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IBOC Stock Chart & Stats
$76.79
$1.03(1.36%)
At close: 4:00 PM EDT
$76.79
$1.03(1.36%)
Day’s Range― - ―
52-Week Range$63.20 - $78.46
Previous Close$76.79
Volume207.22K
Average Volume (3M)234.86K
Market Cap
$4.57B
Enterprise Value$5.01K
Total Cash (Recent Filing)$451.16M
Total Debt (Recent Filing)$731.02M
Price to Earnings (P/E)14.4
Beta0.74
Next Earnings
Nov 05, 2026EPS Estimate
1.65Next Dividend Ex-DateN/A
Dividend Yield1.88%
Share Statistics
EPS (TTM)6.63
Shares Outstanding62,191,513
10 Day Avg. Volume223,663
30 Day Avg. Volume234,862
Financial Highlights & Ratios
PEG Ratio13.19
Price to Book (P/B)1.27
Price to Sales (P/S)3.93
P/FCF Ratio8.75
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.52
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Cash Generation QualityVery high free cash flow conversion (mid-90%+) and TTM FCF up ~25% provide durable internal funding. This strengthens the bank's ability to fund lending, capital returns and loss absorption without heavy reliance on volatile wholesale markets, aiding multi-month capital planning.
High Profitability / MarginsSustained high profitability—TTM net margin above 50%—signals enduring operating efficiency and pricing power in core banking activities. This margin cushion supports healthy ROE, self-funding of initiatives and resilience to moderate pressure in interest spreads or credit costs over the medium term.
Conservative Balance SheetModest reported leverage (debt-to-equity roughly 0.22–0.28) and steady equity growth point to capital strength and regulatory resilience. Lower leverage provides capacity to expand lending, absorb credit shocks and sustain shareholder distributions without immediate capital raises across the coming months.
Bears Say
Top-line WeaknessA roughly 25% TTM revenue decline is a meaningful deterioration of the top line that threatens earnings durability. If revenue pressure persists, it can erode margin headroom, reduce internal funding for growth and dividends, and force tougher choices on pricing, credit standards or expense reductions.
TTM Data & Transparency IssuesMissing or inconsistent TTM balance-sheet and cash-flow fields (zeroed assets/debt and odd coverage figures) materially reduce transparency. That hampers reliable assessment of current leverage, liquidity and capital adequacy, complicating prudent risk management and investor analysis over the medium term.
Regional Concentration RiskA concentrated Texas-focused franchise increases exposure to regional economic cycles and local sector stress (e.g., energy, agriculture). Limited geographic diversification makes loan and deposit performance more sensitive to regional downturns, constraining resilience and growth optionality over several months.
International Bancshares News
IBOC FAQ
What was International Bancshares Corp.’s price range in the past 12 months?
International Bancshares Corp. lowest stock price was $63.20 and its highest was $78.46 in the past 12 months.
What is International Bancshares Corp.’s market cap?
International Bancshares Corp.’s market cap is $4.57B.
When is International Bancshares Corp.’s upcoming earnings report date?
International Bancshares Corp.’s upcoming earnings report date is Nov 05, 2026 which is in 87 days.
How were International Bancshares Corp.’s earnings last quarter?
International Bancshares Corp. released its earnings results on Aug 06, 2026. The company reported $1.54 earnings per share for the quarter, missing the consensus estimate of $1.61 by -$0.07.
Is International Bancshares Corp. overvalued?
According to Wall Street analysts International Bancshares Corp.’s price is currently Overvalued.
Does International Bancshares Corp. pay dividends?
International Bancshares Corp. pays a Semiannually dividend of $0.73 which represents an annual dividend yield of 1.88%. See more information on International Bancshares Corp. dividends here
What is International Bancshares Corp.’s EPS estimate?
International Bancshares Corp.’s EPS estimate is 1.65.
How many shares outstanding does International Bancshares Corp. have?
International Bancshares Corp. has 62,191,513 shares outstanding.
What happened to International Bancshares Corp.’s price movement after its last earnings report?
International Bancshares Corp. reported an EPS of $1.54 in its last earnings report, missing expectations of $1.61. Following the earnings report the stock price went down -1.041%.
Which hedge fund is a major shareholder of International Bancshares Corp.?
Currently, no hedge funds are holding shares in IBOC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
International Bancshares Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
IBOC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 117.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $720.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-8.09%
12-Months-Change
Fundamentals
Return on Equity
1.88%
Trailing 12-Months
Asset Growth
3.42%
Trailing 12-Months
Company Description
International Bancshares Corp.
International Bancshares Corporation (IBC), functioning as a financial holding company, delivers a comprehensive array of commercial and retail banking services. The institution facilitates checking and savings deposits and extends various loan products, including financing for commercial ventures, real estate, personal needs, home improvements, automobiles, and other installment or term-based credit. Moreover, IBC specializes in international banking, offering services such as letters of credit, commercial and industrial lending, and foreign currency exchange. Its supplementary offerings feature credit cards, secure safety deposit boxes, collection services, notary public, and escrow. The company also provides the convenience of drive-up and walk-up facilities, alongside other standard banking operations, online banking platforms, and access to securities products facilitated by external providers. As of February 28, 2022, International Bancshares Corporation maintained a substantial presence with 170 branch locations and 263 ATMs, serving 76 distinct communities across Texas and Oklahoma. Established in 1966, the corporation's primary corporate office is located in Laredo, Texas.
Technical Analysis
Associated Banc-Corp
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BancFirst
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Texas Capital Bancshares
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United Community Banks
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ServisFirst Bancshares
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Ownership Overview
5.82% Insiders
21.35% Mutual Funds
6.77% Other Institutional Investors
34.92% Public Companies and
Individual Investors