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SBFC Stock Chart & Stats
₹92.13
-₹1.80(-1.95%)
At close: 4:00 PM EDT
₹92.13
-₹1.80(-1.95%)
Day’s Range― - ―
52-Week Range₹79.61 - ₹123.00
Previous CloseN/A
Volume2.68M
Average Volume (3M)144.34K
Market Cap
₹90.14B
Enterprise Value₹172.94B
Total Cash (Recent Filing)₹16.64B
Total Debt (Recent Filing)₹88.58B
Price to Earnings (P/E)18.6
Beta1.12
Next Earnings
Oct 24, 2026EPS Estimate
1.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.38
Shares Outstanding1,109,022,600
10 Day Avg. Volume199,473
30 Day Avg. Volume144,340
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)2.46
Price to Sales (P/S)5.52
P/FCF Ratio-4.81
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.98
Revenue Forecast (FY)₹14.12B
Bulls Say, Bears Say
Bulls Say
Revenue And Profit GrowthStrong multi-year revenue and net-income growth indicates expanding lending activity and improving earnings scale. The acceleration in 2026 supports near-term business momentum, while the broader trend suggests SBFC is building a larger earnings base that can support continued investment and operating expansion.
Secured MSME Lending ModelThe company targets underserved and underbanked MSMEs with secured credit, addressing a persistent financing need among small businesses. Collateral-backed lending and branch-led distribution provide a defined operating model for reaching customers and expanding the loan franchise over time.
Growing Equity BaseThe substantial increase in equity provides a stronger capital base for supporting loan growth and absorbing normal credit-cycle pressures. Although expansion remains partly balance-sheet-driven, greater equity gives SBFC more capacity to grow assets while improving its ability to support a larger lending platform.
Bears Say
Persistent Cash BurnConsistently negative operating and free cash flow means reported growth is not converting into internally generated cash. SBFC must therefore continue relying on funding access and balance-sheet capacity to sustain loan expansion, increasing exposure to liquidity constraints if funding conditions become less favorable.
Meaningful LeverageRapid debt growth alongside asset expansion shows that SBFC’s scaling model depends materially on borrowed funding. Even with improved debt-to-equity levels, meaningful leverage can increase financing obligations and reduce flexibility if growth slows, credit costs rise, or access to funding weakens.
Reported Profitability VolatilityInconsistent operating-profit measures reduce confidence in the reliability and comparability of reported profitability across periods. This makes it harder to assess the underlying earnings trend and determine how much of recent performance reflects durable operating improvement versus accounting or period-specific effects.
SBFC Finance Limited News
SBFC FAQ
What was SBFC Finance Limited’s price range in the past 12 months?
SBFC Finance Limited lowest stock price was ₹79.61 and its highest was ₹123.00 in the past 12 months.
What is SBFC Finance Limited’s market cap?
SBFC Finance Limited’s market cap is ₹90.14B.
When is SBFC Finance Limited’s upcoming earnings report date?
SBFC Finance Limited’s upcoming earnings report date is Oct 24, 2026 which is tomorrow.
How were SBFC Finance Limited’s earnings last quarter?
SBFC Finance Limited released its earnings results on Jul 25, 2026. The company reported ₹1.2 earnings per share for the quarter, beating the consensus estimate of ₹1.1 by ₹0.1.
Is SBFC Finance Limited overvalued?
According to Wall Street analysts SBFC Finance Limited’s price is currently Overvalued.
Does SBFC Finance Limited pay dividends?
SBFC Finance Limited does not currently pay dividends.
What is SBFC Finance Limited’s EPS estimate?
SBFC Finance Limited’s EPS estimate is 1.2.
How many shares outstanding does SBFC Finance Limited have?
SBFC Finance Limited has 1,109,022,600 shares outstanding.
What happened to SBFC Finance Limited’s price movement after its last earnings report?
SBFC Finance Limited reported an EPS of ₹1.2 in its last earnings report, beating expectations of ₹1.1. Following the earnings report the stock price went up 3.991%.
Which hedge fund is a major shareholder of SBFC Finance Limited?
Currently, no hedge funds are holding shares in IN:SBFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SBFC Finance Limited
SBFC Finance Limited operates as a financial services provider, delivering a range of funding solutions. The company's primary offerings include secure credit facilities for Micro, Small, and Medium Enterprises (MSMEs) and loans backed by gold. Additionally, it extends loan portfolio management expertise to various third-party financial institutions, such as private, public, and international banks, mutual funds, and asset reconstruction companies. SBFC Finance caters to a diverse clientele, including individual customers, entrepreneurs, and MSMEs. Established in 2008, the firm maintains its headquarters in Mumbai, India, and functions as a subsidiary of SBFC Holdings Pte. Ltd.
Technical Analysis
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