Want to see SFBS full AI Analyst Report?
SFBS Stock Chart & Stats
$43.31
$0.59(0.68%)
At close: 4:00 PM EDT
$43.31
$0.59(0.68%)
Day’s Range― - ―
52-Week Range$33.60 - $46.04
Previous CloseN/A
Volume274.97K
Average Volume (3M)451.28K
Market Cap
$4.71B
Enterprise Value$6.27K
Total Cash (Recent Filing)$3.10B
Total Debt (Recent Filing)$1.61B
Price to Earnings (P/E)14.7
Beta0.91
Next Earnings
Oct 26, 2026EPS Estimate
0.82Next Dividend Ex-DateN/A
Dividend Yield1.71%
Share Statistics
EPS (TTM)2.94
Shares Outstanding109,300,000
10 Day Avg. Volume475,463
30 Day Avg. Volume451,280
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)2.12
Price to Sales (P/S)3.86
P/FCF Ratio11.24
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$47.00Price Target Upside8.52% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.22
Revenue Forecast (FY)$680.89M
Bulls Say, Bears Say
Bulls Say
Commercial Loan Growth And PipelineStrong, diversified loan demand supports recurring net interest income and expands the customer franchise. A record pipeline and lower expected payoffs provide visibility for continued balance-sheet growth over the next several quarters.
Margin Expansion And Operating EfficiencyHigher loan yields, disciplined deposit pricing and a lean operating model are strengthening earnings quality. Sustained sub-30% efficiency gives the bank capacity to reinvest in growth while preserving attractive profitability as scale increases.
Strong Capital, Liquidity And Core FundingAmple capital and liquid resources improve resilience against credit or funding shocks and support organic expansion. Growth in non-interest-bearing demand deposits also indicates stronger core relationships and can help contain structural funding costs.
Bears Say
Elevated Commercial Real Estate ConcentrationHigh CRE concentration increases sensitivity to property values, refinancing conditions and borrower stress, even with stable current credit metrics. A downturn in commercial real estate could produce outsized losses relative to the bank’s capital base.
Large Nonaccrual Workout ExposureThe unresolved workout creates uncertainty around eventual recovery values, reserves and the timing of charge-offs. Although management considers reserves appropriate, a weaker disposition outcome could pressure future earnings and capital generation.
Funding Pressure And Moderating NIM GainsSlower deposit growth and competitive pricing could raise funding costs and reduce the benefit from loan repricing. With fewer margin-expansion opportunities ahead, earnings growth may become more dependent on balance-sheet growth and credit discipline.
ServisFirst Bancshares News
SFBS FAQ
What was ServisFirst Bancshares’s price range in the past 12 months?
ServisFirst Bancshares lowest stock price was $33.60 and its highest was $46.04 in the past 12 months.
What is ServisFirst Bancshares’s market cap?
ServisFirst Bancshares’s market cap is $4.71B.
When is ServisFirst Bancshares’s upcoming earnings report date?
ServisFirst Bancshares’s upcoming earnings report date is Oct 26, 2026 which is in 47 days.
How were ServisFirst Bancshares’s earnings last quarter?
ServisFirst Bancshares released its earnings results on Jul 20, 2026. The company reported $0.785 earnings per share for the quarter, beating the consensus estimate of $0.783 by $0.002.
Is ServisFirst Bancshares overvalued?
According to Wall Street analysts ServisFirst Bancshares’s price is currently Undervalued.
Does ServisFirst Bancshares pay dividends?
ServisFirst Bancshares pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 1.71%. See more information on ServisFirst Bancshares dividends here
What is ServisFirst Bancshares’s EPS estimate?
ServisFirst Bancshares’s EPS estimate is 0.82.
How many shares outstanding does ServisFirst Bancshares have?
ServisFirst Bancshares has 109,300,000 shares outstanding.
What happened to ServisFirst Bancshares’s price movement after its last earnings report?
ServisFirst Bancshares reported an EPS of $0.785 in its last earnings report, beating expectations of $0.783. Following the earnings report the stock price went up 2.606%.
Which hedge fund is a major shareholder of ServisFirst Bancshares?
Currently, no hedge funds are holding shares in SFBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ServisFirst Bancshares Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$47.00 (8.52% Upside)
$47.00 (8.52% Upside)
Blogger Sentiment
Bullish
SFBS Sentiment 75%
Sector Average 58%
Sector Average 58%
Hedge Fund Trend
Increased
By 161.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.5%
Last 30 Days ▲ 8.0%
Last 30 Days ▲ 8.0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.35%
12-Months-Change
Fundamentals
Return on Equity
1.71%
Trailing 12-Months
Asset Growth
5.56%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
ServisFirst Bancshares
ServisFirst Bancshares, Inc. operates as the parent entity for ServisFirst Bank, providing a comprehensive range of financial solutions to both individual consumers and corporate clients. Its deposit offerings encompass checking, savings, money market, and individual retirement accounts, in addition to certificates of deposit. The company extends diverse lending options, including commercial credit facilities for working capital, business expansion, and the acquisition of property, plant, and equipment, alongside commercial lines of credit. It also finances commercial and residential real estate, as well as construction and development ventures. For individuals, consumer loans cover home equity, vehicle purchases, and both secured and unsecured personal financing. Beyond these core services, ServisFirst Bancshares offers modern conveniences such as telephone and mobile banking, direct deposit, online banking, ATMs, debit cards, and Visa credit cards. Specialized services include treasury and cash management, wire transfers, night depository, banking-by-mail, remote capture, and correspondent banking for other financial institutions. The company also manages its subsidiary's participations in residential mortgages and commercial real estate loans originated across Alabama, Florida, Georgia, and Tennessee. Founded in 2005 and based in Birmingham, Alabama, ServisFirst Bancshares maintains 23 full-service branches throughout Alabama, Florida, Georgia, South Carolina, and Tennessee, complemented by two loan production offices located in Florida.
SFBS Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call reflected strong positive operating momentum: robust, granular loan growth, record pipeline, expanding NIM and net interest income, double-digit EPS growth year-over-year, improving efficiency and continued capital generation. Credit metrics remained sound with low net charge-offs, modest NPAs reduction, and stable reserves. Challenges were manageable: deposit growth was temporarily constrained by client tax payments and competition, CRE concentration ticked higher (though management said comfortable), non-interest expense rose due to Houston expansion, and the pace of NIM expansion is expected to moderate. A single large nonaccrual relationship remains in workout. Overall, the positives (earnings, loan growth, margin expansion, capital build) materially outweigh the contained lowlights.View all SFBS earnings summariesSFBS Stock 12 Month Forecast
Average Price Target
$47.00
▲(8.52% Upside)
Technical Analysis
Ameris Bancorp
―
BancFirst
―
Axos Financial
―
International Bancshares
―
Atlantic Union Bankshares
―
Ownership Overview
3.25% Insiders
10.45% Mutual Funds
7.31% Other Institutional Investors
56.98% Public Companies and
Individual Investors









