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International Bancshares (IBOC) Stock Price & Analysis

68 Followers

IBOC Stock Chart & Stats

$68.02$0.17(0.25%)
At close: 4:00 PM EST
$65$67.5$70$72.5Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$67.24 - $68.02
52-Week Range
$63.20 - $78.46
Previous Close
$67.85
Volume
N/A
Average Volume (3M)
360.13K
Market Cap
$4.22B
Enterprise Value
$4.31B
Total Cash (Recent Filing)
$0
Total Debt (Recent Filing)
$0
Price to Earnings (P/E)
13.5
Beta
0.55
Next Earnings
Feb 25, 2027 (Est.)
EPS Estimate
1.61
Last Dividend Ex-Date
Aug 14, 2026
Dividend Yield
2.15%

Bulls Say, Bears Say

Bulls Say

Strong Profitability

Exceptionally high and resilient profitability gives the bank meaningful capacity to absorb credit costs, invest in technology and customer service, and return capital. Stable earnings despite revenue volatility indicate that the existing franchise remains capable of producing substantial income over the next several quarters.

Conservative Balance Sheet

Lower leverage and steadily rising equity provide a durable capital cushion for a regional bank. This supports financial resilience, preserves flexibility to fund lending and other investments, and reduces dependence on borrowing when operating or credit conditions become less favorable.

Strong Earnings-to-cash Conversion

Free cash flow that closely tracks reported earnings supports the quality of the bank’s profitability and suggests that accounting income has generally translated into cash generation. That conversion can support dividends, capital retention, and internally funded growth when operating conditions stabilize.

Bears Say

Sharp Revenue Decline

The pronounced TTM revenue contraction signals weaker top-line momentum and introduces uncertainty around the durability of recent earnings power. Even with strong margins, sustained revenue pressure could constrain loan and fee growth, reduce operating leverage, and eventually weigh on profitability.

Material Cash-flow Deterioration

The sharp reduction in operating and free cash flow weakens near-term financial flexibility and makes it harder to rely on internally generated funds for capital returns or expansion. If the step-down persists, it could challenge the otherwise strong relationship between earnings and cash generation.

Listing-transition Uncertainty

Moving the primary listing to a newer exchange aligns with the company’s Texas roots but creates an execution and market-access transition over the coming months. Any deterioration in trading liquidity or investor visibility could make the shares less accessible and complicate ongoing capital-markets engagement.

International Bancshares News

IBOC FAQ

What was International Bancshares’s price range in the past 12 months?
International Bancshares lowest stock price was $63.20 and its highest was $78.46 in the past 12 months.
What is International Bancshares’s market cap?
International Bancshares’s market cap is $4.22B.
When is International Bancshares’s upcoming earnings report date?
International Bancshares’s next earnings report is estimated for Feb 25, 2027 (not yet confirmed), which is in 105 days.
How were International Bancshares’s earnings last quarter?
International Bancshares released its earnings results on Nov 05, 2026. The company reported $1.84 earnings per share for the quarter, beating the consensus estimate of $1.58 by $0.26.
Is International Bancshares overvalued?
According to Wall Street analysts International Bancshares’s price is currently Undervalued.
Does International Bancshares pay dividends?
International Bancshares pays a semiannual dividend of $0.73 which represents an annual dividend yield of 2.15%. See more information on International Bancshares dividends here
What is International Bancshares’s EPS estimate?
International Bancshares’s EPS estimate is 1.61.
How many shares outstanding does International Bancshares have?
International Bancshares has 62,148,365 shares outstanding.
What happened to International Bancshares’s price movement after its last earnings report?
International Bancshares reported an EPS of $1.84 in its last earnings report, beating expectations of $1.58. Following the earnings report the stock price went down -1.043%.
Which hedge fund is a major shareholder of International Bancshares?
Hedge funds hold International Bancshares shares: the largest hedge-fund position in International Bancshares is 71,885,319 shares, and hedge funds increased their holdings by 258.1K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology