Want to see FIBK full AI Analyst Report?
FIBK Stock Chart & Stats
$34.62
-$0.14(-0.46%)
At close: 4:00 PM EST
$34.62
-$0.14(-0.46%)
Day’s Range― - ―
52-Week Range$27.60 - $40.60
Previous CloseN/A
Volume96.33K
Average Volume (3M)1.24M
Market Cap
$3.81B
Enterprise Value$3.77K
Total Cash (Recent Filing)$321.70M
Total Debt (Recent Filing)$772.70M
Price to Earnings (P/E)12.8
Beta0.95
Next Earnings
Jul 23, 2026EPS Estimate
0.69Next Dividend Ex-DateN/A
Dividend Yield4.8%
Share Statistics
EPS (TTM)3.07
Shares Outstanding97,142,876
10 Day Avg. Volume1,190,706
30 Day Avg. Volume1,236,729
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)1.03
Price to Sales (P/S)3.35
P/FCF Ratio12.78
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$37.33Price Target Upside7.84% Upside
Rating ConsensusHold
Number of Analyst Covering6
EPS Forecast (FY)2.68
Revenue Forecast (FY)$996.17M
Bulls Say, Bears Say
Bulls Say
Sustained Profitability And Healthy Net MarginsA trailing‑12-month net margin near 25% indicates durable core profitability from banking spreads and fee income. Such steady margins support internal capital generation and the ability to fund dividends, buybacks, and selective reinvestment even if top‑line growth is uneven.
Improved Leverage And Strong Capital RatiosMaterial reduction in leverage and CET1 above 14% give the bank balance‑sheet resilience and regulatory cushion. Strong capital enables consistent dividend payments, sizable share repurchases and room to support loan growth or absorb credit stress without forcing dilutive capital actions.
Multi-quarter Net Interest Margin Tailwind From Asset RepricingA clear roadmap of ~$2.6B of loans and ~$2.0B of securities repricing provides a structural NIM tailwind as yields on maturing assets reset higher. Coupled with a completed sales‑focused banking redesign and stronger pipeline, this supports sustainable net interest income improvement over multiple quarters.
Bears Say
Declining Revenue Growth TrendA negative revenue growth rate and TTM top‑line decline signal weakening franchise momentum. Persistent revenue contraction constrains operating leverage, limits incremental margin expansion, and raises the bar for management to translate pipeline and repricing into durable earnings growth.
Weakening Cash‑flow Momentum / Falling Free Cash FlowWhile FCF remains roughly aligned with earnings, the decline in free cash flow reduces the bank’s cushion for reinvestment and capital returns if headwinds persist. Slowing operating cash inflows could necessitate more conservative capital deployment or slower balance‑sheet expansion.
Executive Turnover And Interim COO Consolidation RiskReassigning the COO to an advisory role while the CEO temporarily assumes operational duties creates short‑to‑medium term execution and succession risk. Prolonged leadership gaps can slow strategic initiatives, complicate operational projects, and raise governance questions for investors.
First Interstate Bancsystem News
FIBK FAQ
What was First Interstate Bancsystem’s price range in the past 12 months?
First Interstate Bancsystem lowest stock price was $27.60 and its highest was $40.60 in the past 12 months.
What is First Interstate Bancsystem’s market cap?
First Interstate Bancsystem’s market cap is $3.81B.
When is First Interstate Bancsystem’s upcoming earnings report date?
First Interstate Bancsystem’s upcoming earnings report date is Jul 23, 2026 which is in 3 days.
How were First Interstate Bancsystem’s earnings last quarter?
First Interstate Bancsystem released its earnings results on Apr 29, 2026. The company reported $0.61 earnings per share for the quarter, beating the consensus estimate of $0.589 by $0.021.
Is First Interstate Bancsystem overvalued?
According to Wall Street analysts First Interstate Bancsystem’s price is currently Undervalued.
Does First Interstate Bancsystem pay dividends?
First Interstate Bancsystem pays a Quarterly dividend of $0.47 which represents an annual dividend yield of 4.8%. See more information on First Interstate Bancsystem dividends here
What is First Interstate Bancsystem’s EPS estimate?
First Interstate Bancsystem’s EPS estimate is 0.69.
How many shares outstanding does First Interstate Bancsystem have?
First Interstate Bancsystem has 97,142,876 shares outstanding.
What happened to First Interstate Bancsystem’s price movement after its last earnings report?
First Interstate Bancsystem reported an EPS of $0.61 in its last earnings report, beating expectations of $0.589. Following the earnings report the stock price went up 3.081%.
Which hedge fund is a major shareholder of First Interstate Bancsystem?
Currently, no hedge funds are holding shares in FIBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Interstate Bancsystem Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$37.33 (7.84% Upside)
$37.33 (7.84% Upside)
Blogger Sentiment
Neutral
FIBK Sentiment 50%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 492.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.8M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.34%
12-Months-Change
Fundamentals
Return on Equity
4.80%
Trailing 12-Months
Asset Growth
-6.55%
Trailing 12-Months
Company Description
First Interstate Bancsystem
First Interstate BancSystem, Inc. functions as the parent company of First Interstate Bank, delivering a comprehensive suite of financial products and services across the United States. Its offerings encompass conventional deposit accounts such as checking, savings, and time deposits, alongside repurchase agreements primarily catering to commercial and municipal clients. The institution further extends various lending options, including real estate financing for commercial, construction, residential, agricultural, and other property types. Consumer credit is also available, covering direct personal loans, credit cards and lines of credit, and indirect lending. Additionally, it provides both variable and fixed-rate commercial loans designed to meet the working capital and expansion requirements of small to medium-sized enterprises in the manufacturing, wholesale, retail, and service sectors, as well as agricultural loans. Beyond traditional banking, the company furnishes an array of specialized services, including trust administration, employee benefits, investment management, insurance, agency, and custodial functions, catering to individuals, businesses, and philanthropic entities. Its operational support infrastructure encompasses services like marketing, credit assessment, loan servicing, credit card issuance and management, mortgage loan sales and servicing, indirect consumer loan acquisition and processing, and debt collection. Modern digital conveniences are also provided through online and mobile banking platforms. First Interstate serves a diverse clientele, encompassing individuals, businesses, and municipal bodies, across a wide spectrum of industries such as agriculture, construction, education, energy, government, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. By the close of 2021 (December 31st), it maintained 147 banking locations, including standalone drive-through branches, situated within communities throughout Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. Established in 1971, the corporation's primary base of operations is in Billings, Montana.
FIBK Stock 12 Month Forecast
Average Price Target
$37.33
▲(7.84% Upside)
Technical Analysis
Ownership Overview
14.40% Insiders
34.09% Mutual Funds
0.13% Other Institutional Investors
23.04% Public Companies and
Individual Investors











