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Ameris Bancorp (ABCB) Stock Price & Analysis

ABCB Stock Chart & Stats

$84.85$2.43(2.95%)
At close: 11:29 AM EST
$80$85$903 Aug17 Aug31 Aug14 Sep28 Sep12 Oct26 Oct
Day’s Range
$82.10 - $83.34
52-Week Range
$69.58 - $93.22
Previous Close
$82.79
Volume
N/A
Average Volume (3M)
461.22K
Market Cap
$5.53B
Enterprise Value
$6.18B
Total Cash (Recent Filing)
$237.43M
Total Debt (Recent Filing)
$1.39B
Price to Earnings (P/E)
14.4
Beta
0.96
Next Earnings
Jan 28, 2027 (Est.)
EPS Estimate
1.69
Last Dividend Ex-Date
Sep 30, 2026
Dividend Yield
0.97%

Bulls Say, Bears Say

Bulls Say

Core Deposit And Loan Growth

Organic growth in deposits and earning assets supports recurring net interest income while reducing reliance on externally sourced funding. The bank’s relationship-banking model and meaningful checking-account base provide a durable platform for continued loan growth and customer expansion.

Strong Capital And Asset Quality

Strong regulatory capital and low charge-offs give Ameris capacity to absorb credit losses while continuing to fund growth. High reserve coverage and asset quality described as better than peers further support balance-sheet resilience through changing economic conditions.

Improving Operating Efficiency

A sub-50% adjusted efficiency ratio indicates that revenue growth is translating into operating leverage rather than being consumed by rising costs. Sustained cost discipline can protect profitability and provide flexibility to invest in technology, talent, and market expansion.

Bears Say

Deposit Competition May Compress Margins

Rising deposit pricing and possible migration from non-interest-bearing to interest-bearing accounts can increase funding costs faster than loan yields. Persistent competition would pressure net interest margin, limiting the earnings benefit from otherwise solid asset growth.

Soft Mortgage Revenue Outlook

Mortgage weakness removes an important source of fee income and leaves the business more dependent on spread income for growth. A prolonged soft market could also keep mortgage efficiency above normal levels, constraining noninterest-income recovery.

Rising Leverage Trend

The recent increase in leverage reduces some of the balance sheet flexibility that supported Ameris historically. If earnings remain below prior peaks while debt stays elevated, returns may be pressured and capital allocation choices could become more constrained.

Ameris Bancorp News

ABCB FAQ

What was Ameris Bancorp’s price range in the past 12 months?
Ameris Bancorp lowest stock price was $69.58 and its highest was $93.22 in the past 12 months.
What is Ameris Bancorp’s market cap?
Ameris Bancorp’s market cap is $5.53B.
When is Ameris Bancorp’s upcoming earnings report date?
Ameris Bancorp’s next earnings report is estimated for Jan 28, 2027 (not yet confirmed), which is in 87 days.
How were Ameris Bancorp’s earnings last quarter?
Ameris Bancorp released its earnings results on Oct 22, 2026. The company reported $1.73 earnings per share for the quarter, beating the consensus estimate of $1.679 by $0.051.
Is Ameris Bancorp overvalued?
According to Wall Street analysts Ameris Bancorp’s price is currently Undervalued.
Does Ameris Bancorp pay dividends?
Ameris Bancorp pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 0.97%. See more information on Ameris Bancorp dividends here
What is Ameris Bancorp’s EPS estimate?
Ameris Bancorp’s EPS estimate is 1.69.
How many shares outstanding does Ameris Bancorp have?
Ameris Bancorp has 67,107,240 shares outstanding.
What happened to Ameris Bancorp’s price movement after its last earnings report?
Ameris Bancorp reported an EPS of $1.73 in its last earnings report, beating expectations of $1.679. Following the earnings report the stock price went up 0.316%.
Which hedge fund is a major shareholder of Ameris Bancorp?
Hedge funds hold Ameris Bancorp shares: the largest hedge-fund position in Ameris Bancorp is 71,887,251 shares, and hedge funds increased their holdings by 26.5K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology