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First Bancorp Puerto Rico (FBP)
NYSE:FBP
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First Bancorp Puerto Rico (FBP) Stock Statistics & Valuation Metrics

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Total Valuation

First Bancorp Puerto Rico has a market cap or net worth of $4.03B. The enterprise value is $3.77B.
Market Cap$4.03B
Enterprise Value$3.77B

Share Statistics

First Bancorp Puerto Rico has 152,668,270 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding152,668,270
Owned by Insiders1.96%
Owned by Institutions0.90%

Financial Efficiency

First Bancorp Puerto Rico’s return on equity (ROE) is 0.18 and return on invested capital (ROIC) is 1.80%.
Return on Equity (ROE)0.18
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)1.80%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee390.48K
Profits Per Employee107.17K
Employee Count3,218
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Bancorp Puerto Rico is 11.1. First Bancorp Puerto Rico’s PEG ratio is 0.51.
PE Ratio11.1
PS Ratio2.64
PB Ratio1.69
Price to FCF7.64
Price to Operating Cash Flow12.44
PEG Ratio0.51

Income Statement

In the last 12 months, First Bancorp Puerto Rico had revenue of 1.26B and earned 344.87M in profits. Earnings per share was 2.16.
Revenue1.26B
Gross Profit916.38M
Operating Income416.73M
Pretax Income416.73M
Net Income344.87M
EBITDA437.49M
Earnings Per Share (EPS)2.16

Cash Flow

In the last 12 months, operating cash flow was 317.93M and capital expenditures -14.29M, giving a free cash flow of 303.64M billion.
Operating Cash Flow317.93M
Free Cash Flow303.64M
Free Cash Flow per Share1.99

Dividends & Yields

First Bancorp Puerto Rico pays an annual dividend of $0.25, resulting in a dividend yield of 2.92%
Dividend Per Share$0.25
Dividend Yield2.92%
Payout Ratio32.85%
Free Cash Flow Yield―
Earnings Yield―

Stock Price Statistics

Beta0.81
52-Week Price Change38.90%
50-Day Moving Average27.33
200-Day Moving Average24.73
Relative Strength Index (RSI)35.27
Average Volume (3m)1.62M

Important Dates

First Bancorp Puerto Rico upcoming earnings date is Jan 22, 2027, Before Open (Confirmed).
Last Earnings DateOct 22, 2026
Next Earnings DateJan 22, 2027
Ex-Dividend Date―

Financial Position

First Bancorp Puerto Rico as a current ratio of 6.85, with Debt / Equity ratio of 11.93%
Current Ratio6.85
Quick Ratio6.85
Debt to Market Cap0.09
Net Debt to EBITDA-0.67
Interest Coverage Ratio1.64

Taxes

In the past 12 months, First Bancorp Puerto Rico has paid 71.87M in taxes.
Income Tax71.87M
Effective Tax Rate0.17

Enterprise Valuation

First Bancorp Puerto Rico EV to EBITDA ratio is 6.91, with an EV/FCF ratio of 6.97.
EV to Sales2.41
EV to EBITDA6.91
EV to Free Cash Flow6.97
EV to Operating Cash Flow6.79

Balance Sheet

First Bancorp Puerto Rico has $461.01M in cash and marketable securities with $223.81M in debt, giving a net cash position of $237.21M billion.
Cash & Marketable Securities$461.01M
Total Debt$223.81M
Net Cash$237.21M
Net Cash Per Share$1.55
Tangible Book Value Per Share$12.03

Margins

Gross margin is 75.50%, with operating margin of 33.16%, and net profit margin of 27.45%.
Gross Margin75.50%
Operating Margin33.16%
Pretax Margin33.16%
Net Profit Margin27.45%
EBITDA Margin34.82%
EBIT Margin33.16%

Analyst Forecast

The average price target for First Bancorp Puerto Rico is $31.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$31.00
Price Target Upside10.71% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast3.06%
EPS Growth Forecast15.68%

Scores

Smart Score7
AI Score―