Five-Star Business Finance Limited (IN:FIVESTAR)
:FIVESTAR
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FIVESTAR Stock Chart & Stats
₹532.30
-₹2.00(-0.28%)
At close: 4:00 PM EST
₹532.30
-₹2.00(-0.28%)
Day’s Range― - ―
52-Week Range₹338.05 - ₹827.00
Previous CloseN/A
Volume83.79K
Average Volume (3M)56.59K
Market Cap
₹124.23B
Enterprise Value₹191.91B
Total Cash (Recent Filing)₹22.25B
Total Debt (Recent Filing)₹83.76B
Price to Earnings (P/E)11.3
Beta0.88
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.36%
Share Statistics
EPS (TTM)37.61
Shares Outstanding295,179,780
10 Day Avg. Volume28,179
30 Day Avg. Volume56,591
Financial Highlights & Ratios
PEG Ratio4.95
Price to Book (P/B)1.41
Price to Sales (P/S)3.20
P/FCF Ratio7.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)41.37
Revenue Forecast (FY)₹28.97B
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilitySustained very high net margins and rising net income provide durable internal earnings power, supporting reinvestment and loss absorption. For an NBFC this improves capacity to fund growth, maintain credit reserves and generate shareholder returns without immediate reliance on external capital.
Secured Lending Focus To Underserved BorrowersA business model focused on secured loans to underbanked micro/small enterprises creates durable demand and collateral-backed recoveries. Collateral reduces long-term credit loss volatility and supports higher recoveries, strengthening sustainable net interest margins and franchise resilience.
Balance Sheet Expansion And Healthy ROEMeaningful asset and equity growth with mid-teens ROE indicates efficient capital deployment and scalable origination. This supports sustained earnings generation and the ability to grow the loan book without proportionally diluting returns, a durable positive for medium-term franchise value.
Bears Say
Weak, Volatile Operating Cash FlowMulti-year negative operating and free cash flows undermine funding resilience and raise dependence on external financing. The large FY2026 swing improves headline cash generation but the prior volatility suggests earnings may not reliably convert to cash, increasing refinancing and liquidity risk.
Rising LeverageMaterial increase in leverage reduces balance-sheet flexibility and amplifies downside risk from credit stress or higher funding costs. For an NBFC that relies on external funding, elevated debt levels raise interest expense sensitivity and constrain capacity to absorb loan losses without aggressive capital raising.
Slowing Revenue Growth And Margin ModerationDecelerating top-line expansion and softer margins may indicate market saturation, pricing pressure, or higher funding costs. Slower revenue and compressed margins reduce future earnings leverage and the firm's buffer to fund provisions or invest in originations, limiting durable earnings growth.
Five-Star Business Finance Limited News
FIVESTAR FAQ
What was Five-Star Business Finance Limited’s price range in the past 12 months?
Five-Star Business Finance Limited lowest stock price was ₹338.05 and its highest was ₹827.00 in the past 12 months.
What is Five-Star Business Finance Limited’s market cap?
Five-Star Business Finance Limited’s market cap is ₹124.23B.
When is Five-Star Business Finance Limited’s upcoming earnings report date?
Five-Star Business Finance Limited’s upcoming earnings report date is Aug 04, 2026 which is in 55 days.
How were Five-Star Business Finance Limited’s earnings last quarter?
Five-Star Business Finance Limited released its earnings results on Apr 28, 2026. The company reported ₹9.1 earnings per share for the quarter, missing the consensus estimate of ₹9.9 by -₹0.8.
Is Five-Star Business Finance Limited overvalued?
According to Wall Street analysts Five-Star Business Finance Limited’s price is currently Overvalued.
Does Five-Star Business Finance Limited pay dividends?
Five-Star Business Finance Limited pays a Notavailable dividend of ₹2 which represents an annual dividend yield of 0.36%. See more information on Five-Star Business Finance Limited dividends here
What is Five-Star Business Finance Limited’s EPS estimate?
Five-Star Business Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Five-Star Business Finance Limited have?
Five-Star Business Finance Limited has 295,179,780 shares outstanding.
What happened to Five-Star Business Finance Limited’s price movement after its last earnings report?
Five-Star Business Finance Limited reported an EPS of ₹9.1 in its last earnings report, missing expectations of ₹9.9. Following the earnings report the stock price went down -2.035%.
Which hedge fund is a major shareholder of Five-Star Business Finance Limited?
Currently, no hedge funds are holding shares in IN:FIVESTAR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Five-Star Business Finance Limited
Operating within India, Five-Star Business Finance Limited is a financial institution that provides a range of lending services. These services encompass financing for business operations, home improvement and extension initiatives, and various other mortgage-backed credit needs. The company, which was established in 1984, adopted its present name, Five-Star Business Finance Limited, in July 2016; it was formerly known as Five Star Business Credits Limited. Its principal office is situated in Chennai, India.
Technical Analysis
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