ServisFirst Bancshares (SFBS)
NYSE:SFBS
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SFBS Stock Chart & Stats
$77.86
-$0.36(-0.43%)
At close: 4:00 PM EST
$77.86
-$0.36(-0.43%)
Day’s Range― - ―
52-Week Range$67.20 - $90.64
Previous CloseN/A
Volume29.58K
Average Volume (3M)224.47K
Market Cap
$4.22B
Enterprise Value$5.77B
Total Cash (Recent Filing)$1.14B
Total Debt (Recent Filing)$1.60B
Price to Earnings (P/E)14.3
Beta0.96
Next Earnings
Jul 20, 2026EPS Estimate
1.56Next Dividend Ex-DateN/A
Dividend Yield1.82%
Share Statistics
EPS (TTM)5.42
Shares Outstanding54,662,823
10 Day Avg. Volume191,362
30 Day Avg. Volume224,466
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)2.12
Price to Sales (P/S)3.86
P/FCF Ratio11.24
Enterprise Value/Market Cap1.37
Enterprise Value/Revenue5.65
Enterprise Value/Gross Profit10.48
Enterprise Value/Ebitda15.75
Forecast
1Y Price Target
$91.00Price Target Upside16.88% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)6.35
Revenue Forecast (FY)$681.80M
Bulls Say, Bears Say
Bulls Say
Loan Repricing Opportunity & NIM ExpansionMaterial near-term and multi-year loan repricing ($2.0B near-term, ~$2.9B over 3 years) combined with recent NIM expansion indicate durable upside to net interest income. Asset-driven margin pickup should sustainably lift ROA/ROE as fixed-rate vintages reset and funding remains core relationship deposits.
Best-in-class Efficiency And Expense DisciplineConsistently sub‑30% efficiency demonstrates structural operating leverage and disciplined cost management. Maintaining this efficiency while growing loans and deposits supports lasting profitability and cash generation, enabling reinvestment and shareholder returns even with targeted growth investments like the Texas build‑out.
Strong Capital, Liquidity And Core FundingHealthy capital ratios, meaningful tangible equity and a large cash buffer (~10% of assets) plus relationship-driven deposits provide durable balance sheet resilience. This funding profile supports organic loan growth, dividend policy and absorbs credit volatility without reliance on wholesale funding.
Bears Say
Net Charge-offs From Troubled CreditsA meaningful single‑name charge‑off highlights idiosyncratic credit risk and the potential for episodic earnings volatility. Even if isolated, such losses require provisioning and raise monitoring costs; recurring problem credits could erode returns and force higher reserves over the coming quarters.
Nonperforming Assets And Remediation WorkNPAs at ~1% require active remediation and may involve asset sales or additional reserves. Executing disposals and workouts can pressure capital and reduce earning assets in the near term, creating a drag on growth and requiring management attention over several quarters to fully resolve.
Margin Sensitivity & Competitive Loan PricingDeclining loan yields and competitive pressure on originations make margin recovery contingent on favorable rate moves and successful repricing of older vintages. Structural competition can compress new loan spreads, weakening the durability of recent NIM gains and increasing sensitivity of earnings to market and competitive dynamics.
ServisFirst Bancshares News
SFBS FAQ
What was ServisFirst Bancshares’s price range in the past 12 months?
ServisFirst Bancshares lowest stock price was $67.20 and its highest was $90.64 in the past 12 months.
What is ServisFirst Bancshares’s market cap?
ServisFirst Bancshares’s market cap is $4.22B.
When is ServisFirst Bancshares’s upcoming earnings report date?
ServisFirst Bancshares’s upcoming earnings report date is Jul 20, 2026 which is in 46 days.
How were ServisFirst Bancshares’s earnings last quarter?
ServisFirst Bancshares released its earnings results on Apr 20, 2026. The company reported $1.54 earnings per share for the quarter, beating the consensus estimate of $1.51 by $0.03.
Is ServisFirst Bancshares overvalued?
According to Wall Street analysts ServisFirst Bancshares’s price is currently Undervalued.
Does ServisFirst Bancshares pay dividends?
ServisFirst Bancshares pays a Quarterly dividend of $0.335 which represents an annual dividend yield of 1.82%. See more information on ServisFirst Bancshares dividends here
What is ServisFirst Bancshares’s EPS estimate?
ServisFirst Bancshares’s EPS estimate is 1.56.
How many shares outstanding does ServisFirst Bancshares have?
ServisFirst Bancshares has 54,662,823 shares outstanding.
What happened to ServisFirst Bancshares’s price movement after its last earnings report?
ServisFirst Bancshares reported an EPS of $1.54 in its last earnings report, beating expectations of $1.51. Following the earnings report the stock price went up 1.152%.
Which hedge fund is a major shareholder of ServisFirst Bancshares?
Currently, no hedge funds are holding shares in SFBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ServisFirst Bancshares Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$91.00 (16.88% Upside)
$91.00 (16.88% Upside)
Blogger Sentiment
Bullish
SFBS Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 13.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $4.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 5.8%
Last 30 Days ▼ 5.8%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.34%
12-Months-Change
Fundamentals
Return on Equity
16.32%
Trailing 12-Months
Asset Growth
-2.50%
Trailing 12-Months
Company Description
ServisFirst Bancshares
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, such as seasonal, bridge, and term loans for working capital, expansion of the business, acquisition of property, and plant and equipment, as well as commercial lines of credit; commercial real estate loans, construction and development loans, and residential real estate loans; and consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans. It also offers other banking products and services comprising telephone and mobile banking, direct deposit, Internet banking, traveler's checks, safe deposit boxes, attorney trust accounts, automatic account transfers, automated teller machines, and debit card systems, as well as Visa credit cards; treasury and cash management services; wire transfer, night depository, banking-by-mail, and remote capture services; and correspondent banking services to other financial institutions. In addition, the company holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. It operates 23 full-service banking offices located in Alabama, Florida, Georgia, South Carolina, and Tennessee, as well as 2 loan production offices in Florida. The company was founded in 2005 and is headquartered in Birmingham, Alabama.
SFBS Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive operational and financial performance: strong year-over-year EPS growth (+33%), expanding net interest margin (+61 bps YoY), best‑in‑class efficiency (sub‑30%), solid loan and deposit growth, and improving capital and liquidity metrics. Reported headwinds are manageable and largely idiosyncratic — a specific credit charge-off, modest NPA uptick with known near-term reductions, some nonrecurring BOLI volatility, and near-term expense pressure from intentional Texas expansion. Management highlighted meaningful loan repricing opportunities (material pickup on maturing fixed‑rate loans) and expects asset-driven margin expansion, while noting macro/competitive sensitivities (rate path, gas prices, price competition). Overall, the positives materially outweigh the negatives.View all SFBS earnings summariesSFBS Stock 12 Month Forecast
Average Price Target
$91.00
▲(16.88% Upside)
Technical Analysis
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Ownership Overview
6.52% Insiders
21.08% Mutual Funds
15.80% Other Institutional Investors
30.31% Public Companies and
Individual Investors