Prog Holdings, Inc. (PRG)
NYSE:PRG
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PRG Stock Chart & Stats
$32.33
-$0.71(-1.68%)
At close: 4:00 PM EST
$32.33
-$0.71(-1.68%)
Day’s Range― - ―
52-Week Range$25.80 - $41.14
Previous CloseN/A
Volume81.55K
Average Volume (3M)427.64K
Market Cap
$1.74B
Enterprise Value$2.36B
Total Cash (Recent Filing)$79.50M
Total Debt (Recent Filing)$936.12M
Price to Earnings (P/E)11.7
Beta1.24
Next Earnings
Jul 29, 2026EPS Estimate
0.95Next Dividend Ex-DateN/A
Dividend Yield1.72%
Share Statistics
EPS (TTM)3.71
Shares Outstanding40,065,563
10 Day Avg. Volume444,043
30 Day Avg. Volume427,644
Financial Highlights & Ratios
PEG Ratio-0.38
Price to Book (P/B)1.58
Price to Sales (P/S)0.49
P/FCF Ratio3.64
Enterprise Value/Market Cap1.36
Enterprise Value/Revenue0.94
Enterprise Value/Gross Profit2.64
Enterprise Value/Ebitda1.32
Forecast
1Y Price Target
$47.90Price Target Upside48.16% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)4.29
Revenue Forecast (FY)$3.05B
Bulls Say, Bears Say
Bulls Say
Cash Generation And Earnings QualityPROG generates strong operating cash flow with free cash flow broadly tracking earnings, which supports durable capital allocation (dividends, buybacks, M&A) and reduces reliance on external financing. Sustained cash conversion underpins long-term financial flexibility and resilience.
Capital Structure Improvement / DeleveragingMeaningful recourse-debt paydown and movement into target leverage improve interest-cost visibility and optionality for growth or shareholder returns. Sustained deleveraging strengthens liquidity and lowers refinancing risk, supporting durable balance-sheet stability.
High-growth, Profitable New Segment (Four)Four's triple-digit growth and strong margins diversify revenue away from legacy leasing, expanding addressable market and improving margin mix. A scalable subscriber-driven model and high take-rates create a durable, higher-margin growth engine for the company.
Bears Say
Core Progressive Leasing ContractionThe core Progressive Leasing business is the largest revenue driver; sustained GMV and portfolio declines reduce scale and pressure fixed-cost absorption. Persistent contraction can erode margins, cash generation, and the firm's ability to fund growth or maintain returns without offsetting gains elsewhere.
Purchasing Power Funding And Profit VolatilityPurchasing Power's dependence on ABS markets exposes its profitability and growth to funding availability and rate cycles. Coupled with seasonal backloading and near-breakeven early profitability, funding shocks or cost increases can quickly compress margins and stall scale economics.
Top-line Decline And Weakening FCF MomentumA sharp trailing‑12‑month revenue drop reduces operating leverage and has coincided with negative free‑cash‑flow momentum. Persistent top‑line weakness impairs reinvestment capacity, risks higher SG&A ratios, and limits sustained capital returns absent a durable recovery.
PROG Holdings News
PRG FAQ
What was Prog Holdings, Inc.’s price range in the past 12 months?
Prog Holdings, Inc. lowest stock price was $25.80 and its highest was $41.14 in the past 12 months.
What is Prog Holdings, Inc.’s market cap?
Prog Holdings, Inc.’s market cap is $1.74B.
When is Prog Holdings, Inc.’s upcoming earnings report date?
Prog Holdings, Inc.’s upcoming earnings report date is Jul 29, 2026 which is in 32 days.
How were Prog Holdings, Inc.’s earnings last quarter?
Prog Holdings, Inc. released its earnings results on Apr 29, 2026. The company reported $1.24 earnings per share for the quarter, beating the consensus estimate of $0.796 by $0.444.
Is Prog Holdings, Inc. overvalued?
According to Wall Street analysts Prog Holdings, Inc.’s price is currently Undervalued.
Does Prog Holdings, Inc. pay dividends?
Prog Holdings, Inc. pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 1.72%. See more information on Prog Holdings, Inc. dividends here
What is Prog Holdings, Inc.’s EPS estimate?
Prog Holdings, Inc.’s EPS estimate is 0.95.
How many shares outstanding does Prog Holdings, Inc. have?
Prog Holdings, Inc. has 40,065,563 shares outstanding.
What happened to Prog Holdings, Inc.’s price movement after its last earnings report?
Prog Holdings, Inc. reported an EPS of $1.24 in its last earnings report, beating expectations of $0.796. Following the earnings report the stock price went up 24.1%.
Which hedge fund is a major shareholder of Prog Holdings, Inc.?
Currently, no hedge funds are holding shares in PRG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PROG Holdings Stock Smart Score
Outperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$47.90 (48.16% Upside)
$47.90 (48.16% Upside)
Blogger Sentiment
Bullish
PRG Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 44.7K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 7.6%
Last 30 Days ▼ 7.6%
Technicals
SMA
Positive
20 days / 200 days
Momentum
51.93%
12-Months-Change
Fundamentals
Return on Equity
20.48%
Trailing 12-Months
Asset Growth
38.95%
Trailing 12-Months
Company Description
Prog Holdings, Inc.
PROG Holdings, Inc. functions as a multi-channel financial services firm, specializing in lease-to-own programs for individuals with limited credit access or those traditionally considered underserved. The company's operations are divided into two distinct segments. The Progressive Leasing division provides customers with rent-to-own options for a diverse array of merchandise, such as furniture, household appliances, electronic gadgets, jewelry, mobile phones and their accessories, mattresses, and automobile electronics and fittings. These services are delivered through various touchpoints, including in-store, mobile, and online channels, often in collaboration with point-of-sale and e-commerce retail partners. Meanwhile, the Vive segment extends "second-chance" and revolving credit solutions, utilizing both its own and co-branded credit cards. These offerings are specifically tailored for consumers who might not qualify for conventional prime credit facilities. Across 49 U.S. states and the District of Columbia, PROG Holdings' lease-purchase solutions are made available through a vast network of approximately 24,000 third-party retail partner locations and their corresponding e-commerce platforms. Founded in 1955 and based in Draper, Utah, the company underwent a name change from Aaron's Holdings Company, Inc. to PROG Holdings, Inc. in December 2020.
PRG Company Deck
PRG Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveys a broadly positive tone: strong consolidated GMV (+54% YoY), revenue and earnings outperformance, triple-digit growth and profitability at Four, progress on deleveraging into target leverage, and an upward revision to full-year guidance. Offsetting items include a still-recovering Progressive Leasing portfolio (revenue decline and portfolio contraction), Purchasing Power remaining near breakeven with seasonal backloaded performance, and macroeconomic headwinds (e.g., higher gas prices) that require monitoring. Management emphasized durable portfolio health, AI and digital investments that are driving conversion and efficiency, and disciplined capital allocation. Overall, the highlights (meaningful growth, margin expansion, deleveraging, raised guidance, and tech/AI wins) materially outweigh the lowlights (leasing headwinds, seasonality at Purchasing Power, and macro risks).View all PRG earnings summariesPRG Revenue Breakdown
96.90% Progressive Leasing
2.86% Vive
0.24% Other
PRG Stock 12 Month Forecast
Average Price Target
$47.90
▲(48.16% Upside)
Technical Analysis
Ownership Overview
3.73% Insiders
29.27% Mutual Funds
21.97% Other Institutional Investors
13.98% Public Companies and
Individual Investors