Want to see C full AI Analyst Report?
C Stock Chart & Stats
$132.18
-$0.68(-0.92%)
At close: 4:00 PM EST
$132.18
-$0.68(-0.92%)
Day’s Range― - ―
52-Week Range$87.94 - $147.96
Previous CloseN/A
Volume4.44M
Average Volume (3M)13.71M
Market Cap
$225.87B
Enterprise Value$1.05M
Total Cash (Recent Filing)$23.63B
Total Debt (Recent Filing)$749.21B
Price to Earnings (P/E)13.7
Beta1.45
Next Earnings
Oct 13, 2026EPS Estimate
2.7Next Dividend Ex-DateN/A
Dividend Yield1.94%
Share Statistics
EPS (TTM)8.20
Shares Outstanding1,714,907,500
10 Day Avg. Volume13,055,569
30 Day Avg. Volume13,709,519
Financial Highlights & Ratios
PEG Ratio0.81
Price to Book (P/B)1.00
Price to Sales (P/S)1.26
P/FCF Ratio-2.86
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$155.77Price Target Upside17.85% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering16
EPS Forecast (FY)11.13
Revenue Forecast (FY)$95.34B
Bulls Say, Bears Say
Bulls Say
Diversified Global FranchiseCitigroup's revenue strength is broad-based across Services, Markets, Banking and Wealth, reducing dependence on any single cycle. Durable multi-line fee and NII engines (cross-border, custody, markets, IB) support more stable top-line and client stickiness over the medium term.
Capital And Liquidity FlexibilityA CET1 ratio comfortably above minimum and very large liquidity buffers give Citi the structural ability to return capital while funding investments. This capital flexibility supports strategic optionality and sustained shareholder distributions without immediately compromising regulatory cushions.
Transformation And AI AdoptionWidespread AI deployment and validated transformation work indicate lasting efficiency and product-speed gains. Structural improvements in processes, talent and tech can lower operating costs, shorten time-to-market for products and strengthen competitive positioning over the next several quarters.
Bears Say
Persistent Negative Cash FlowMulti-year negative operating and free cash flow materially reduce Citi's internal funding capacity. Even with balance-sheet nuances for banks, persistent cash outflows limit organic investment funding, heighten reliance on wholesale funding or capital actions, and weaken long-term financial flexibility.
Elevated LeverageHigher leverage versus recent years increases sensitivity to credit and market shocks and compresses the margin for error. Although capital ratios are adequate, rising debt-to-equity and only mid-level ROE constrain resilience and could limit strategic investment or increase cost of capital in stressed environments.
High Consumer Card Credit CostsSustained elevated net charge-offs in the US cards business imply portfolio vulnerability and higher reserve needs. Persistent card losses reduce net interest margin and earnings power, and could force higher provisioning or constrain future card growth and profitability over multiple quarters.
Citigroup News
C FAQ
What was Citigroup Inc’s price range in the past 12 months?
Citigroup Inc lowest stock price was $87.94 and its highest was $147.96 in the past 12 months.
What is Citigroup Inc’s market cap?
Citigroup Inc’s market cap is $225.87B.
When is Citigroup Inc’s upcoming earnings report date?
Citigroup Inc’s upcoming earnings report date is Oct 13, 2026 which is in 86 days.
How were Citigroup Inc’s earnings last quarter?
Citigroup Inc released its earnings results on Jul 14, 2026. The company reported $3.15 earnings per share for the quarter, beating the consensus estimate of $2.739 by $0.411.
Is Citigroup Inc overvalued?
According to Wall Street analysts Citigroup Inc’s price is currently Undervalued.
Does Citigroup Inc pay dividends?
Citigroup Inc pays a Quarterly dividend of $0.6 which represents an annual dividend yield of 1.94%. See more information on Citigroup Inc dividends here
What is Citigroup Inc’s EPS estimate?
Citigroup Inc’s EPS estimate is 2.7.
How many shares outstanding does Citigroup Inc have?
Citigroup Inc has 1,714,907,500 shares outstanding.
What happened to Citigroup Inc’s price movement after its last earnings report?
Citigroup Inc reported an EPS of $3.15 in its last earnings report, beating expectations of $2.739. Following the earnings report the stock price went down -5.287%.
Which hedge fund is a major shareholder of Citigroup Inc?
Currently, no hedge funds are holding shares in C
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Citigroup Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$155.77 (17.85% Upside)
$155.77 (17.85% Upside)
Blogger Sentiment
Bullish
C Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Decreased
By 2.1M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $265.3K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days >0.1%
Last 30 Days ▲ 3.1%
Last 30 Days ▲ 3.1%
News Sentiment
Very Bullish
Bullish news 88%
Bearish news 12%
Bearish news 12%
Technicals
SMA
Positive
20 days / 200 days
Momentum
42.11%
12-Months-Change
Fundamentals
Return on Equity
7.53%
Trailing 12-Months
Asset Growth
10.37%
Trailing 12-Months
Company Description
Citigroup Inc
Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Services, Markets, Banking, Wealth, U.S. Personal Banking (USPB), and All Other. The Services segment includes Treasury and Trade Solutions (TTS) which provides an integrated suite of tailored cash management, trade, and working capital solutions to multinational corporations, financial institutions and public sector organizations, and Securities Services, which offers cross-border support for clients, providing on-the-ground local market expertise, post-trade technologies, customized data solutions, and a wide range of securities services solutions that can be tailored to meet client needs. The Markets segment provides corporate, institutional, and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products, and commodities. The Banking segment offers Investment Banking and Corporate Lending services. The Wealth segment includes Private Bank, Wealth at Work, and Citigold and provides financial services to a range of client segments through banking, lending, mortgages, investment, custody, and trust product offerings. The USPB segment includes Branded Cards and Retail Services, which have proprietary card portfolios and co-branded card portfolios within Branded Cards, and co-brand and private label relationships within Retail Services. The All Other segment consists of activities not assigned to the reportable operating segments, including certain unallocated costs of global functions, other corporate expenses, and net treasury results. The company was founded in 1812 and is headquartered in New York, NY.
C Revenue Breakdown
70.16% Net interest income
29.84% Non-interest revenue
C Stock 12 Month Forecast
Average Price Target
$155.77
▲(17.85% Upside)
Technical Analysis
Ownership Overview
0.28% Insiders
21.61% Mutual Funds
0.35% Other Institutional Investors
55.96% Public Companies and Individual Investors