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SFBS Stock Chart & Stats
$43.31
$0.59(0.68%)
At close: 4:00 PM EDT
$43.31
$0.59(0.68%)
Day’s Range― - ―
52-Week Range$33.60 - $46.04
Previous CloseN/A
Volume274.97K
Average Volume (3M)698.83K
Market Cap
$4.51B
Enterprise Value$6.25B
Total Cash (Recent Filing)$3.10B
Total Debt (Recent Filing)$1.61B
Price to Earnings (P/E)13.1
Beta0.85
Next Earnings
Jan 25, 2027EPS Estimate
0.83Next Dividend Ex-DateN/A
Dividend Yield1.84%
Share Statistics
EPS (TTM)2.94
Shares Outstanding109,300,000
10 Day Avg. Volume606,348
30 Day Avg. Volume698,830
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)2.12
Price to Sales (P/S)3.86
P/FCF Ratio11.24
Enterprise Value/Market Cap1.39
Enterprise Value/Revenue6.03
Enterprise Value/Gross Profit10.66
Enterprise Value/Ebitda15.70
Forecast
1Y Price Target
$45.50Price Target Upside5.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.21
Revenue Forecast (FY)$677.27M
Bulls Say, Bears Say
Bulls Say
Loan And Interest Income GrowthStrong loan growth and rising net interest income show continued demand from commercial clients and effective deployment of funding into earning assets. This expands the bank’s recurring revenue base and supports earnings growth, provided credit performance remains controlled.
Capital And Liquidity StrengthHigh capital levels and substantial liquid resources provide capacity to fund organic loan growth while absorbing credit or funding stress. Core, relationship-based funding and no brokered deposits also reduce reliance on more volatile wholesale sources over the next several quarters.
Profitability And Operating EfficiencyRobust margins, scalable revenue, and improving efficiency indicate that ServisFirst is converting growth into strong earnings rather than relying only on balance-sheet expansion. This operating model can support durable profitability as the bank adds clients across its commercial markets.
Bears Say
Multifamily Credit LossesLarge multifamily exposures have already produced meaningful charge-offs and require an orderly liquidation process over two to four quarters. Further resolution costs or weaker property performance could pressure provisions, capital efficiency, and earnings during the period ahead.
Funding And Loan-growth VariabilityUneven loan payoffs reduce the predictability of asset growth and net interest income, while deposit competition can raise funding costs or shrink balances. Together, these factors may make balance-sheet expansion and margin management less consistent over coming quarters.
Houston Startup LossesHouston is consuming resources before its loan and deposit pipeline reaches sufficient scale, creating a near-term drag on expenses and efficiency. The expansion may become a growth asset, but execution depends on reaching breakeven while maintaining credit and funding discipline.
ServisFirst Bancshares News
SFBS FAQ
What was ServisFirst Bancshares’s price range in the past 12 months?
ServisFirst Bancshares lowest stock price was $33.60 and its highest was $46.04 in the past 12 months.
What is ServisFirst Bancshares’s market cap?
ServisFirst Bancshares’s market cap is $4.51B.
When is ServisFirst Bancshares’s upcoming earnings report date?
ServisFirst Bancshares’s upcoming earnings report date is Jan 25, 2027 which is in 92 days.
How were ServisFirst Bancshares’s earnings last quarter?
ServisFirst Bancshares released its earnings results on Oct 19, 2026. The company reported $0.8 earnings per share for the quarter, missing the consensus estimate of $0.826 by -$0.026.
Is ServisFirst Bancshares overvalued?
According to Wall Street analysts ServisFirst Bancshares’s price is currently Undervalued.
Does ServisFirst Bancshares pay dividends?
ServisFirst Bancshares pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 1.84%. See more information on ServisFirst Bancshares dividends here
What is ServisFirst Bancshares’s EPS estimate?
ServisFirst Bancshares’s EPS estimate is 0.83.
How many shares outstanding does ServisFirst Bancshares have?
ServisFirst Bancshares has 109,300,000 shares outstanding.
What happened to ServisFirst Bancshares’s price movement after its last earnings report?
ServisFirst Bancshares reported an EPS of $0.8 in its last earnings report, missing expectations of $0.826. Following the earnings report the stock price went up 2.168%.
Which hedge fund is a major shareholder of ServisFirst Bancshares?
Currently, no hedge funds are holding shares in SFBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ServisFirst Bancshares Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$45.50 (5.06% Upside)
$45.50 (5.06% Upside)
Blogger Sentiment
Neutral
SFBS Sentiment 60%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Increased
By 161.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 5.8%
Last 30 Days ▼ 5.1%
Last 30 Days ▼ 5.1%
News Sentiment
Very Bullish
Bullish news 86%
Bearish news 14%
Bearish news 14%
Technicals
SMA
Negative
20 days / 200 days
Momentum
18.77%
12-Months-Change
Fundamentals
Return on Equity
17.61%
Trailing 12-Months
Asset Growth
4.18%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
ServisFirst Bancshares
ServisFirst Bancshares, Inc. operates as the parent entity for ServisFirst Bank, providing a comprehensive range of financial solutions to both individual consumers and corporate clients. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. The company extends diverse lending options, including commercial credit facilities for working capital, business expansion, and the acquisition of property, plant, and equipment, alongside commercial lines of credit. It also finances commercial and residential real estate, as well as construction and development ventures. For individuals, consumer loans cover home equity, vehicle purchases, and both secured and unsecured personal financing. Beyond these core services, ServisFirst Bancshares offers modern conveniences such as telephone and mobile banking, direct deposit, online banking, ATMs, debit cards, and Visa credit cards. Specialized services include treasury and cash management, wire transfers, night depository, banking-by-mail, remote capture, and correspondent banking for other financial institutions. The company also manages its subsidiary's participations in residential mortgages and commercial real estate loans originated across Alabama, Florida, Georgia, and Tennessee. Founded in 2005 and based in Birmingham, Alabama, ServisFirst Bancshares maintains 23 full-service branches throughout Alabama, Florida, Georgia, South Carolina, and Tennessee, complemented by two loan production offices located in Florida.
SFBS Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was predominantly positive. Earnings, adjusted EPS, revenue, net interest income, loans, capital, tangible book value, noninterest income, and several credit metrics improved, while management highlighted strong pipelines, margin expansion opportunities, Texas growth, and excess capital. Offsetting concerns included muted quarterly loan growth, higher payoffs, municipal deposit attrition, a slight increase in total nonperforming assets, charge-offs tied to large multifamily credits, higher nonrecurring expenses, and ongoing Houston startup losses. Management remained optimistic about future growth and margin expansion despite these challenges.View all SFBS earnings summariesSFBS Stock 12 Month Forecast
Average Price Target
$45.50
▲(5.06% Upside)
Technical Analysis
Ownership Overview
3.25% Insiders
10.45% Mutual Funds
3.03% Other Institutional Investors
55.64% Public Companies and
Individual Investors