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Aadhar Housing Finance Ltd (IN:AADHARHFC)
:AADHARHFC
India Market
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Aadhar Housing Finance Ltd (AADHARHFC) Price & Analysis

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AADHARHFC Stock Chart & Stats

₹477.90
-₹1.55(-0.37%)
At close: 4:00 PM EST
₹477.90
-₹1.55(-0.37%)

Bulls Say, Bears Say

Bulls Say
Sustained Revenue And Earnings GrowthThe multi-year expansion in revenue and net income indicates increasing lending scale and earnings capacity. This growth provides a stronger base for reinvestment, distribution expansion, and future profit generation, although the pace should continue to be assessed for consistency.
Resilient ProfitabilityStable net margins and mid-teens return on equity demonstrate that the company has converted its growing mortgage platform into consistent profitability. Maintaining these levels would support internal capital formation and help absorb normal fluctuations in funding costs or credit conditions.
Broad Retail Housing-Finance ReachA branch-led model focused on underserved housing borrowers gives Aadhar a defined market position within retail mortgages. Exposure to smaller towns and semi-urban or rural markets can support durable origination opportunities as housing-credit access broadens across these customer segments.
Bears Say
Elevated Balance-Sheet LeverageHigh leverage increases the company’s sensitivity to funding costs, refinancing conditions, and credit-cycle stress. It also limits financial flexibility because a greater share of operating performance must support funding obligations, making sustained asset growth more dependent on reliable access to capital.
Inconsistent Cash ConversionThe FY2026 cash-flow rebound is encouraging, but several prior years of negative operating and free cash flow show that earnings have not converted consistently into cash. Such volatility can increase reliance on balance-sheet funding and weaken planning confidence during less favorable periods.
Volatile Revenue Growth TrajectoryStrong cumulative growth is tempered by uneven annual growth rates, which may reflect comparability noise or one-off effects rather than a smooth underlying trajectory. This makes future expansion harder to forecast and increases the need to verify that growth is sustained across subsequent reporting periods.

Aadhar Housing Finance Ltd News

AADHARHFC FAQ

What was Aadhar Housing Finance Ltd’s price range in the past 12 months?
Aadhar Housing Finance Ltd lowest stock price was ₹425.05 and its highest was ₹563.00 in the past 12 months.
    What is Aadhar Housing Finance Ltd’s market cap?
    Aadhar Housing Finance Ltd’s market cap is ₹194.47B.
      When is Aadhar Housing Finance Ltd’s upcoming earnings report date?
      Aadhar Housing Finance Ltd’s upcoming earnings report date is Nov 05, 2026 which is in 23 days.
        How were Aadhar Housing Finance Ltd’s earnings last quarter?
        Aadhar Housing Finance Ltd released its earnings results on Jul 31, 2026. The company reported ₹6.25 earnings per share for the quarter.
          Is Aadhar Housing Finance Ltd overvalued?
          According to Wall Street analysts Aadhar Housing Finance Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Aadhar Housing Finance Ltd pay dividends?
            Aadhar Housing Finance Ltd does not currently pay dividends.
            What is Aadhar Housing Finance Ltd’s EPS estimate?
            Aadhar Housing Finance Ltd’s EPS estimate is 6.8.
              How many shares outstanding does Aadhar Housing Finance Ltd have?
              Aadhar Housing Finance Ltd has 438,393,160 shares outstanding.
                What happened to Aadhar Housing Finance Ltd’s price movement after its last earnings report?
                Aadhar Housing Finance Ltd reported an EPS of ₹6.25 in its last earnings report. Following the earnings report the stock price went up 0.486%.
                  Which hedge fund is a major shareholder of Aadhar Housing Finance Ltd?
                  Currently, no hedge funds are holding shares in IN:AADHARHFC
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Aadhar Housing Finance Ltd

                    Aadhar Housing Finance Limited is an Indian financial institution dedicated to providing housing finance solutions. The company offers a broad spectrum of lending products, including funding for the purchase and construction of homes, financing for land acquisition and development, loans for home renovations and expansions, and credit for constructing or acquiring commercial properties. Furthermore, it extends loans secured by residential real estate and other types of property, along with various associated services. Its customer base is diverse, serving individuals, corporations, societies, and other organized groups. Established in 1990 and based in Mumbai, India, the firm operated as DHFL Vysya Housing Finance Limited until it adopted its current name in August 2017. Aadhar Housing Finance Limited functions as a subsidiary of Bcp Topco VII Pte. Ltd.

                    Aadhar Housing Finance Ltd (AADHARHFC) Earnings & Revenues

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