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MFIN Stock Chart & Stats
$11.72
$0.02(0.20%)
At close: 4:00 PM EDT
$11.72
$0.02(0.20%)
Day’s Range― - ―
52-Week Range$7.85 - $12.26
Previous Close$9.79
Volume15.44K
Average Volume (3M)65.11K
Market Cap
$253.25M
Enterprise Value$2.78B
Total Cash (Recent Filing)$275.92M
Total Debt (Recent Filing)$345.92M
Price to Earnings (P/E)8.0
Beta0.69
Next Earnings
Oct 29, 2026EPS Estimate
0.32Next Dividend Ex-DateN/A
Dividend Yield4.65%
Share Statistics
EPS (TTM)1.40
Shares Outstanding22,960,249
10 Day Avg. Volume62,265
30 Day Avg. Volume65,108
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.57
Price to Sales (P/S)0.66
P/FCF Ratio1.86
Enterprise Value/Market Cap10.96
Enterprise Value/Revenue8.04
Enterprise Value/Gross Profit9.68
Enterprise Value/Ebitda18.26
Forecast
1Y Price Target
$12.63Price Target Upside7.72% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.15
Revenue Forecast (FY)$246.38M
Bulls Say, Bears Say
Bulls Say
Loan And Origination GrowthMid-teens loan and asset growth, backed by record home-improvement and sharply higher recreation originations, expands the interest-earning portfolio and fee opportunity. Continued origination momentum and strong pricing support repeatable lending scale over the next several quarters.
Strong Cash GenerationVery strong TTM operating and free cash flow, together with improved cash coverage, gives Medallion more internal capacity to fund lending growth and meet obligations. If sustained, this supports resilience and reduces reliance on external capital while the loan book expands.
Scalable Partnership OriginationThe expanding partner network adds a scalable channel for loan generation and fee income beyond direct origination. Its contribution can broaden distribution, support portfolio growth, and improve operating leverage as Medallion adds partners without relying solely on its existing channels.
Bears Say
Elevated Recreation Credit LossesRecreation net charge-offs remain elevated, and higher credit losses can require heavier provisioning as this portfolio grows. Persistent deterioration would reduce the earnings contribution of high-yield loans, constrain capital available for expansion, and make future growth more costly.
Net Interest Margin PressureNet interest margin compression alongside higher borrowing and deposit costs threatens the spread that drives core interest income. Continued funding-cost pressure would limit how much loan growth converts into sustainable earnings and could require tighter pricing or capital discipline.
Rising Operating ExpensesOperating expenses are rising faster as Medallion invests in talent, servicing capacity, and platform enhancements. Although these investments may support growth, sustained cost escalation can dilute operating leverage and keep profitability below prior peaks while revenue scales.
Medallion Financial News
MFIN FAQ
What was Medallion Financial’s price range in the past 12 months?
Medallion Financial lowest stock price was $7.85 and its highest was $12.26 in the past 12 months.
What is Medallion Financial’s market cap?
Medallion Financial’s market cap is $253.25M.
When is Medallion Financial’s upcoming earnings report date?
Medallion Financial’s upcoming earnings report date is Oct 29, 2026 which is in 13 days.
How were Medallion Financial’s earnings last quarter?
Medallion Financial released its earnings results on Jul 29, 2026. The company reported $0.31 earnings per share for the quarter, beating the consensus estimate of $0.286 by $0.024.
Is Medallion Financial overvalued?
According to Wall Street analysts Medallion Financial’s price is currently Undervalued.
Does Medallion Financial pay dividends?
Medallion Financial pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 4.65%. See more information on Medallion Financial dividends here
What is Medallion Financial’s EPS estimate?
Medallion Financial’s EPS estimate is 0.32.
How many shares outstanding does Medallion Financial have?
Medallion Financial has 22,960,249 shares outstanding.
What happened to Medallion Financial’s price movement after its last earnings report?
Medallion Financial reported an EPS of $0.31 in its last earnings report, beating expectations of $0.286. Following the earnings report the stock price went up 1.713%.
Which hedge fund is a major shareholder of Medallion Financial?
Currently, no hedge funds are holding shares in MFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Medallion Financial Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$12.63 (7.72% Upside)
$12.63 (7.72% Upside)
Blogger Sentiment
Neutral
MFIN Sentiment 100%
Sector Average 63%
Sector Average 63%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
16.42%
12-Months-Change
Fundamentals
Return on Equity
8.86%
Trailing 12-Months
Asset Growth
11.66%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Medallion Financial
Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to companies across various industries, while additionally engaging in deposit-taking and other banking services. Established in 1995, Medallion Financial Corp. maintains its primary office in New York City, New York.
MFIN Company Deck
MFIN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong origination momentum and record net interest income, material loan and asset growth, successful partnership expansion, and continued shareholder-friendly capital deployment (dividend increase and buybacks). Key near-term negatives included elevated Day 1 provisions tied to rapid portfolio growth, higher operating expenses as the company invests in talent and technology, some NIM compression sequentially, and a decline in GAAP net income/EPS versus the prior year. Management presented the provision and temporary earnings impacts as expected and acceptable trade-offs for scalable growth and long-term shareholder value.View all MFIN earnings summariesMFIN Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$12.63
▲(7.72% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
23.48% Insiders
7.61% Mutual Funds
0.29% Other Institutional Investors
59.88% Public Companies and
Individual Investors









