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FFBC Stock Chart & Stats
$32.63
$0.08(0.24%)
At close: 4:00 PM EDT
$32.63
$0.08(0.24%)
Day’s Range― - ―
52-Week Range$23.06 - $36.25
Previous CloseN/A
Volume248.11K
Average Volume (3M)911.43K
Market Cap
$3.34B
Enterprise Value$4.40B
Total Cash (Recent Filing)$5.87B
Total Debt (Recent Filing)$952.55M
Price to Earnings (P/E)11.0
Beta0.80
Next Earnings
Oct 27, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield3.19%
Share Statistics
EPS (TTM)2.87
Shares Outstanding104,968,940
10 Day Avg. Volume811,571
30 Day Avg. Volume911,429
Financial Highlights & Ratios
PEG Ratio0.83
Price to Book (P/B)0.86
Price to Sales (P/S)1.89
P/FCF Ratio7.49
Enterprise Value/Market Cap1.32
Enterprise Value/Revenue3.30
Enterprise Value/Gross Profit4.73
Enterprise Value/Ebitda10.76
Forecast
1Y Price Target
$37.00Price Target Upside13.39% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)3.07
Revenue Forecast (FY)$1.08B
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Earnings PowerRecord adjusted earnings and approximately 20% adjusted return on tangible common equity demonstrate strong operating profitability and earning power. Sustained performance would support internal capital generation, balance-sheet resilience, shareholder returns, and continued investment in growth over the next several quarters.
Loan Growth With Stable Net Interest MarginRobust loan growth alongside a near-4% net interest margin indicates productive balance-sheet expansion without material current spread deterioration. This combination can support durable revenue growth, provided the bank continues converting demand into loans while maintaining disciplined pricing and credit standards.
Strong Cash Generation And Controlled LeverageCash generation that closely tracks reported earnings provides evidence of high earnings quality and capacity to fund growth, dividends, or acquisitions. Combined with improving leverage, this gives First Financial greater financial flexibility and resilience as it manages expansion and changing banking conditions.
Bears Say
Higher Credit Costs Expected AheadThe expected increase in net charge-offs would raise provisions and reduce earnings conversion even if loan growth remains healthy. Higher credit costs also signal that asset-quality benefits may not persist uniformly, making underwriting discipline and reserve management important to medium-term profitability.
Volatile Fee IncomeDependence on foreign exchange and investment banking activity makes part of noninterest income timing-sensitive and less predictable than core spread revenue. Repeated fee volatility could complicate forecasting, weaken revenue consistency, and place greater pressure on loan growth and expense control to sustain results.
Finward Merger Execution And Approval RiskThe Finward acquisition could broaden the franchise, but its benefits depend on regulatory clearance, smooth integration, customer and employee retention, and delivery of projected synergies. Execution shortfalls could delay earnings benefits, increase costs, or reduce the strategic value of the expansion.
First Financial Bancorp News
FFBC FAQ
What was First Financial Bancorp.’s price range in the past 12 months?
First Financial Bancorp. lowest stock price was $23.06 and its highest was $36.24 in the past 12 months.
What is First Financial Bancorp.’s market cap?
First Financial Bancorp.’s market cap is $3.34B.
When is First Financial Bancorp.’s upcoming earnings report date?
First Financial Bancorp.’s upcoming earnings report date is Oct 27, 2026 which is in 5 days.
How were First Financial Bancorp.’s earnings last quarter?
First Financial Bancorp. released its earnings results on Jul 21, 2026. The company reported $0.73 earnings per share for the quarter, missing the consensus estimate of $0.78 by -$0.05.
Is First Financial Bancorp. overvalued?
According to Wall Street analysts First Financial Bancorp.’s price is currently Undervalued.
Does First Financial Bancorp. pay dividends?
First Financial Bancorp. pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 3.19%. See more information on First Financial Bancorp. dividends here
What is First Financial Bancorp.’s EPS estimate?
First Financial Bancorp.’s EPS estimate is 0.82.
How many shares outstanding does First Financial Bancorp. have?
First Financial Bancorp. has 104,968,940 shares outstanding.
What happened to First Financial Bancorp.’s price movement after its last earnings report?
First Financial Bancorp. reported an EPS of $0.73 in its last earnings report, missing expectations of $0.78. Following the earnings report the stock price went down -4.793%.
Which hedge fund is a major shareholder of First Financial Bancorp.?
Currently, no hedge funds are holding shares in FFBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Financial Bancorp Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$37.00 (13.39% Upside)
$37.00 (13.39% Upside)
Blogger Sentiment
Bullish
FFBC Sentiment 88%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 55.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $919.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 4.5%
Last 30 Days ▼ 4.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.64%
12-Months-Change
Fundamentals
Return on Equity
10.07%
Trailing 12-Months
Asset Growth
20.42%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
First Financial Bancorp.
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.
FFBC Company Deck
FFBC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive operating and capital story: record adjusted earnings, strong loan growth, healthy margins and improving credit metrics, plus successful integrations and an accretive M&A add-on (Finward) that expands footprint. Lowlights were largely operational/timing issues (lumpy fee income, temporary securities positioning, a Q2 pause on buybacks) and modest pressures on accretion/asset yields. On balance the positive financial results, credit trends, capital strength, expense synergies and strategic, accretive acquisition activity outweigh the transitory and manageable negatives.View all FFBC earnings summariesFFBC Stock 12 Month Forecast
Average Price Target
$37.00
▲(13.39% Upside)
Technical Analysis
First Merchants
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German American Bancorp
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Park National
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Stock Yards Bancorp
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WesBanco
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Ownership Overview
1.28% Insiders
36.59% Mutual Funds
4.04% Other Institutional Investors
20.11% Public Companies and
Individual Investors