average 56%
Hedge Fund Trend
Increased
By 29.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $220.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-11.19%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
4.26%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Bancorp Inc
The Bancorp, Inc. operates as the parent financial company for The Bancorp Bank, providing a comprehensive range of banking products and services across the United States. Its diverse offerings include various deposit accounts, such as checking, savings, money market, and commercial options, alongside prepaid and debit card solutions. The company extends credit through lines of credit secured by both securities and the cash value of insurance policies. Additionally, it offers institutional banking services, real estate bridge lending, Small Business Administration (SBA) loans, commercial mortgage-backed loans, and commercial real estate financing. Leasing services are a significant part of its portfolio, covering vehicle fleets, other equipment, and specialized commercial vehicles like trucks. The Bancorp, Inc. also specializes in private label banking, processes credit and debit card payments for independent service organizations, and provides full-service internet banking. Incorporated in 1999, the company's headquarters are located in Wilmington, Delaware.
TBBK Company Deck
TBBK Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational and financial momentum: double-digit EPS growth, very high ROE, robust fintech GDV and fee growth, raised FY26 guidance and tight 2027 preliminary targets, plus continued capital returns and AI-driven efficiency gains. The challenges cited were mostly timing, seasonality and liquidity management items (billing/payment timing change, quarter-to-quarter sweep variability, transient short-term borrowings, and expected NIM mix pressure). These negatives appear manageable and largely explained by seasonality, strategic funding choices, or short-term timing of fintech program ramps.View all TBBK earnings summariesTBBK Stock 12 Month Forecast
Average Price Target
$84.33
▲(25.91% Upside)
Technical Analysis
First Bancorp Puerto Rico
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First Interstate Bancsystem
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Fulton Financial
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Independent Bank
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Renasant
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Ownership Overview
5.54% Insiders
28.76% Mutual Funds
17.17% Other Institutional Investors
19.55% Public Companies and
Individual Investors