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ZUU Co., Ltd.
(4387)
Select Model
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Rating:42Neutral
Price Target:
¥451.00
▼(-28.07% Downside)
Action:Reiterated
Date:05/18/26
The score is weighed down primarily by deteriorating financial performance (return to sizable losses, higher leverage, and two consecutive years of negative operating/free cash flow). Technicals add pressure with a clear downtrend and negative MACD, while valuation offers limited support due to negative earnings and no provided dividend yield.
Positive Factors
Diversified fintech & media model
ZUU's dual model (consumer financial media plus B2B digital customer-acquisition services) creates multiple revenue channels and cross-sell potential. This structural mix leverages content and lead-gen assets, supporting recurring demand and resilience versus single-product firms.
Negative Factors
Revenue decline and net loss
A 7.6% revenue drop and a ~-15% net margin reflect durable demand or execution weakness that undermines core profitability. Persistent negative earnings reduce retained capital for growth, weaken investor confidence, and make multi-year recovery more challenging.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified fintech & media model
ZUU's dual model (consumer financial media plus B2B digital customer-acquisition services) creates multiple revenue channels and cross-sell potential. This structural mix leverages content and lead-gen assets, supporting recurring demand and resilience versus single-product firms.
Read all positive factors
ZUU Co., Ltd. (4387) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥2.25B
Dividend YieldN/A
Average Volume (3M)14.59K
Price to Earnings (P/E)―
Beta (1Y)0.41
Revenue Growth-12.41%
EPS Growth-431.47%
CountryJP
Employees149
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-24.09
Shares Outstanding4,749,860
10 Day Avg. Volume17,220
30 Day Avg. Volume14,593
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)2.66
Price to Sales (P/S)1.10
P/FCF Ratio-13.52
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
ZUU Co., Ltd. Business Overview & Revenue Model
Company Description
ZUU Co.,Ltd. is a financial technology (fintech) enterprise that maintains platforms in both Japan and Singapore. The company's services encompass specialized fintech support, the PDCA Cloud Software-as-a-Service (SaaS) which helps improve organiz...
How the Company Makes Money
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ZUU Co., Ltd. Financial Statement Overview
Summary
Income Statement
34
Negative
Balance Sheet
45
Neutral
Cash Flow
28
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.84B | 2.62B | 2.99B | 2.90B | 3.40B | 3.38B |
| Gross Profit | 1.76B | 1.47B | 1.96B | 1.90B | 2.43B | 2.43B |
| EBITDA | -211.50M | -113.76M | 727.89M | 33.41M | 190.21M | -252.45M |
| Net Income | -113.72M | -398.11M | 120.10M | -45.16M | 90.03M | -230.72M |
Balance Sheet | ||||||
| Total Assets | 9.31B | 17.45B | 9.65B | 9.33B | 3.07B | 2.01B |
| Cash, Cash Equivalents and Short-Term Investments | 1.94B | 1.77B | 2.65B | 1.84B | 1.49B | 1.04B |
| Total Debt | 566.75M | 870.44M | 297.18M | 260.48M | 125.67M | 19.17M |
| Total Liabilities | 2.45B | 5.58B | 3.35B | 4.41B | 1.71B | 812.07M |
| Stockholders Equity | 1.22B | 1.09B | 1.39B | 1.30B | 1.34B | 1.19B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -213.58M | -773.81M | 87.93M | 399.88M | -194.26M |
| Operating Cash Flow | 0.00 | -213.26M | -737.65M | 120.56M | 409.85M | -186.42M |
| Investing Cash Flow | 0.00 | 765.23M | -564.03M | -3.09B | -106.64M | -88.56M |
| Financing Cash Flow | 0.00 | -1.21B | 2.08B | 3.31B | 154.28M | 56.60M |
ZUU Co., Ltd. Technical Analysis
Negative
627.00
Price Trends
515.64
Negative
585.89
Negative
612.47
Negative
Market Momentum
-13.42
Negative
37.55
Neutral
25.10
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4387, the sentiment is Negative. The current price of 627 is above the 20-day moving average (MA) of 481.20, above the 50-day MA of 515.64, and above the 200-day MA of 612.47, indicating a bearish trend. The MACD of -13.42 indicates Negative momentum. The RSI at 37.55 is Neutral, neither overbought nor oversold. The STOCH value of 25.10 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:4387.
ZUU Co., Ltd. Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | ¥4.74B | 8.89 | ― | 2.20% | 21.20% | 126.40% | |
70 Outperform | ¥9.14B | 14.89 | ― | 1.48% | 12.08% | 12.33% | |
70 Outperform | ¥23.70B | 10.79 | ― | 4.58% | 6.58% | 35.23% | |
65 Neutral | ¥7.77B | 116.63 | ― | ― | 4.31% | -77.64% | |
64 Neutral | ¥30.19B | 14.92 | ― | ― | 32.07% | 349.54% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
42 Neutral | ¥2.25B | -5.55 | ― | ― | -12.41% | -431.47% |
* Technology Sector Average
JP:4387
ZUU Co., Ltd.
455.00
-246.00
-35.09%
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BASE, Inc.
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-122.28
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PCA Corporation
1,278.00
-425.67
-24.99%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.