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Renasant (RNST)
:RNST
US Market
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Renasant (RNST) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 27, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.78
Last Year’s EPS
0.7
Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 28, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call reflected a positive outlook with strong loan growth, successful integration efforts, and improved profitability metrics. However, challenges such as deposit decline, increased credit loss provisions, and higher noninterest expenses were also noted.
Company Guidance
During the Renasant Corporation 2025 Third Quarter Earnings Conference Call, the company provided guidance indicating strong financial performance and progress towards profitability goals. Renasant reported a net income of $59.8 million, or $0.63 per diluted share, with adjusted earnings reaching $72.9 million, or $0.77 per diluted share, excluding merger charges. Loan growth was robust, with an increase of $462 million, or 9.9% annualized, while deposits decreased by $158 million due to a seasonal reduction in public funds. The reported net interest margin remained steady at 3.85%, but the adjusted margin increased by 4 basis points to 3.62% on a linked-quarter basis. The adjusted total cost of deposits rose by 4 basis points to 2.08%, while adjusted loan yields increased by 5 basis points to 6.23%. The company also recorded a credit loss provision on loans of $10.5 million. The adjusted return on average assets improved to 1.09%, and the adjusted return on tangible common equity increased to 14.22%. Renasant anticipates continued profitability improvements and operational efficiencies following the successful integration and systems conversion with The First, despite facing challenges such as interest rate fluctuations and regulatory changes.
Loan Growth Achievement
Renasant achieved a loan growth of almost 10% during the quarter, with an increase of $462 million on a linked quarter basis or 9.9% annualized.
Profitability Improvement
The company's net income was $59.8 million or $0.63 per diluted share. Adjusted earnings, excluding merger charges, were $72.9 million or $0.77 per diluted share.
Return on Equity and Assets
Adjusted return on average assets improved by 12 basis points to 1.09%, and adjusted return on tangible common equity improved by 296 basis points to 14.22%.
Successful Integration with The First
The integration with The First and the systems conversion were completed successfully, contributing to positive financial results.
Capital and Efficiency Improvements
All regulatory capital ratios remain in excess of required minimums. The adjusted efficiency ratio improved by about 0.4 percentage points.

Renasant (RNST) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

RNST Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 27, 2026
2025 (Q4)
0.78 / -
0.7
Oct 28, 2025
2025 (Q3)
0.67 / 0.63
1.18-46.61% (-0.55)
Jul 22, 2025
2025 (Q2)
0.68 / 0.01
0.69-98.55% (-0.68)
Apr 22, 2025
2025 (Q1)
0.51 / 0.65
0.7-7.14% (-0.05)
Jan 28, 2025
2024 (Q4)
0.57 / 0.70
0.540.00% (+0.20)
Oct 22, 2024
2024 (Q3)
1.25 / 1.18
0.7557.33% (+0.43)
Jul 23, 2024
2024 (Q2)
0.66 / 0.69
0.5135.29% (+0.18)
Apr 23, 2024
2024 (Q1)
0.62 / 0.70
0.82-14.63% (-0.12)
Jan 23, 2024
2023 (Q4)
0.63 / 0.50
0.82-39.02% (-0.32)
Oct 24, 2023
2023 (Q3)
0.69 / 0.75
0.83-9.64% (-0.08)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

RNST Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 28, 2025
$35.02$33.68-3.83%
Jul 22, 2025
$37.81$36.79-2.70%
Apr 22, 2025
$28.29$30.74+8.66%
Jan 28, 2025
$36.76$37.16+1.09%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Renasant (RNST) report earnings?
Renasant (RNST) is schdueled to report earning on Jan 27, 2026, After Close (Confirmed).
    What is Renasant (RNST) earnings time?
    Renasant (RNST) earnings time is at Jan 27, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is RNST EPS forecast?
          RNST EPS forecast for the fiscal quarter 2025 (Q4) is 0.78.
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