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Bancorp Inc (TBBK)
NASDAQ:TBBK
Earnings Data
Report Date
Jul 24, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.27Last Year’s EPS
1.05Same Quarter Last Year
Strong Buy
Based on 3 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 24, 2025
|% Change Since: -0.44%
|Next Earnings Date:Jul 24, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted strong growth in EPS and the FinTech Solutions Group, along with a significant reduction in substandard assets. However, it also noted challenges with declining net interest income and increased non-interest expenses due to a lower rate environment and volatility in deposit costs. The positive aspects and growth potential in fintech and credit sponsorship somewhat balance the financial pressures from the interest and expense side.Company Guidance
During The Bancorp, Inc.'s Q1 2025 earnings call, the company provided several key metrics and guidance for the year. The Bancorp reported earnings of $1.19 per diluted share for the first quarter, reflecting a 12% increase over the same period in 2024. Net income grew by 1% year-over-year, while outstanding shares decreased due to increased share repurchases in 2024. The company's FinTech Solutions Group demonstrated strong performance, with GDP increasing by 18% and total fees growing by 26% year-over-year. Credit sponsorship balances reached $574 million, a 26% increase from the previous quarter, with expectations to exceed $1 billion by year-end 2025. Although loan balances grew 17% compared to the previous year, net interest income decreased by 3%. The Bancorp confirmed its guidance of $5.25 per diluted share for 2025, excluding the impact of $150 million in authorized stock buybacks. Additionally, average deposits in the FinTech Solutions segment rose 26% to $7.81 billion, while non-interest income for Q1 2025 increased 29% compared to Q1 2024.EPS Growth
The Bancorp earned $1.19 per diluted share in Q1 2025, reflecting a 12% increase over Q1 2024.
FinTech Solutions Group Momentum
GDP increased 18% year over year, and total fees grew 26%.
Credit Sponsorship Growth
Credit sponsorship balances grew to $574 million, marking a 26% quarter over quarter increase, with expectations to grow to over $1 billion by year-end 2025.
Reduction in Substandard Assets
Rebel substandard and special mentioned loans decreased by 1% and 20% compared to the prior quarter end, respectively.
Non-Interest Income Increase
Non-interest income for Q1 2025 was $37.8 million, which was 29% higher than Q1 2024.
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TBBK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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TBBK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 24, 2025 | $49.69 | $47.99 | -3.42% |
| Jan 30, 2025 | $57.64 | $61.06 | +5.93% |
| Oct 24, 2024 | $54.96 | $47.01 | -14.47% |
| Jul 25, 2024 | $51.30 | $52.04 | +1.44% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Bancorp Inc (TBBK) report earnings?
Bancorp Inc (TBBK) is schdueled to report earning on Jul 24, 2025, TBA Not Confirmed.
What is Bancorp Inc (TBBK) earnings time?
Bancorp Inc (TBBK) earnings time is at Jul 24, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TBBK EPS forecast?
TBBK EPS forecast for the fiscal quarter 2025 (Q2) is 1.27.
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