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Shinhan Financial (SHG)
NYSE:SHG
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Shinhan Financial Group Co (SHG) Price & Analysis

138 Followers

SHG Stock Chart & Stats

$54.49
>-$0.01(-0.03%)
At close: 4:00 PM EST
$54.49
>-$0.01(-0.03%)

Bulls Say, Bears Say

Bulls Say
Diversified Financial FranchiseShinhan operates across retail and corporate banking, cards, consumer finance, insurance, securities and asset management, giving multiple stable revenue streams and cross-sell opportunities. This diversification reduces reliance on any single cycle and supports more durable earnings and customer retention over months.
Marked Profitability ImprovementTrailing-twelve-month results show a meaningful rebound: strong top-line growth and sharply wider net margins have driven higher group profitability. Improved operating leverage across core banking and reduced prior losses at insurance underpin a more sustainable earnings base if credit and market conditions remain stable.
Stronger Capital Return And CET1 TargetsBoard-approved Value‑Up +++ formalizes higher ROE and CET1 targets alongside predictable shareholder returns and buybacks. Clear, recurring capital-distribution targets and CET1 floor increase capital allocation discipline and investor predictability, benefiting long-term credibility and capital planning.
Bears Say
Weak And Volatile Cash GenerationTTM cash metrics deteriorated with negative free cash flow and a very low operating cash inflow. Such volatility in internally generated cash limits the group's ability to self-fund buybacks, dividend smoothing or balance-sheet growth, raising reliance on external funding over the medium term.
Elevated LeverageDebt-to-equity at multi-turn levels reduces financial flexibility and magnifies downside in rising funding-cost or stress scenarios. Elevated leverage constrains strategic optionality (M&A, aggressive lending) and increases sensitivity of returns and capital ratios to credit losses or adverse markets over the coming quarters.
Earnings Sensitive To Macro And Credit CyclesShinhan's earnings depend materially on loan growth, interest spreads, credit provisions and regulatory capital. That structural sensitivity, together with uneven revenue across years, creates persistent earnings and provisioning volatility and heightens risk of profit swings if macro or housing/corporate cycles deteriorate.

Shinhan Financial Group Co News

SHG FAQ

What was Shinhan Financial’s price range in the past 12 months?
Shinhan Financial lowest stock price was $42.43 and its highest was $73.40 in the past 12 months.
    What is Shinhan Financial’s market cap?
    Shinhan Financial’s market cap is $29.20B.
      When is Shinhan Financial’s upcoming earnings report date?
      Shinhan Financial’s upcoming earnings report date is Jul 24, 2026 which is in 50 days.
        How were Shinhan Financial’s earnings last quarter?
        Shinhan Financial released its earnings results on Apr 23, 2026. The company reported $2.351 earnings per share for the quarter, beating the consensus estimate of $2.267 by $0.084.
          Is Shinhan Financial overvalued?
          According to Wall Street analysts Shinhan Financial’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Shinhan Financial pay dividends?
            Shinhan Financial pays a Quarterly dividend of $0.303 which represents an annual dividend yield of 2.86%. See more information on Shinhan Financial dividends here
              What is Shinhan Financial’s EPS estimate?
              Shinhan Financial’s EPS estimate is 2.22.
                How many shares outstanding does Shinhan Financial have?
                Shinhan Financial has 474,654,360 shares outstanding.
                  What happened to Shinhan Financial’s price movement after its last earnings report?
                  Shinhan Financial reported an EPS of $2.351 in its last earnings report, beating expectations of $2.267. Following the earnings report the stock price went up 1.769%.
                    Which hedge fund is a major shareholder of Shinhan Financial?
                    Currently, no hedge funds are holding shares in SHG
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Shinhan Financial

                      Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea and internationally. The company operates through six segments: Banking, Credit Card, Securities, Life Insurance, Credit, and Others. It offers retail banking services, including demand, savings, and fixed deposit-taking; checking accounts; mortgage and home equity, and retail lending; electronic banking and automatic teller machines (ATM); and bill paying, payroll and check-cashing, currency exchange, and wire fund transfer services. The company also provides corporate banking services, such as investment banking, real estate financing, overseas real estate and development project financing, infrastructure and structured financing, equity/venture investments, mergers and acquisitions consulting; securitization and derivatives services comprising securities and derivative products, and foreign exchange trading; and working capital loans and facilities loans. In addition, it is involved in treasury and investment activities in international capital markets consisting of foreign currency-denominated securities trading, foreign exchange trading and services, trade-related financial services, international factoring services, and foreign banking operations. Further, the company offers trust account management, securities brokerage, and asset management services, as well as leasing and equipment financing, savings banking, loan collection and credit reporting, collective investment administration, private equity investment, and financial system development services. As of December 31, 2021, it operated a network of 784 service centers; 5,234 ATMs; 7 cash dispensers; and 85 digital kiosks. Shinhan Financial Group Co., Ltd. was founded in 1982 and is headquartered in Seoul, South Korea.

                      Shinhan Financial Group Co (SHG) Earnings & Revenues

                      SHG Company Deck

                      SHG Earnings Call

                      Q1 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Neutral
                      The earnings call presented a mixed picture with stable capital management and positive shareholder returns. However, challenges such as declined net income, increased RWA, and concerns over credit costs and asset quality were significant. While there were some positive aspects, notably in interest income growth and asset quality management, the lowlights indicate substantial areas of concern.View all SHG earnings summaries
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                      Ownership Overview

                      0.20%1.15%98.10%
                      Insiders
                      1.15% Other Institutional Investors
                      98.10% Public Companies and
                      Individual Investors
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