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BAP Stock Chart & Stats
$331.94
-$1.72(-0.93%)
At close: 4:00 PM EST
$331.94
-$1.72(-0.93%)
Day’s Range― - ―
52-Week Range$225.50 - $403.30
Previous CloseN/A
Volume44.80K
Average Volume (3M)478.48K
Market Cap
$31.06B
Enterprise Value$23.62K
Total Cash (Recent Filing)$43.29B
Total Debt (Recent Filing)$31.39B
Price to Earnings (P/E)14.5
Beta0.61
Next Earnings
Aug 13, 2026EPS Estimate
7.34Next Dividend Ex-DateN/A
Dividend Yield3.78%
Share Statistics
EPS (TTM)90.53
Shares Outstanding79,533,100
10 Day Avg. Volume269,164
30 Day Avg. Volume478,483
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)2.10
Price to Sales (P/S)2.66
P/FCF Ratio9.95
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$406.50Price Target Upside22.46% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)100.98
Revenue Forecast (FY)$25.61B
Bulls Say, Bears Say
Bulls Say
Diversified Financial FranchiseCredicorp's multi-product, multi-subsidiary model (banking, insurance, pensions, microfinance, payments) creates durable revenue diversification and cross-sell opportunities. This reduces single-market cyclicality, stabilizes fee and interest income, and supports capital allocation flexibility across cycles.
Strong Profitability And Margin RecoverySustained high ROE and expanded operating margins reflect structural improvement in core banking economics and pricing power. Persistent margins and NIM strength increase internal capital generation, underpin shareholder distributions and fund strategic investments without eroding solvency.
Large, Monetizing Digital Platform (Yape)A sizable digital user base with accelerating monetization creates a durable, low‑marginal‑cost growth engine for fee and payments revenue. Scale in digital channels improves customer acquisition economics, supports cross‑sell, and can materially lift group fee income over the medium term.
Bears Say
Home‑Market Sovereign / Political RiskCredicorp's heavy Peru exposure means sovereign and domestic political shocks materially affect credit metrics, regulatory outcomes and economic growth. Sovereign constraints can cap rating upside, increase funding cost sensitivity, and amplify downside to loan growth and asset quality across cycles.
Volatile Cash Flow HistoryIrregular operating and free cash flow undermines predictability of internally generated funds for dividends, buybacks and growth. Even with recent rebound, historical swings increase reliance on capital markets in stress periods and heighten execution risk for multi‑year investment plans.
Rising Operating And Innovation SpendSustained higher operating and tech investment can compress efficiency metrics if revenue uplift lags. Persistent elevated spend requires successful monetization of digital initiatives to protect margins; failure to convert scale into commensurate revenue risks longer‑term ROE dilution.
Credicorp News
BAP FAQ
What was Credicorp’s price range in the past 12 months?
Credicorp lowest stock price was $225.50 and its highest was $403.30 in the past 12 months.
What is Credicorp’s market cap?
Credicorp’s market cap is $31.06B.
When is Credicorp’s upcoming earnings report date?
Credicorp’s upcoming earnings report date is Aug 13, 2026 which is in 23 days.
How were Credicorp’s earnings last quarter?
Credicorp released its earnings results on May 14, 2026. The company reported $7.626 earnings per share for the quarter, beating the consensus estimate of $7.129 by $0.496.
Is Credicorp overvalued?
According to Wall Street analysts Credicorp’s price is currently Undervalued.
Does Credicorp pay dividends?
Credicorp pays a Semiannually dividend of $14.638 which represents an annual dividend yield of 3.78%. See more information on Credicorp dividends here
What is Credicorp’s EPS estimate?
Credicorp’s EPS estimate is 7.34.
How many shares outstanding does Credicorp have?
Credicorp has 79,533,100 shares outstanding.
What happened to Credicorp’s price movement after its last earnings report?
Credicorp reported an EPS of $7.626 in its last earnings report, beating expectations of $7.129. Following the earnings report the stock price went down -3.473%.
Which hedge fund is a major shareholder of Credicorp?
Currently, no hedge funds are holding shares in BAP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Credicorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$406.50 (22.46% Upside)
$406.50 (22.46% Upside)
Blogger Sentiment
Bullish
BAP Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Decreased
By 622.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▲ 0.9%
Last 30 Days ▲ 0.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
81.45%
12-Months-Change
Fundamentals
Return on Equity
3.78%
Trailing 12-Months
Asset Growth
14.95%
Trailing 12-Months
Company Description
Credicorp
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.
BAP Stock 12 Month Forecast
Average Price Target
$406.50
▲(22.46% Upside)
Technical Analysis
Banco De Chile
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Banco Macro SA
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Banco Santander Brasil
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Banco Santander Chile
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Grupo Cibest
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Ownership Overview
0.01% Insiders
22.32% Mutual Funds
1.37% Other Institutional Investors
67.82% Public Companies and
Individual Investors