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Aadhar Housing Finance Ltd (AADHARHFC) Price & Analysis

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AADHARHFC Stock Chart & Stats

₹477.90

-₹1.55(-0.37%)

At close: Jan 08 4:00 PM EST

₹477.90

-₹1.55(-0.37%)

Day’s Range― - ―

52-Week Range₹425.05 - ₹563.00

Previous CloseN/A

Volume21.57K

Average Volume (3M)26.91K

Market Cap

₹218.23B

Enterprise Value₹375.89K

Total Cash (Recent Filing)₹17.87B

Total Debt (Recent Filing)₹175.45B

Price to Earnings (P/E)18.6

Beta0.89

Next Earnings

Nov 05, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)11.88

Shares Outstanding437,337,130

10 Day Avg. Volume15,268

30 Day Avg. Volume26,909

Financial Highlights & Ratios

PEG Ratio0.98

Price to Book (P/B)2.58

Price to Sales (P/S)5.28

P/FCF Ratio11.79

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)30.48

Revenue Forecast (FY)₹26.77B

Bulls Say, Bears Say

Bulls Say

Multi-year Revenue And ProfitabilitySustained top-line expansion with high net margins and steady net income indicates durable core profitability. Mid‑teens ROE shows efficient capital deployment for a mortgage lender, supporting reinvestment and resilience versus peers over the medium term.

Improved Cash Generation In FY2026The FY2026 swing to positive operating and free cash flow that roughly matches net income materially strengthens self‑funding capacity. If sustained, this reduces dependence on external funding and improves ability to service debt and invest in origination over coming quarters.

Branch-led Focus On Underserved MarketsConcentrated origination in semi‑urban/rural, low‑/mid‑income segments creates a structural niche with less competition from large urban lenders. A branch-led model supports customer acquisition and retention, aiding steady loan growth and diversification of deposit/funding sources.

Bears Say

Elevated LeveragePersistently high debt funding raises sensitivity to interest‑rate moves and wholesale funding shocks. Elevated leverage reduces financial flexibility, increases refinancing and liquidity risk, and can amplify earnings volatility if credit costs rise or growth slows.

Historically Inconsistent Cash ConversionLarge year‑to‑year cash flow swings undermine confidence in recurring cash generation. Inconsistent conversion forces reliance on balance sheet funding in weak years, complicates capital planning and provisioning, and raises the probability of funding stress in adverse cycles.

Volatile Revenue Growth / Comparability NoiseMaterial variability in reported growth and an outsized FY2026 amount suggest one‑offs or comparability effects. This makes underlying organic growth harder to assess, complicates forecasting and capital allocation, and increases risk that growth will normalize lower.

Aadhar Housing Finance Ltd News

Aadhar Housing Finance Publishes Q1 FY27 Unaudited Results in Newspapers

Aadhar Housing Finance Ltd ( ($IN:AADHARHFC) ) has provided an announcement. Aadhar Housing Finance has informed the stock...

16d ago

Aadhar Housing Finance Raises Rs 250 Crore via Secured NCD Issue

Aadhar Housing Finance Ltd ( ($IN:AADHARHFC) ) just unveiled an announcement. Aadhar Housing Finance Ltd has raised Rs...

2M ago

Blackstone (BX) Bags Record-Shattering $13 Billion Private Equity Fund in Asia

Blackstone ($BX), an alternative asset manager, has raised $13.1 billion for Blackstone Capital Partners Asia III, marking its...

3M ago

Aadhar Housing Finance to Engage Investors at Chennai Non-Deal Roadshow on 29 May 2026

The latest announcement is out from Aadhar Housing Finance Ltd ( ($IN:AADHARHFC) ). Aadhar Housing Finance has announced...

3M ago

Aadhar Housing Finance Affirms No Deviation in Use of Debt and Equity Issue Proceeds

Aadhar Housing Finance Ltd ( ($IN:AADHARHFC) ) just unveiled an announcement. Aadhar Housing Finance Ltd reported that proceeds...

4M ago

Aadhar Housing Finance posts strong FY26 growth with robust asset quality

Aadhar Housing Finance Ltd ( ($IN:AADHARHFC) ) has provided an update. Aadhar Housing Finance reported strong growth for...

4M ago

Aadhar Housing Finance Grants Over 4.3 Lakh Employee Stock Options Under ESOP 2025

The latest announcement is out from Aadhar Housing Finance Ltd ( ($IN:AADHARHFC) ). Aadhar Housing Finance has approved...

4M ago

Aadhar Housing Finance sets May 5 earnings call with investors

Aadhar Housing Finance Ltd ( ($IN:AADHARHFC) ) has issued an announcement. Aadhar Housing Finance Ltd, a specialist in...

4M ago

Aadhar Housing Finance Expands Equity Base via ESOP Share Allotment

Aadhar Housing Finance Ltd ( ($IN:AADHARHFC) ) has issued an announcement. Aadhar Housing Finance Ltd has allotted 796,299...

6M ago

No Shares Tendered So Far in Aadhar Housing Finance Open Offer Managed by JM Financial

Aadhar Housing Finance Ltd ( ($IN:AADHARHFC) ) has issued an announcement. JM Financial Limited, acting as manager to...

6M ago

AADHARHFC FAQ

What was Aadhar Housing Finance Ltd’s price range in the past 12 months?

Aadhar Housing Finance Ltd lowest stock price was ₹425.05 and its highest was ₹563.00 in the past 12 months.

What is Aadhar Housing Finance Ltd’s market cap?

Aadhar Housing Finance Ltd’s market cap is ₹218.23B.

When is Aadhar Housing Finance Ltd’s upcoming earnings report date?

Aadhar Housing Finance Ltd’s upcoming earnings report date is Nov 05, 2026 which is in 79 days.

How were Aadhar Housing Finance Ltd’s earnings last quarter?

Aadhar Housing Finance Ltd released its earnings results on Jul 31, 2026. The company reported ₹6.235 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is Aadhar Housing Finance Ltd overvalued?

According to Wall Street analysts Aadhar Housing Finance Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Aadhar Housing Finance Ltd pay dividends?

Aadhar Housing Finance Ltd does not currently pay dividends.

What is Aadhar Housing Finance Ltd’s EPS estimate?

Aadhar Housing Finance Ltd’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Aadhar Housing Finance Ltd have?

Aadhar Housing Finance Ltd has 437,337,130 shares outstanding.

What happened to Aadhar Housing Finance Ltd’s price movement after its last earnings report?

Aadhar Housing Finance Ltd reported an EPS of ₹6.235 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.486%.

Which hedge fund is a major shareholder of Aadhar Housing Finance Ltd?

Currently, no hedge funds are holding shares in IN:AADHARHFC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Aadhar Housing Finance Ltd

Aadhar Housing Finance Limited is an Indian financial institution dedicated to providing housing finance solutions. The company offers a broad spectrum of lending products, including funding for the purchase and construction of homes, financing for land acquisition and development, loans for home renovations and expansions, and credit for constructing or acquiring commercial properties. Furthermore, it extends loans secured by residential real estate and other types of property, along with various associated services. Its customer base is diverse, serving individuals, corporations, societies, and other organized groups. Established in 1990 and based in Mumbai, India, the firm operated as DHFL Vysya Housing Finance Limited until it adopted its current name in August 2017. Aadhar Housing Finance Limited functions as a subsidiary of Bcp Topco VII Pte. Ltd.