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Home First Finance Company India Ltd. (IN:HOMEFIRST)
:HOMEFIRST
India Market
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Home First Finance Company India Ltd. (HOMEFIRST) Price & Analysis

2 Followers

HOMEFIRST Stock Chart & Stats

₹1093.55
-₹19.30(-1.83%)
At close: 4:00 PM EST
₹1093.55
-₹19.30(-1.83%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained double‑digit revenue growth from 2021–2026 reflects expanding loan book and market penetration in the affordable housing segment. Durable top‑line expansion supports investment in branch distribution, scale economies and long‑term earnings visibility for the franchise.
High ProfitabilityPersistently high net margins indicate the company effectively converts interest spread and fee income into profit. Strong profitability underpins healthy ROE, funds reinvestment in origination and risk systems, and gives capacity to absorb moderate credit or funding cost shocks.
Improved Cash ConversionOperating cash flow and free cash flow turned positive in 2026 and roughly matched net income, improving earnings quality. Sustained cash conversion would reduce reliance on external funding, enhance liquidity and materially support durable growth funding.
Bears Say
Elevated LeverageElevated and historically volatile leverage increases refinancing, interest‑rate and liquidity risk for a mortgage lender. High debt levels constrain capital flexibility, raise funding costs sensitivity and limit ability to absorb macro shocks without trimming growth or raising capital.
Volatile Cash GenerationA multi‑year pattern of negative operating cash flow followed by a single‑year recovery raises forecasting risk around cash conversion. Inconsistent cash generation can force reliance on wholesale funding and impair the firm’s ability to consistently self‑fund growth or withstand stress periods.
Margin CompressionNet margin erosion over several years suggests rising funding/operating costs or pricing pressure as scale grows. Continued compression would reduce profitability and ROE, limiting reinvestment capacity and making the business more vulnerable to higher credit costs or tougher competition.

Home First Finance Company India Ltd. News

HOMEFIRST FAQ

What was Home First Finance Company India Ltd.’s price range in the past 12 months?
Home First Finance Company India Ltd. lowest stock price was ₹893.95 and its highest was ₹1518.80 in the past 12 months.
    What is Home First Finance Company India Ltd.’s market cap?
    Home First Finance Company India Ltd.’s market cap is ₹133.82B.
      When is Home First Finance Company India Ltd.’s upcoming earnings report date?
      Home First Finance Company India Ltd.’s upcoming earnings report date is Jul 27, 2026 which is in 4 days.
        How were Home First Finance Company India Ltd.’s earnings last quarter?
        Home First Finance Company India Ltd. released its earnings results on May 06, 2026. The company reported ₹14.3 earnings per share for the quarter, beating the consensus estimate of ₹14.08 by ₹0.22.
          Is Home First Finance Company India Ltd. overvalued?
          According to Wall Street analysts Home First Finance Company India Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Home First Finance Company India Ltd. pay dividends?
            Home First Finance Company India Ltd. pays a Annually dividend of ₹5.2 which represents an annual dividend yield of 0.42%. See more information on Home First Finance Company India Ltd. dividends here
              What is Home First Finance Company India Ltd.’s EPS estimate?
              Home First Finance Company India Ltd.’s EPS estimate is 14.6.
                How many shares outstanding does Home First Finance Company India Ltd. have?
                Home First Finance Company India Ltd. has 104,525,220 shares outstanding.
                  What happened to Home First Finance Company India Ltd.’s price movement after its last earnings report?
                  Home First Finance Company India Ltd. reported an EPS of ₹14.3 in its last earnings report, beating expectations of ₹14.08. Following the earnings report the stock price went up 3.262%.
                    Which hedge fund is a major shareholder of Home First Finance Company India Ltd.?
                    Currently, no hedge funds are holding shares in IN:HOMEFIRST
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Home First Finance Company India Ltd.

                      Home First Finance Company India Limited operates as a specialized financial institution in India, primarily dedicated to providing housing finance. The company extends a range of lending options, including mortgages for the purchase or construction of residential properties, loans secured by existing real estate, financing for home improvements and expansions, and capital for acquiring commercial premises. Its services cater to a diverse clientele, encompassing both salaried professionals and self-employed individuals. The firm was established in 2010 and manages its central operations from its headquarters in Mumbai, India.

                      Home First Finance Company India Ltd. (HOMEFIRST) Earnings & Revenues

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