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SBCF Stock Chart & Stats
$32.73
-$0.09(-0.34%)
At close: 4:00 PM EST
$32.73
-$0.09(-0.34%)
Day’s Range― - ―
52-Week Range$27.22 - $35.55
Previous CloseN/A
Volume38.20K
Average Volume (3M)602.60K
Market Cap
$3.30B
Enterprise Value$4.37K
Total Cash (Recent Filing)$201.31M
Total Debt (Recent Filing)$1.27B
Price to Earnings (P/E)21.7
Beta0.89
Next Earnings
Jul 28, 2026EPS Estimate
0.6Next Dividend Ex-DateN/A
Dividend Yield2.21%
Share Statistics
EPS (TTM)1.56
Shares Outstanding97,246,770
10 Day Avg. Volume659,806
30 Day Avg. Volume602,596
Financial Highlights & Ratios
PEG Ratio1.46
Price to Book (P/B)0.91
Price to Sales (P/S)3.19
P/FCF Ratio15.50
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$33.09Price Target Upside1.11% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.51
Revenue Forecast (FY)$847.52M
Bulls Say, Bears Say
Bulls Say
Deposit Growth & MixSustained, low‑cost deposit inflows materially strengthen funding flexibility and reduce reliance on wholesale funding. A rising share of noninterest-bearing balances lowers funding expense, supports net interest margin stability, and underpins durable lending capacity over the next several quarters.
Strong Cash GenerationConsistent positive free cash flow indicates reliable internal capital generation to fund growth, absorb credit losses, and support buybacks or dividends. Improved TTM cash conversion reduces reliance on external financing and enhances financial resilience across economic cycles.
Capital & Credit StrengthRobust capital ratios and a healthy allowance provide a substantial buffer against credit losses, supporting continued lending and strategic flexibility. Low NPLs and charge‑off rates signal disciplined underwriting and loss‑absorption capacity that bolster long‑term stability.
Bears Say
Margin Compression & ROESustained margin compression and only modest ROE constrain the bank's ability to generate top returns on equity. If higher funding costs or competitive pressure persist, margin recovery may be gradual, limiting reinvestment potential and long‑term earnings power.
Rate‑path SensitivityEarnings and margin outlook are sensitive to the Federal Reserve's actions; an unfavorable rate trajectory could raise deposit costs or compress forward yields. This macro sensitivity adds revenue volatility risk that can persist for months and affect strategic planning.
Elevated Payoffs/loan GrowthAccelerated payoffs and softer loan originations reduce core earning asset growth and can limit NII expansion. If higher payoff activity continues, the bank may need to replace run‑off with new originations at lower yields, pressuring medium‑term loan growth and margins.
Seacoast Banking Of Florida News
SBCF FAQ
What was Seacoast Banking Corporation Of Florida’s price range in the past 12 months?
Seacoast Banking Corporation Of Florida lowest stock price was $27.22 and its highest was $35.55 in the past 12 months.
What is Seacoast Banking Corporation Of Florida’s market cap?
Seacoast Banking Corporation Of Florida’s market cap is $3.30B.
When is Seacoast Banking Corporation Of Florida’s upcoming earnings report date?
Seacoast Banking Corporation Of Florida’s upcoming earnings report date is Jul 28, 2026 which is in 8 days.
How were Seacoast Banking Corporation Of Florida’s earnings last quarter?
Seacoast Banking Corporation Of Florida released its earnings results on Apr 28, 2026. The company reported $0.62 earnings per share for the quarter, beating the consensus estimate of $0.578 by $0.042.
Is Seacoast Banking Corporation Of Florida overvalued?
According to Wall Street analysts Seacoast Banking Corporation Of Florida’s price is currently Undervalued.
Does Seacoast Banking Corporation Of Florida pay dividends?
Seacoast Banking Corporation Of Florida pays a Quarterly dividend of $0.19 which represents an annual dividend yield of 2.21%. See more information on Seacoast Banking Corporation Of Florida dividends here
What is Seacoast Banking Corporation Of Florida’s EPS estimate?
Seacoast Banking Corporation Of Florida’s EPS estimate is 0.6.
How many shares outstanding does Seacoast Banking Corporation Of Florida have?
Seacoast Banking Corporation Of Florida has 97,246,770 shares outstanding.
What happened to Seacoast Banking Corporation Of Florida’s price movement after its last earnings report?
Seacoast Banking Corporation Of Florida reported an EPS of $0.62 in its last earnings report, beating expectations of $0.578. Following the earnings report the stock price went down -1.42%.
Which hedge fund is a major shareholder of Seacoast Banking Corporation Of Florida?
Currently, no hedge funds are holding shares in SBCF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Seacoast Banking Of Florida Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$33.09 (1.11% Upside)
$33.09 (1.11% Upside)
Hedge Fund Trend
Increased
By 122.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $555.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.65%
12-Months-Change
Fundamentals
Return on Equity
2.21%
Trailing 12-Months
Asset Growth
34.40%
Trailing 12-Months
Company Description
Seacoast Banking Corporation Of Florida
Seacoast Banking Corporation of Florida serves as the parent holding company for Seacoast National Bank, providing a diverse range of financial solutions to individual consumers and businesses across Florida. The institution offers a comprehensive suite of services, including commercial and retail banking, wealth management, mortgage lending, and investment-related products such as brokerage and annuities. Its deposit offerings encompass both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, automated customer sweep accounts, and fixed-term certificates of deposit. On the lending side, Seacoast extends financing for construction and land development projects, commercial and residential real estate, various other commercial and financial loans, and a variety of consumer credit options. These consumer loans include installment plans, revolving lines of credit, and specialized financing for automobiles, boats, or other personal and family needs. As of December 31, 2021, the corporation operated through 54 branch and commercial lending offices. Established in 1926, its corporate headquarters are situated in Stuart, Florida.
SBCF Stock 12 Month Forecast
Average Price Target
$33.09
▲(1.11% Upside)
Technical Analysis
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Ownership Overview
1.82% Insiders
24.05% Mutual Funds
0.58% Other Institutional Investors
50.06% Public Companies and
Individual Investors