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FBP Stock Chart & Stats
$23.23
$0.17(0.90%)
At close: 4:00 PM EST
$23.23
$0.17(0.90%)
Day’s Range― - ―
52-Week Range$19.16 - $27.89
Previous CloseN/A
Volume287.58K
Average Volume (3M)1.49M
Market Cap
$4.24B
Enterprise Value$3.08K
Total Cash (Recent Filing)$549.20M
Total Debt (Recent Filing)$290.00M
Price to Earnings (P/E)12.1
Beta0.85
Next Earnings
Oct 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.75%
Share Statistics
EPS (TTM)2.26
Shares Outstanding154,684,360
10 Day Avg. Volume1,322,961
30 Day Avg. Volume1,488,170
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)1.69
Price to Sales (P/S)2.64
P/FCF Ratio7.64
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$28.00Price Target Upside20.53% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
EPS Forecast (FY)2.25
Revenue Forecast (FY)$1.07B
Bulls Say, Bears Say
Bulls Say
Consistent Profitability And Earnings PowerFBP’s consistent high profitability—21% YoY EPS growth and record adjusted pre-tax, pre-provision income—indicates durable earnings power and operating leverage. Sustained margins and repeated >1.5% ROA quarters support long-term cash generation and shareholder returns.
Strong Capital And Balance Sheet BuffersRobust CET1 and tangible equity ratios provide a durable capital buffer against credit shocks and regulatory stress. This strength underpins the bank’s ability to sustain dividends and buybacks while supporting measured growth and reserve flexibility over the medium term.
Structural NIM Tailwind From Securities ReinvestmentA sizable pool of low-yielding securities maturing allows reinvestment at materially higher yields, creating a multi-quarter structural tailwind to net interest margin and core NII. This supports sustainable margin expansion and recurring earnings over the coming 2–6 months.
Bears Say
Inconsistent Loan Growth / Loan ContractionA slight loan contraction and weak consumer/auto originations limit durable interest-earning asset growth. Without steady loan book expansion, earnings must rely more on securities reinvestment and fee income, which may cap long-term NII growth if loan demand stays tepid.
Prolonged Expense Pressure From Tech/AI InvestmentsSustained higher operating expenses tied to cloud, AI, and outsourced tech investments will increase the bank’s cost base for 18–24 months. This compresses medium-term efficiency metrics and requires continued revenue gains to preserve margins and return on capital.
Potential Share Dilution From New Incentive PlanThe omnibus plan authorizes up to 5M new shares for equity awards. While it can improve retention and alignment, incremental share issuance over time presents a dilution risk that could pressure tangible book per share and offset some buyback/dividend gains if fully utilized.
First Bancorp Puerto Rico News
FBP FAQ
What was First Bancorp Puerto Rico’s price range in the past 12 months?
First Bancorp Puerto Rico lowest stock price was $19.16 and its highest was $27.89 in the past 12 months.
What is First Bancorp Puerto Rico’s market cap?
First Bancorp Puerto Rico’s market cap is $4.24B.
When is First Bancorp Puerto Rico’s upcoming earnings report date?
First Bancorp Puerto Rico’s upcoming earnings report date is Oct 28, 2026 which is in 98 days.
How were First Bancorp Puerto Rico’s earnings last quarter?
First Bancorp Puerto Rico released its earnings results on Jul 22, 2026. The company reported $0.62 earnings per share for the quarter, beating the consensus estimate of $0.543 by $0.077.
Is First Bancorp Puerto Rico overvalued?
According to Wall Street analysts First Bancorp Puerto Rico’s price is currently Undervalued.
Does First Bancorp Puerto Rico pay dividends?
First Bancorp Puerto Rico pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 2.75%. See more information on First Bancorp Puerto Rico dividends here
What is First Bancorp Puerto Rico’s EPS estimate?
First Bancorp Puerto Rico’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Bancorp Puerto Rico have?
First Bancorp Puerto Rico has 154,684,360 shares outstanding.
What happened to First Bancorp Puerto Rico’s price movement after its last earnings report?
First Bancorp Puerto Rico reported an EPS of $0.62 in its last earnings report, beating expectations of $0.543. Following the earnings report the stock price went down -1.539%.
Which hedge fund is a major shareholder of First Bancorp Puerto Rico?
Currently, no hedge funds are holding shares in FBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Bancorp Puerto Rico Stock Smart Score
Outperform
1
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5
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7
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
$28.00 (20.53% Upside)
$28.00 (20.53% Upside)
Blogger Sentiment
Bullish
FBP Sentiment 100%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Decreased
By 652.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $194.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.82%
12-Months-Change
Fundamentals
Return on Equity
2.75%
Trailing 12-Months
Asset Growth
-0.11%
Trailing 12-Months
Company Description
First Bancorp Puerto Rico
First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.
FBP Stock 12 Month Forecast
Average Price Target
$28.00
▲(20.53% Upside)
Technical Analysis
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Ownership Overview
2.14% Insiders
32.75% Mutual Funds
0.19% Other Institutional Investors
28.34% Public Companies and
Individual Investors









