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AAVAS Stock Chart & Stats
₹1347.75
-₹3.85(-0.23%)
At close: 4:00 PM EST
₹1347.75
-₹3.85(-0.23%)
Day’s Range― - ―
52-Week Range₹1,050.25 - ₹1,774.95
Previous CloseN/A
Volume77.22K
Average Volume (3M)23.23K
Market Cap
₹88.38B
Enterprise Value₹261.25B
Total Cash (Recent Filing)₹20.64B
Total Debt (Recent Filing)₹160.71B
Price to Earnings (P/E)12.8
Beta0.85
Next Earnings
Oct 26, 2026EPS Estimate
22.88Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)86.73
Shares Outstanding79,295,870
10 Day Avg. Volume4,279
30 Day Avg. Volume23,229
Financial Highlights & Ratios
PEG Ratio0.93
Price to Book (P/B)1.69
Price to Sales (P/S)3.18
P/FCF Ratio11.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)95.22
Revenue Forecast (FY)₹18.25B
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability GrowthRevenue expanded to ₹26.85B in FY2026 from ₹19.88B, while margins remained generally 24–32%. This combination indicates the lending platform is scaling without sacrificing profitability, supporting durable earnings capacity over the next several quarters.
Cash Generation QualityOperating cash flow and free cash flow were positive each year, with free cash flow tracking net income at roughly 0.95–1.02x. That alignment supports earnings quality and gives the lender internally generated cash to help fund ongoing operations.
Scaling Assets And Stable ROEAssets reached about ₹212.1B and equity about ₹50.5B in FY2026, while ROE stayed near 12–13%. Steady balance-sheet expansion with stable returns indicates continued lending scale and a demonstrated ability to deploy capital productively.
Bears Say
High LeverageDebt-to-equity was about 3.1x in FY2026 and has remained roughly 2.7–3.3x historically. Although common in mortgage finance, this leverage increases exposure to funding costs, credit cycles, and liquidity conditions over the medium term.
Volatile Cash FlowFree-cash-flow growth has swung materially, including a very large decline indicated in FY2026, while operating-cash-flow coverage was negative or near zero in several years. Such variability can create periodic liquidity pressure despite positive absolute cash generation.
Margin Comparability RiskGross profit reporting is volatile, with FY2026 gross margin appearing unusually high versus prior years. This weakens period-to-period comparability and makes it harder to determine how much of reported profitability reflects durable operating performance rather than line-item classification noise.
Aavas Financiers Ltd. News
AAVAS FAQ
What was Aavas Financiers Ltd.’s price range in the past 12 months?
Aavas Financiers Ltd. lowest stock price was ₹1050.25 and its highest was ₹1774.95 in the past 12 months.
What is Aavas Financiers Ltd.’s market cap?
Aavas Financiers Ltd.’s market cap is ₹88.38B.
When is Aavas Financiers Ltd.’s upcoming earnings report date?
Aavas Financiers Ltd.’s upcoming earnings report date is Oct 26, 2026 which is in 2 days.
How were Aavas Financiers Ltd.’s earnings last quarter?
Aavas Financiers Ltd. released its earnings results on Jul 21, 2026. The company reported ₹21.6 earnings per share for the quarter, beating the consensus estimate of ₹21.465 by ₹0.135.
Is Aavas Financiers Ltd. overvalued?
According to Wall Street analysts Aavas Financiers Ltd.’s price is currently Overvalued.
Does Aavas Financiers Ltd. pay dividends?
Aavas Financiers Ltd. does not currently pay dividends.
What is Aavas Financiers Ltd.’s EPS estimate?
Aavas Financiers Ltd.’s EPS estimate is 22.88.
How many shares outstanding does Aavas Financiers Ltd. have?
Aavas Financiers Ltd. has 79,295,870 shares outstanding.
What happened to Aavas Financiers Ltd.’s price movement after its last earnings report?
Aavas Financiers Ltd. reported an EPS of ₹21.6 in its last earnings report, beating expectations of ₹21.465. Following the earnings report the stock price went up 1.542%.
Which hedge fund is a major shareholder of Aavas Financiers Ltd.?
Currently, no hedge funds are holding shares in IN:AAVAS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aavas Financiers Ltd.
Established in 2011 and headquartered in Jaipur, India, Aavas Financiers Limited (known as AU Housing Finance Limited until February 2017) specializes in providing housing finance solutions. The company primarily serves self-employed individuals from low and middle-income segments residing in India's semi-urban and rural areas. Its diverse portfolio of loan products encompasses financing for the acquisition of various residential properties, including flats, houses, bungalows, and resale homes. Additionally, Aavas offers funds for land purchases and new home construction, including self-built residences, as well as home improvement loans for renovations such as tiling, flooring, plastering, and painting. Beyond residential property, the company also provides home equity loans and micro, small, and medium enterprise (MSME) loans to support business expansion, equipment procurement, and working capital needs. Further services include home loan balance transfers and products under the emergency credit line guarantee scheme. As of March 31, 2022, Aavas Financiers operated an extensive network of 314 branches across 13 Indian states, which include Rajasthan, Maharashtra, Gujarat, Madhya Pradesh, Haryana, Uttar Pradesh, Chhattisgarh, Delhi, Punjab, Uttarakhand, Himachal Pradesh, Karnataka, and Odisha.
Technical Analysis
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