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ServisFirst Bancshares (SFBS)
NYSE:SFBS
US Market
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ServisFirst Bancshares (SFBS) Price & Analysis

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SFBS Stock Chart & Stats

$77.86
-$0.36(-0.43%)
At close: 4:00 PM EST
$77.86
-$0.36(-0.43%)

Bulls Say, Bears Say

Bulls Say
Robust Loan Growth And Record PipelineSustained, granular loan growth builds the bank's core earning base by increasing interest-bearing assets and recurring fee opportunities. A record pipeline signals persistent origination capacity across markets, supporting durable NII growth and organic balance-sheet expansion over the medium term.
NIM And Net Interest Income ExpansionHigher NIM and growing NII strengthen the bank's primary profit engine, improving core earnings conversion. Even if pace moderates, disciplined loan repricing and deposit pricing sustain structurally higher spreads relative to prior periods, supporting durable margin-driven profitability.
Solid Capital And Liquidity PositionElevated CET1 and ample cash provide a buffer for underwriting growth, absorb credit volatility, and preserve capacity for organic growth, M&A or buybacks. Low reliance on wholesale funding enhances funding resiliency and long‑term financial flexibility.
Bears Say
Elevated CRE ConcentrationA CRE exposure above 300% of capital amplifies portfolio sensitivity to real estate cycles and local market stress. High concentration increases potential correlated losses, pressures capital under downturns, and requires sustained active risk management and underwriting discipline.
Moderating Deposit Growth And Funding HeadwindsSlower core deposit growth limits low‑cost funding available to support loan expansion, forcing reliance on higher‑cost alternatives if the trend persists. That dynamic can compress margins, raise funding costs over time, and increase liquidity management complexity.
Large Nonaccrual/workout RelationshipA single sizable nonaccrual exposure creates earnings and provisioning uncertainty until resolved. Prolonged workout or loss realization could strain reserves and capital, and it highlights concentration risk in the loan book that can impair credit reliability over the medium term.

ServisFirst Bancshares News

SFBS FAQ

What was ServisFirst Bancshares’s price range in the past 12 months?
ServisFirst Bancshares lowest stock price was $67.20 and its highest was $90.64 in the past 12 months.
    What is ServisFirst Bancshares’s market cap?
    ServisFirst Bancshares’s market cap is $4.75B.
      When is ServisFirst Bancshares’s upcoming earnings report date?
      ServisFirst Bancshares’s upcoming earnings report date is Oct 26, 2026 which is in 97 days.
        How were ServisFirst Bancshares’s earnings last quarter?
        ServisFirst Bancshares released its earnings results on Jul 20, 2026. The company reported $1.57 earnings per share for the quarter, beating the consensus estimate of $1.567 by $0.003.
          Is ServisFirst Bancshares overvalued?
          According to Wall Street analysts ServisFirst Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does ServisFirst Bancshares pay dividends?
            ServisFirst Bancshares pays a Quarterly dividend of $0.38 which represents an annual dividend yield of 1.72%. See more information on ServisFirst Bancshares dividends here
              What is ServisFirst Bancshares’s EPS estimate?
              ServisFirst Bancshares’s EPS estimate is 1.63.
                How many shares outstanding does ServisFirst Bancshares have?
                ServisFirst Bancshares has 54,662,823 shares outstanding.
                  What happened to ServisFirst Bancshares’s price movement after its last earnings report?
                  ServisFirst Bancshares reported an EPS of $1.57 in its last earnings report, beating expectations of $1.567. Following the earnings report the stock price went same N/A.
                    Which hedge fund is a major shareholder of ServisFirst Bancshares?
                    Currently, no hedge funds are holding shares in SFBS
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      ServisFirst Bancshares

                      ServisFirst Bancshares, Inc. operates as the parent entity for ServisFirst Bank, providing a comprehensive range of financial solutions to both individual consumers and corporate clients. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. The company extends diverse lending options, including commercial credit facilities for working capital, business expansion, and the acquisition of property, plant, and equipment, alongside commercial lines of credit. It also finances commercial and residential real estate, as well as construction and development ventures. For individuals, consumer loans cover home equity, vehicle purchases, and both secured and unsecured personal financing. Beyond these core services, ServisFirst Bancshares offers modern conveniences such as telephone and mobile banking, direct deposit, online banking, ATMs, debit cards, and Visa credit cards. Specialized services include treasury and cash management, wire transfers, night depository, banking-by-mail, remote capture, and correspondent banking for other financial institutions. The company also manages its subsidiary's participations in residential mortgages and commercial real estate loans originated across Alabama, Florida, Georgia, and Tennessee. Founded in 2005 and based in Birmingham, Alabama, ServisFirst Bancshares maintains 23 full-service branches throughout Alabama, Florida, Georgia, South Carolina, and Tennessee, complemented by two loan production offices located in Florida.

                      ServisFirst Bancshares (SFBS) Earnings & Revenues

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                      Ownership Overview

                      6.52%20.89%1.62%45.25%
                      1.62% Other Institutional Investors
                      45.25% Public Companies and
                      Individual Investors
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