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TBBK Stock Chart & Stats
$61.70
-$0.44(-0.84%)
At close: 4:00 PM EST
$61.70
-$0.44(-0.84%)
Day’s Range― - ―
52-Week Range$50.20 - $81.65
Previous CloseN/A
Volume61.01K
Average Volume (3M)432.94K
Market Cap
$2.85B
Enterprise Value$2.97K
Total Cash (Recent Filing)$89.14M
Total Debt (Recent Filing)$223.35M
Price to Earnings (P/E)12.9
Beta1.19
Next Earnings
Jul 30, 2026EPS Estimate
1.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.21
Shares Outstanding41,634,438
10 Day Avg. Volume432,258
30 Day Avg. Volume432,940
Financial Highlights & Ratios
PEG Ratio0.92
Price to Book (P/B)4.48
Price to Sales (P/S)4.48
P/FCF Ratio11.98
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$71.50Price Target Upside15.88% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)5.92
Revenue Forecast (FY)$678.76M
Bulls Say, Bears Say
Bulls Say
High Profitability / ROESustained high net and operating margins with a TTM ROE above 30% indicates durable earnings power and capital efficiency. This supports reinvestment in fintech initiatives, funds shareholder returns, and provides a structural buffer versus peers when underwriting and market conditions fluctuate.
Strong Cash GenerationFree cash flow that nearly matches net income shows earnings reliably convert to cash, underpinning buybacks, loan growth funding, and operational investments. Robust cash conversion enhances financial flexibility and resilience across economic cycles over the next several quarters.
Fintech-led Growth & Fee DiversificationRapid fintech volume and credit-sponsorship expansion drive diversified noninterest income and scalable lending growth. Growing fintech fee mix and deposits tied to partnerships create recurring revenue streams and strategic scale in payments infrastructure that support durable margin and market positioning.
Bears Say
Rising LeverageA marked increase in leverage raises balance-sheet sensitivity to earnings volatility and funding stress. Higher debt-to-equity reduces flexibility for opportunistic investments or capital returns if credit losses or margin compression materialize, elevating downside risk over the medium term.
Margin Pressure From NIM And Fintech YieldsStructural mix shift toward lower-yielding fintech credit and weaker NIM compresses core spread income. Even with fee upside, sustained lower lending yields reduce excess spread and make earnings more dependent on volume growth and fee realization timing, weakening margin resilience over months.
Partner Concentration & Execution RiskHeavy reliance on a few fintech partners concentrates revenue and deposit funding, so delays or partner setbacks can materially affect growth and off-balance-sheet funding. Embedded-finance monetization timing is uncertain, increasing execution risk for projected revenue and EPS ramps.
Bancorp News
TBBK FAQ
What was Bancorp Inc’s price range in the past 12 months?
Bancorp Inc lowest stock price was $50.20 and its highest was $81.65 in the past 12 months.
What is Bancorp Inc’s market cap?
Bancorp Inc’s market cap is $2.85B.
When is Bancorp Inc’s upcoming earnings report date?
Bancorp Inc’s upcoming earnings report date is Jul 30, 2026 which is in 9 days.
How were Bancorp Inc’s earnings last quarter?
Bancorp Inc released its earnings results on Apr 23, 2026. The company reported $1.41 earnings per share for the quarter, beating the consensus estimate of $1.337 by $0.073.
Is Bancorp Inc overvalued?
According to Wall Street analysts Bancorp Inc’s price is currently Undervalued.
Does Bancorp Inc pay dividends?
Bancorp Inc does not currently pay dividends.
What is Bancorp Inc’s EPS estimate?
Bancorp Inc’s EPS estimate is 1.36.
How many shares outstanding does Bancorp Inc have?
Bancorp Inc has 41,634,438 shares outstanding.
What happened to Bancorp Inc’s price movement after its last earnings report?
Bancorp Inc reported an EPS of $1.41 in its last earnings report, beating expectations of $1.337. Following the earnings report the stock price went down -4.234%.
Which hedge fund is a major shareholder of Bancorp Inc?
Currently, no hedge funds are holding shares in TBBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$71.50 (15.88% Upside)
$71.50 (15.88% Upside)
Blogger Sentiment
Bullish
TBBK Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 2.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $626.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 0.3%
Last 30 Days ▼ 0.3%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.59%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
5.47%
Trailing 12-Months
Company Description
Bancorp Inc
The Bancorp, Inc. operates as the parent financial company for The Bancorp Bank, providing a comprehensive range of banking products and services across the United States. Its diverse offerings include various deposit accounts, such as checking, savings, money market, and commercial options, alongside prepaid and debit card solutions. The company extends credit through lines of credit secured by both securities and the cash value of insurance policies. Additionally, it offers institutional banking services, real estate bridge lending, Small Business Administration (SBA) loans, commercial mortgage-backed loans, and commercial real estate financing. Leasing services are a significant part of its portfolio, covering vehicle fleets, other equipment, and specialized commercial vehicles like trucks. The Bancorp, Inc. also specializes in private label banking, processes credit and debit card payments for independent service organizations, and provides full-service internet banking. Incorporated in 1999, the company's headquarters are located in Wilmington, Delaware.
TBBK Stock 12 Month Forecast
Average Price Target
$71.50
▲(15.88% Upside)
Technical Analysis
First Bancorp Puerto Rico
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First Interstate Bancsystem
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Fulton Financial
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Independent Bank
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Renasant
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Ownership Overview
6.05% Insiders
28.18% Mutual Funds
1.39% Other Institutional Investors
35.77% Public Companies and
Individual Investors