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Regional Management (RM)
NYSE:RM
RM Stock Chart & Stats
$40.13
-$0.17(-0.52%)
At close: 4:00 PM EST
$40.13
-$0.17(-0.52%)
Day’s Range― - ―
52-Week Range$25.41 - $46.00
Previous CloseN/A
Volume13.57K
Average Volume (3M)44.25K
Market Cap
$380.60M
Enterprise Value$1.71B
Total Cash (Recent Filing)$121.93M
Total Debt (Recent Filing)$1.55B
Price to Earnings (P/E)11.2
Beta0.89
Next Earnings
Nov 05, 2025EPS Estimate
1.43Last Dividend Ex-Date
Aug 20, 2025Dividend Yield3.09%
Share Statistics
EPS (TTM)1.03
Shares Outstanding9,799,066
10 Day Avg. Volume41,236
30 Day Avg. Volume44,253
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)0.92
Price to Sales (P/S)0.56
P/FCF Ratio1.24
Enterprise Value/Market Cap4.50
Enterprise Value/Revenue2.80
Enterprise Value/Gross Profit3.20
Enterprise Value/Ebitda11.77
Forecast
1Y Price Target
$44.00Price Target Upside9.64% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering0
Bulls Say, Bears Say
Bulls Say
Credit TrendsManagement confirmed that peak credit stress was reached in 2023 and guidance implies steadily improving credit trends in the coming quarters.
Loan GrowthThe company introduced its initial 2025 guidance, which points towards quicker loan growth for the year as credit continues to improve.
Bears Say
EarningsIncreased provisioning brings the 2025 EPS forecast down, and similar estimate reductions by the Street have led to the shares trading down.
Revenue YieldRevenue yield guidance is worse than consensus.
Regional Management News
RM FAQ
What was Regional Management’s price range in the past 12 months?
Regional Management lowest stock price was $25.41 and its highest was $46.00 in the past 12 months.
What is Regional Management’s market cap?
Regional Management’s market cap is $380.60M.
When is Regional Management’s upcoming earnings report date?
Regional Management’s upcoming earnings report date is Nov 05, 2025 which is in 21 days.
How were Regional Management’s earnings last quarter?
Regional Management released its earnings results on Jul 30, 2025. The company reported $1.03 earnings per share for the quarter, beating the consensus estimate of $0.723 by $0.307.
Is Regional Management overvalued?
According to Wall Street analysts Regional Management’s price is currently Undervalued.
Does Regional Management pay dividends?
Regional Management pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.09%. See more information on Regional Management dividends here
What is Regional Management’s EPS estimate?
Regional Management’s EPS estimate is 1.43.
How many shares outstanding does Regional Management have?
Regional Management has 9,799,066 shares outstanding.
What happened to Regional Management’s price movement after its last earnings report?
Regional Management reported an EPS of $1.03 in its last earnings report, beating expectations of $0.723. Following the earnings report the stock price went up 6.87%.
Which hedge fund is a major shareholder of Regional Management?
Currently, no hedge funds are holding shares in RM
Regional Management Stock Smart Score
Neutral
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$44.00 (9.64% Upside)
$44.00 (9.64% Upside)
Blogger Sentiment
Bearish
RM Sentiment 100%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Increased
By 4.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $55.5K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.38%
12-Months-Change
Fundamentals
Return on Equity
9.81%
Trailing 12-Months
Asset Growth
9.95%
Trailing 12-Months
Company Description
Regional Management
Regional Management (RM) is a financial services company that specializes in providing consumer and commercial loans primarily in the southeastern and southwestern United States. The company offers a range of financial products, including personal loans, auto loans, and retail financing solutions, catering to underserved markets and individuals who may have limited access to traditional banking services. RM operates through a network of branch locations and online platforms, focusing on customer service and flexible lending solutions.
RM Company Deck
RM Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflects a predominantly positive sentiment, with strong financial results, record growth in originations and portfolio size, and improved credit performance. The company demonstrated effective cost management and strategic expansion efforts. However, there were some challenges with increasing interest expenses and restructuring charges.View all RM earnings summariesTechnical Analysis
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Ownership Overview
30.66% Insiders
18.23% Mutual Funds
33.64% Other Institutional Investors
3.47% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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