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Regional Management (RM)
NYSE:RM
RM Stock Chart & Stats
Day’s Range― - ―
52-Week Range$25.41 - $37.52
Previous CloseN/A
Volume13.57K
Average Volume (3M)46.26K
Market Cap
$266.47M
Enterprise ValueN/A
Total Cash (Recent Filing)$4.16M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)8.2
Beta0.91
Next Earnings
Jul 30, 2025EPS Estimate
0.73Last Dividend Ex-Date
May 21, 2025Dividend Yield4.47%
Share Statistics
EPS (TTM)0.70
Shares Outstanding9,920,620
10 Day Avg. Volume43,910
30 Day Avg. Volume46,259
Financial Highlights & Ratios
PEG Ratio-0.35
Price to Book (P/B)0.74
Price to Sales (P/S)0.00
P/FCF Ratio1.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$30.00Price Target Upside13.46% Upside
Rating ConsensusHold
Number of Analyst Covering1
Regional Management News
PremiumCompany Announcements
Regional Management Amends Credit Agreement in May 2025
PremiumCompany Announcements
Regional Management’s Strong Start and Growth Plans for 2025
PremiumCompany Announcements
Regional Management Corp. Reports Strong Q1 2025 Results
PremiumPre-Earnings
Is RM a Buy, Before Earnings?
PremiumCompany Announcements
Regional Management Completes $265 Million Securitization
Bulls Say, Bears Say
Bulls Say
Credit TrendsManagement confirmed that peak credit stress was reached in 2023 and guidance implies steadily improving credit trends in the coming quarters.
Loan GrowthThe company introduced its initial 2025 guidance, which points towards quicker loan growth for the year as credit continues to improve.
Stock RepurchaseBoard of Directors has authorized a stock repurchase program allowing for the repurchase of up to $30 million effective immediately.
Bears Say
Earnings GuidanceIncreased provisioning brings the 2025 EPS forecast down, and similar estimate reductions by the Street have led to the shares trading down.
Market ValuationRM shares are trading below historical multiples of 10x, reflecting market concerns of Regional's loss rates and moderate growth trends.
Revenue YieldRevenue yield guidance is worse than consensus.
Options Prices
Currently, No data available
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Ownership Overview
29.05% Insiders
17.83% Mutual Funds
30.85% Other Institutional Investors
8.68% Public Companies and
Individual Investors
RM FAQ
What was Regional Management’s price range in the past 12 months?
Regional Management lowest stock price was $25.41 and its highest was $37.52 in the past 12 months.
What is Regional Management’s market cap?
Regional Management’s market cap is $266.47M.
When is Regional Management’s upcoming earnings report date?
Regional Management’s upcoming earnings report date is Jul 30, 2025 which is in 62 days.
How were Regional Management’s earnings last quarter?
Regional Management released its earnings results on Apr 30, 2025. The company reported $0.7 earnings per share for the quarter, beating the consensus estimate of $0.682 by $0.018.
Is Regional Management overvalued?
According to Wall Street analysts Regional Management’s price is currently Undervalued.
Does Regional Management pay dividends?
Regional Management pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 4.47%. See more information on Regional Management dividends here
What is Regional Management’s EPS estimate?
Regional Management’s EPS estimate is 0.73.
How many shares outstanding does Regional Management have?
Regional Management has 9,920,620 shares outstanding.
What happened to Regional Management’s price movement after its last earnings report?
Regional Management reported an EPS of $0.7 in its last earnings report, beating expectations of $0.682. Following the earnings report the stock price went down -16.145%.
Which hedge fund is a major shareholder of Regional Management?
Currently, no hedge funds are holding shares in RM
Regional Management Stock Smart Score
Underperform
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5
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8
9
10
Analyst Consensus
Hold
Average Price Target:
$30.00 (13.46% Upside)
$30.00 (13.46% Upside)
Hedge Fund Trend
Increased
By 968.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $35.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.12%
12-Months-Change
Fundamentals
Return on Equity
9.51%
Trailing 12-Months
Asset Growth
8.19%
Trailing 12-Months
Company Description
Regional Management
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally managed direct mail campaigns, digital partners, and retailers, as well as its consumer website. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.
RM Company Deck
RM Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a strong start to the year with record originations and successful branch expansion, alongside positive credit performance. However, the quarter faced challenges with increased expenses and economic uncertainties. Despite these challenges, the company remains optimistic about achieving its growth and income targets for 2025.Read More>RM Stock 12 Month Forecast
Average Price Target
$30.00
▲(13.46%Upside)
Technical Analysis
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