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RNST Stock Chart & Stats
$40.47
-$0.07(-0.20%)
At close: 4:00 PM EST
$40.47
-$0.07(-0.20%)
Day’s Range― - ―
52-Week Range$33.04 - $44.00
Previous CloseN/A
Volume55.86K
Average Volume (3M)729.58K
Market Cap
$3.97B
Enterprise Value$3.39B
Total Cash (Recent Filing)$1.22B
Total Debt (Recent Filing)$806.21M
Price to Earnings (P/E)17.8
Beta0.97
Next Earnings
Jul 28, 2026EPS Estimate
0.92Next Dividend Ex-DateN/A
Dividend Yield2.47%
Share Statistics
EPS (TTM)2.42
Shares Outstanding92,272,120
10 Day Avg. Volume804,480
30 Day Avg. Volume729,583
Financial Highlights & Ratios
PEG Ratio-0.46
Price to Book (P/B)0.86
Price to Sales (P/S)2.30
P/FCF Ratio13.99
Enterprise Value/Market Cap0.86
Enterprise Value/Revenue2.30
Enterprise Value/Gross Profit3.86
Enterprise Value/Ebitda11.56
Forecast
1Y Price Target
$45.00Price Target Upside11.19% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.74
Revenue Forecast (FY)$1.13B
Bulls Say, Bears Say
Bulls Say
Strengthening Balance SheetRenasant's lower debt-to-equity (~0.21) and growing equity base provide durable capital absorption and optionality. Strong capital supports ongoing buybacks and dividends while preserving regulatory headroom, enabling the bank to withstand stress, fund organic growth, and pursue lending opportunities over the medium term.
Improved Profitability & EfficiencyA materially improved efficiency ratio and 41% adjusted EPS growth reflect realized cost savings and integration benefits that enhance sustainable earnings power. Higher operating leverage increases long-term ability to convert revenue into profits and supports reinvestment and capital returns even if revenue growth moderates.
Large Securities Buffer For DeploymentAn elevated securities book provides structural liquidity and a low-cost source of loan funding when lending demand recovers. This buffer reduces immediate funding strain, allows selective loan pricing discipline, and offers an avenue to restore asset yields by converting high-quality securities into higher-yielding loans over coming quarters.
Bears Say
Loan Contraction And CRE RunoffSequential loan declines and expected CRE payoffs signal persistent headwinds to core interest-earning asset growth. Reduced lending balances limit net interest income growth and impede long-term revenue expansion, forcing reliance on securities runoff or fee income until sustained loan demand and competitive positioning improve.
Volatile Cash-flow ConversionA large TTM drop in free cash flow and sub-1.0 operating-cash-to-net-income conversion indicate inconsistent cash generation. This volatility weakens the durability of shareholder distributions and buybacks and raises sensitivity to higher provisions or funding costs, reducing financial flexibility during stress periods.
Rising Credit Provisions & NPL InflowsIncreases in provisioning, net charge-offs and NPL inflows reflect growing asset-quality pressure. Sustained credit deterioration would elevate provisioning costs and compress profitability, requiring higher capital retention or reduced distributions and impairing long-term return metrics if macro stress persists.
Renasant News
RNST FAQ
What was Renasant’s price range in the past 12 months?
Renasant lowest stock price was $33.04 and its highest was $44.00 in the past 12 months.
What is Renasant’s market cap?
Renasant’s market cap is $3.97B.
When is Renasant’s upcoming earnings report date?
Renasant’s upcoming earnings report date is Jul 28, 2026 which is in 25 days.
How were Renasant’s earnings last quarter?
Renasant released its earnings results on Apr 28, 2026. The company reported $0.94 earnings per share for the quarter, beating the consensus estimate of $0.84 by $0.1.
Is Renasant overvalued?
According to Wall Street analysts Renasant’s price is currently Undervalued.
Does Renasant pay dividends?
Renasant pays a Quarterly dividend of $0.24 which represents an annual dividend yield of 2.47%. See more information on Renasant dividends here
What is Renasant’s EPS estimate?
Renasant’s EPS estimate is 0.92.
How many shares outstanding does Renasant have?
Renasant has 92,272,120 shares outstanding.
What happened to Renasant’s price movement after its last earnings report?
Renasant reported an EPS of $0.94 in its last earnings report, beating expectations of $0.84. Following the earnings report the stock price went down -0.249%.
Which hedge fund is a major shareholder of Renasant?
Currently, no hedge funds are holding shares in RNST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Renasant Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$45.00 (11.19% Upside)
$45.00 (11.19% Upside)
Blogger Sentiment
Neutral
RNST Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 11.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $618.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
23.63%
12-Months-Change
Fundamentals
Return on Equity
5.94%
Trailing 12-Months
Asset Growth
48.36%
Trailing 12-Months
Company Description
Renasant
Renasant Corporation acts as the parent bank holding company for Renasant Bank, delivering a full spectrum of financial, wealth management, fiduciary, and insurance services to both individual consumers and business clients. Its operations are organized into three primary segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers a wide range of banking solutions, including checking and savings accounts, alongside various lending products such as business and personal loans, asset-based lending, and equipment leasing. It also provides specialized commercial, financial, and agricultural loans; equipment financing and leasing; real estate mortgages for 1-4 family and commercial properties; construction loans for single-family, multi-family, and commercial developments; installment loans for individuals; and interim construction financing. Supplementary services include safe deposit boxes, night depositories, ATMs, online and mobile banking, call center support, and treasury management. The Insurance segment functions as an insurance agency, supplying commercial and personal insurance products through a network of insurance carriers. The Wealth Management segment is dedicated to comprehensive wealth management and fiduciary services. This encompasses the administration and management of diverse trust accounts, including personal, corporate benefit, and custodial accounts, along with their accounting and financial oversight. Investment options, such as annuities and mutual funds, are facilitated through a third-party broker-dealer. Additionally, this segment oversees qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated an extensive network of 189 banking, lending, and mortgage offices throughout Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee. This infrastructure included 150 full-service branches, 11 limited-service branches, 173 ATMs, and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is based in Tupelo, Mississippi.
RNST Company Deck
RNST Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call conveyed a constructive and confident tone: the company reported strong profitability gains (notably EPS up 41%, improved ROA/ROTCE and a materially better efficiency ratio), solid deposit inflows, a well-capitalized balance sheet, active share buybacks, and targeted hiring to drive future growth. Offsetting items include a modest loan contraction in Q1, slight NIM and net interest income pressure, some volatility in nonperforming loans, and seasonal/public-fund-driven deposit growth. Management reiterated a mid-single-digit loan and deposit growth target and emphasized optionality via capital, reserves, and hiring discipline.View all RNST earnings summariesRNST Stock 12 Month Forecast
Average Price Target
$45.00
▲(11.19% Upside)
Technical Analysis
Fulton Financial
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Independent Bank
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Texas Capital Bancshares
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United Community Banks
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Eastern Bankshares
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Ownership Overview
2.00% Insiders
34.84% Mutual Funds
17.98% Other Institutional Investors
16.10% Public Companies and
Individual Investors