Home First Finance Company India Ltd. (IN:HOMEFIRST)
:HOMEFIRST
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HOMEFIRST Stock Chart & Stats
₹1093.55
-₹19.30(-1.83%)
At close: 4:00 PM EST
₹1093.55
-₹19.30(-1.83%)
Day’s Range― - ―
52-Week Range₹893.95 - ₹1,518.80
Previous CloseN/A
Volume130.45K
Average Volume (3M)7.04K
Market Cap
₹111.85B
Enterprise Value₹208.76B
Total Cash (Recent Filing)₹7.99B
Total Debt (Recent Filing)₹96.53B
Price to Earnings (P/E)20.5
Beta1.40
Next Earnings
Jul 23, 2026EPS Estimate
14.43Next Dividend Ex-DateN/A
Dividend Yield0.33%
Share Statistics
EPS (TTM)47.00
Shares Outstanding104,458,480
10 Day Avg. Volume5,776
30 Day Avg. Volume7,043
Financial Highlights & Ratios
PEG Ratio0.78
Price to Book (P/B)2.14
Price to Sales (P/S)4.86
P/FCF Ratio15.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)63.59
Revenue Forecast (FY)₹13.73B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthSustained, multi-year top-line expansion demonstrates durable demand for the loan franchise and expands the earning asset base. Persistent growth supports scale benefits in origination and servicing, enabling reinvestment and resilience across funding cycles over the next several quarters.
High ProfitabilityConsistently elevated net margins signal strong underlying NIM and fee income capture versus peers. Durable profitability provides internal capital generation and cushions credit losses, supporting sustained ROE and the capacity to invest in distribution and risk management over a multi-month horizon.
Focused Underserved MarketA clear focus on first-time homebuyers and underserved segments creates structural market opportunity with lower direct competition and long runway for originations. This niche positioning supports repeat lending, franchise stickiness and differentiated distribution advantages over time.
Bears Say
Elevated, Volatile LeverageHigh and previously rising leverage increases sensitivity to funding costs and refinancing risk. Even with 2026 improvement, elevated debt levels limit balance-sheet flexibility, amplify earnings volatility under rate stress and constrain capacity to absorb credit shocks across coming quarters.
Historical Cash-Flow VolatilityA multi-year record of negative operating cash flow followed by a sharp swing raises forecasting risk and implies prior dependence on external funding. Cash variability can strain liquidity, making the company more exposed to market funding cycles and increasing the importance of stable operating cash generation.
Margin Compression With ScaleDeclining margins as the business grows reduce the earnings buffer against higher credit costs or funding increases. This structural compression suggests competitive pricing or higher funding/operating costs and weakens margin sustainability unless offset by continued scale or efficiency gains.
Home First Finance Company India Ltd. News
HOMEFIRST FAQ
What was Home First Finance Company India Ltd.’s price range in the past 12 months?
Home First Finance Company India Ltd. lowest stock price was ₹893.95 and its highest was ₹1518.80 in the past 12 months.
What is Home First Finance Company India Ltd.’s market cap?
Home First Finance Company India Ltd.’s market cap is ₹111.85B.
When is Home First Finance Company India Ltd.’s upcoming earnings report date?
Home First Finance Company India Ltd.’s upcoming earnings report date is Jul 23, 2026 which is in 49 days.
How were Home First Finance Company India Ltd.’s earnings last quarter?
Home First Finance Company India Ltd. released its earnings results on May 06, 2026. The company reported ₹14.4 earnings per share for the quarter, beating the consensus estimate of ₹14.08 by ₹0.32.
Is Home First Finance Company India Ltd. overvalued?
According to Wall Street analysts Home First Finance Company India Ltd.’s price is currently Overvalued.
Does Home First Finance Company India Ltd. pay dividends?
Home First Finance Company India Ltd. pays a Annually dividend of ₹3.7 which represents an annual dividend yield of 0.33%. See more information on Home First Finance Company India Ltd. dividends here
What is Home First Finance Company India Ltd.’s EPS estimate?
Home First Finance Company India Ltd.’s EPS estimate is 14.43.
How many shares outstanding does Home First Finance Company India Ltd. have?
Home First Finance Company India Ltd. has 104,458,480 shares outstanding.
What happened to Home First Finance Company India Ltd.’s price movement after its last earnings report?
Home First Finance Company India Ltd. reported an EPS of ₹14.4 in its last earnings report, beating expectations of ₹14.08. Following the earnings report the stock price went up 3.262%.
Which hedge fund is a major shareholder of Home First Finance Company India Ltd.?
Currently, no hedge funds are holding shares in IN:HOMEFIRST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Home First Finance Company India Ltd.
Home First Finance Company India Limited operates as a housing finance company in India. The company offers housing loans for the purchase or construction of homes, loans against property, loans for extension and renovation of home, and loans for purchase of commercial property. It serves salaried and self-employed customers. The company was incorporated in 2010 and is headquartered in Mumbai, India.
Technical Analysis
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